Best Cheap Auto Insurance in Ozone, AR (2021)

The average Ozone, AR auto insurance rates are $319 per month. The minimum auto insurance in Ozone is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Ozone, Arkansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Ozone, AR for senior drivers are $2,004 per year
  • The minimum auto insurance required in Ozone, Arkansas is 25/50/25
  • The most expensive auto insurance company in Ozone for teen drivers is Travelers

Ozone, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Ozone can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ozone, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Ozone to other Arkansas cities, including Pine Bluff auto insurance rates, Bentonville auto insurance rates, and Fort Smith auto insurance rates to see how Ozone, Arkansas auto insurance rates stack up.

Before you buy Ozone, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ozone, Arkansas auto insurance quotes.

Minimum Auto Insurance in Ozone, Arkansas

Ozone, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ozone, Arkansas.

Minimum Required Auto Insurance Coverage in Ozone, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ozone, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ozone, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ozone, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,626 $2,653 $2,338 $2,501 $9,252 $11,045 $2,910 $3,160
Farmers $2,236 $2,218 $1,999 $2,100 $9,399 $9,717 $2,585 $2,737
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,722 $2,583 $2,232 $2,338 $11,522 $12,981 $3,261 $3,539
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,036 $2,075 $2,005 $2,012 $11,724 $18,803 $2,175 $2,522
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

Cheap Ozone, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ozone, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Ozone, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Ozone, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,252 $11,045
Farmers $9,399 $9,717
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $11,522 $12,981
State Farm $4,447 $5,591
Travelers $11,724 $18,803
USAA $3,959 $4,151

Cheap Ozone, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Ozone, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ozone, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,338 $2,501
Farmers $1,999 $2,100
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,232 $2,338
State Farm $1,395 $1,395
Travelers $2,005 $2,012
USAA $1,183 $1,194

Cheap Ozone, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ozone, Arkansas compared to the annual auto insurance rates with a clean record in Ozone, Arkansas.

Annual Ozone, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,787 $4,738 $5,225 $4,492
Farmers $3,473 $4,466 $4,360 $4,197
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,435 $6,167 $4,659 $5,327
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $4,544 $4,694 $6,862 $5,576
USAA $1,585 $2,004 $2,887 $1,758

Cheap Ozone, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ozone, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Ozone, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ozone, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,225
Farmers $4,360
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,659
State Farm $2,466
Travelers $6,862
USAA $2,887

Cheap Ozone, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ozone, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ozone, Arkansas

Insurance Company Poor Fair Good
Allstate $5,733 $4,386 $3,563
Farmers $4,697 $3,932 $3,743
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,840 $4,976 $4,626
State Farm $3,570 $2,152 $1,677
Travelers $6,219 $5,189 $4,849
USAA $2,729 $1,861 $1,586

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Cheap Ozone, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ozone, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Ozone, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ozone, Arkansas

ZIP Code Average Annual Rates
72854 $3,915

Cheap Ozone, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ozone, Arkansas auto insurance. Find the cheapest annual Ozone, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ozone, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,561 $4,561
Farmers $4,124 $4,124
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $5,147 $5,147
State Farm $2,408 $2,524
Travelers $5,419 $5,419
USAA $2,000 $2,117

Cheap Ozone, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ozone, Arkansas? Check out the comparison of annual Ozone, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ozone, Arkansas

Insurance Company Low Medium High
Allstate $4,429 $4,558 $4,695
Farmers $3,946 $4,087 $4,339
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,783 $5,071 $5,587
State Farm $2,351 $2,463 $2,585
Travelers $5,177 $5,434 $5,645
USAA $1,975 $2,051 $2,149

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Best By Category: Cheapest Auto Insurance in Ozone, Arkansas

Compare the cheapest auto insurance companies in Ozone, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ozone, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Ozone, Arkansas Auto Insurance Companies

What auto insurance companies in Ozone, Arkansas are the cheapest? Compare the top Ozone, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ozone, Arkansas

Insurance Company Average Annual Rates
Allstate $4,561
Farmers $4,124
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $5,147
State Farm $2,466
Travelers $5,419
USAA $2,059

Compare Ozone, Arkansas Auto Insurance Quotes

Before you buy Ozone, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ozone, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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