Best Cheap Auto Insurance in Pacifica, CA (2021)

The average Pacifica, CA auto insurance rates are $297 per month. The minimum auto insurance in Pacifica is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Pacifica, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Pacifica, California is 15/30/5
  • The cheapest auto insurance company in Pacifica is USAA
  • Average auto insurance rates in Pacifica, CA for senior drivers are $2,122 per year

Pacifica, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Pacifica can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pacifica, California, including driving record, credit, commute time, and more.

Compare auto insurance in Pacifica to other California cities, including Sacramento auto insurance rates, Long Beach auto insurance rates, and Anaheim auto insurance rates to see how Pacifica, California auto insurance rates stack up.

Before you buy Pacifica, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pacifica, California auto insurance quotes.

Minimum Auto Insurance in Pacifica, California

Pacifica, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pacifica, California.

Minimum Required Auto Insurance Coverage in Pacifica, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Pacifica, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Pacifica, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pacifica, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,915 $2,917 $2,134 $2,152 $8,208 $10,340 $3,738 $4,107
Farmers $2,585 $2,585 $2,333 $2,333 $8,324 $13,702 $3,072 $3,428
GEICO $1,645 $1,646 $1,548 $1,548 $5,013 $5,105 $2,364 $2,419
Liberty Mutual $2,430 $2,305 $2,263 $2,194 $5,402 $5,724 $2,750 $2,761
Nationwide $3,055 $2,915 $2,676 $2,522 $7,799 $8,600 $3,656 $3,609
Progressive $1,643 $1,691 $1,399 $1,659 $4,379 $5,274 $2,366 $2,543
State Farm $3,057 $3,057 $2,733 $2,733 $5,629 $6,975 $3,385 $3,492
Travelers $2,528 $2,445 $2,235 $2,211 $5,258 $6,005 $3,292 $3,219
USAA $1,807 $1,714 $1,759 $1,769 $4,126 $4,163 $2,508 $2,373

Cheap Pacifica, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Pacifica, California is a challenge. Take a look at the annual teen auto insurance rates in Pacifica, California.

Annual Auto Insurance Rates for Teen Drivers in Pacifica, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,208 $10,340
Farmers $8,324 $13,702
GEICO $5,013 $5,105
Liberty Mutual $5,402 $5,724
Nationwide $7,799 $8,600
Progressive $4,379 $5,274
State Farm $5,629 $6,975
Travelers $5,258 $6,005
USAA $4,126 $4,163

Cheap Pacifica, California Auto Insurance for Seniors

What are senior auto insurance rates in Pacifica, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Pacifica, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,134 $2,152
Farmers $2,333 $2,333
GEICO $1,548 $1,548
Liberty Mutual $2,263 $2,194
Nationwide $2,676 $2,522
Progressive $1,399 $1,659
State Farm $2,733 $2,733
Travelers $2,235 $2,211
USAA $1,759 $1,769

Cheap Pacifica, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pacifica, California compared to the annual auto insurance rates with a clean record in Pacifica, California.

Annual Pacifica, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,751 $4,632 $7,261 $3,612
Farmers $3,541 $4,826 $6,018 $4,796
GEICO $1,862 $2,870 $3,603 $2,309
Liberty Mutual $2,803 $3,756 $3,386 $2,970
Nationwide $3,040 $3,896 $6,584 $3,896
Progressive $1,716 $2,914 $3,375 $2,471
State Farm $2,770 $3,304 $6,240 $3,215
Travelers $2,263 $3,697 $4,297 $3,339
USAA $1,680 $2,503 $4,086 $1,840

Cheap Pacifica, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Pacifica, California is not easy. Compare the annual rates for DUI auto insurance in Pacifica, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Pacifica, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,261
Farmers $6,018
GEICO $3,603
Liberty Mutual $3,386
Nationwide $6,584
Progressive $3,375
State Farm $6,240
Travelers $4,297
USAA $4,086

Cheap Pacifica, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Pacifica, California can vary. Compare the annual cost of auto insurance by ZIP code in Pacifica, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Pacifica, California

ZIP Code Average Annual Rates
94044 $4,875

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Cheap Pacifica, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Pacifica, California auto insurance. Find the cheapest annual Pacifica, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Pacifica, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,119 $5,008
Farmers $4,351 $5,239
GEICO $2,417 $2,905
Liberty Mutual $2,966 $3,491
Nationwide $3,846 $4,862
Progressive $2,377 $2,862
State Farm $3,742 $4,023
Travelers $3,056 $3,742
USAA $2,331 $2,724

Cheap Pacifica, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Pacifica, California? Check out the comparison of annual Pacifica, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pacifica, California

Insurance Company Low Medium High
Allstate $4,341 $4,601 $4,749
Farmers $4,492 $4,832 $5,063
GEICO $2,460 $2,688 $2,835
Liberty Mutual $3,027 $3,257 $3,401
Nationwide $3,919 $4,435 $4,709
Progressive $2,346 $2,699 $2,812
State Farm $3,516 $3,945 $4,186
Travelers $2,962 $3,493 $3,741
USAA $2,308 $2,573 $2,701

Best By Category: Cheapest Auto Insurance in Pacifica, California

Compare the cheapest auto insurance companies in Pacifica, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Pacifica, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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The Cheapest Pacifica, California Auto Insurance Companies

What auto insurance companies in Pacifica, California are the cheapest? Compare the top Pacifica, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Pacifica, California

Insurance Company Average Annual Rates
Allstate $4,564
Farmers $4,795
GEICO $2,661
Liberty Mutual $3,229
Nationwide $4,354
Progressive $2,619
State Farm $3,882
Travelers $3,399
USAA $2,527

What affects auto insurance rates in Pacifica, California?

There are a lot of reasons why auto insurance rates in Pacifica, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pacifica, California. Many local factors may affect your Pacifica auto insurance rates.

Pacifica Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Pacifica, California auto theft statistics, there have been 28 auto thefts in the city.

Pacifica Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pacifica, California commute length is 32.1 minutes according to City-Data.

Compare Pacifica, California Auto Insurance Quotes

Before you buy Pacifica, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pacifica, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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