Best Cheap Auto Insurance in Paducah, TX (2021)

The average Paducah, TX auto insurance rates are $328 per month. The minimum auto insurance in Paducah is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Paducah, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Paducah is 15.3 minutes
  • The minimum auto insurance required in Paducah, Texas is 30/60/25
  • Average auto insurance rates in Paducah, TX for senior drivers are $2,410 per year

Paducah, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Paducah can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Paducah, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Paducah to other Texas cities, including Houston auto insurance rates, Corpus Christi auto insurance rates, and Laredo auto insurance rates to see how Paducah, Texas auto insurance rates stack up.

Before you buy Paducah, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Paducah, Texas auto insurance quotes.

Minimum Auto Insurance in Paducah, Texas

Paducah, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Paducah, Texas.

Minimum Required Auto Insurance Coverage in Paducah, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Paducah, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Paducah, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paducah, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,514 $3,571 $3,472 $3,472 $8,992 $10,944 $4,375 $4,605
American Family $3,761 $4,105 $3,179 $3,580 $7,909 $10,539 $5,031 $5,718
GEICO $2,431 $2,572 $2,241 $2,453 $5,098 $5,387 $2,637 $2,698
Nationwide $2,341 $2,391 $2,064 $2,196 $6,476 $8,367 $2,732 $2,967
Progressive $2,711 $2,557 $2,387 $2,452 $10,820 $11,970 $3,171 $3,174
State Farm $1,853 $1,853 $1,637 $1,637 $4,251 $5,385 $2,001 $2,069
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Paducah, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Paducah, Texas is a challenge. Take a look at the annual teen auto insurance rates in Paducah, Texas.

Annual Auto Insurance Rates for Teen Drivers in Paducah, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,992 $10,944
American Family $7,909 $10,539
GEICO $5,098 $5,387
Nationwide $6,476 $8,367
Progressive $10,820 $11,970
State Farm $4,251 $5,385
USAA $3,909 $4,372

Cheap Paducah, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Paducah, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Paducah, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,472 $3,472
American Family $3,179 $3,580
GEICO $2,241 $2,453
Nationwide $2,064 $2,196
Progressive $2,387 $2,452
State Farm $1,637 $1,637
USAA $1,464 $1,501

Cheap Paducah, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Paducah, Texas compared to the annual auto insurance rates with a clean record in Paducah, Texas.

Annual Paducah, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $6,352 $6,615 $4,253
American Family $5,042 $6,291 $5,535 $5,042
GEICO $2,708 $3,507 $3,038 $3,505
Nationwide $3,194 $3,194 $4,763 $3,616
Progressive $4,279 $5,504 $5,009 $4,829
State Farm $2,318 $2,632 $3,076 $2,318
USAA $1,787 $2,568 $3,006 $2,051

Cheap Paducah, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Paducah, Texas is not easy. Compare the annual rates for DUI auto insurance in Paducah, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Paducah, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,615
American Family $5,535
GEICO $3,038
Nationwide $4,763
Progressive $5,009
State Farm $3,076
USAA $3,006

Cheap Paducah, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Paducah, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Paducah, Texas

Insurance Company Poor Fair Good
Allstate $6,832 $5,001 $4,272
American Family $7,828 $4,611 $3,994
GEICO $4,920 $2,788 $1,861
Nationwide $4,439 $3,548 $3,088
Progressive $5,561 $4,760 $4,394
State Farm $3,665 $2,278 $1,813
USAA $3,528 $1,968 $1,564

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Cheap Paducah, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Paducah, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Paducah, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Paducah, Texas

ZIP Code Average Annual Rates
79248 $5,665

Cheap Paducah, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Paducah, Texas auto insurance. Find the cheapest annual Paducah, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Paducah, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,248 $5,488
American Family $5,478 $5,478
GEICO $3,123 $3,256
Nationwide $3,692 $3,692
Progressive $4,905 $4,905
State Farm $2,586 $2,586
USAA $2,322 $2,384

Cheap Paducah, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Paducah, Texas? Check out the comparison of annual Paducah, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paducah, Texas

Insurance Company Low Medium High
Allstate $5,284 $5,337 $5,484
American Family $5,242 $5,357 $5,834
GEICO $3,088 $3,168 $3,313
Nationwide $4,001 $3,530 $3,544
Progressive $4,617 $4,869 $5,230
State Farm $2,468 $2,579 $2,710
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in Paducah, Texas

Compare the cheapest auto insurance companies in Paducah, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Paducah, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Paducah, Texas Auto Insurance Companies

What auto insurance companies in Paducah, Texas are the cheapest? Compare the top Paducah, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Paducah, Texas

Insurance Company Average Annual Rates
Allstate $5,368
American Family $5,478
GEICO $3,190
Nationwide $3,692
Progressive $4,905
State Farm $2,586
USAA $2,353

What affects auto insurance rates in Paducah, Texas?

There are a lot of reasons why auto insurance rates in Paducah, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Paducah, Texas. Many local factors may affect your Paducah auto insurance rates.

Paducah Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Paducah, Texas commute length is 15.3 minutes according to City-Data.

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Compare Paducah, Texas Auto Insurance Quotes

Before you buy Paducah, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Paducah, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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