Best Cheap Auto Insurance in Oxford, GA (2021)

The average Oxford, GA auto insurance rates are $442 per month. The minimum auto insurance in Oxford is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Oxford, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Oxford for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Oxford, Georgia is 25/50/25
  • Average auto insurance rates in Oxford, GA for senior drivers are $2,918 per year

Oxford, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Oxford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oxford, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Oxford to other Georgia cities, including Warner Robins auto insurance rates, Alpharetta auto insurance rates, and Johns Creek auto insurance rates to see how Oxford, Georgia auto insurance rates stack up.

Before you buy Oxford, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oxford, Georgia auto insurance quotes.

Minimum Auto Insurance in Oxford, Georgia

Oxford, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oxford, Georgia.

Minimum Required Auto Insurance Coverage in Oxford, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Oxford, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oxford, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oxford, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,285 $3,285 $3,152 $3,152 $7,762 $10,000 $3,680 $4,018
GEICO $2,412 $2,389 $2,345 $2,345 $7,731 $9,236 $3,112 $3,470
Liberty Mutual $5,666 $6,159 $4,635 $5,250 $24,524 $27,354 $6,006 $6,380
Nationwide $3,353 $3,468 $3,321 $3,650 $10,317 $13,279 $4,079 $4,424
Progressive $3,248 $2,951 $2,797 $2,958 $10,515 $11,631 $3,724 $3,860
State Farm $2,234 $2,234 $2,006 $2,006 $5,972 $7,846 $2,452 $2,650
USAA $1,733 $1,732 $1,617 $1,622 $6,259 $7,385 $2,161 $2,388

Cheap Oxford, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oxford, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Oxford, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Oxford, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,762 $10,000
GEICO $7,731 $9,236
Liberty Mutual $24,524 $27,354
Nationwide $10,317 $13,279
Progressive $10,515 $11,631
State Farm $5,972 $7,846
USAA $6,259 $7,385

Cheap Oxford, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Oxford, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oxford, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,152 $3,152
GEICO $2,345 $2,345
Liberty Mutual $4,635 $5,250
Nationwide $3,321 $3,650
Progressive $2,797 $2,958
State Farm $2,006 $2,006
USAA $1,617 $1,622

Cheap Oxford, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oxford, Georgia compared to the annual auto insurance rates with a clean record in Oxford, Georgia.

Annual Oxford, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,929 $6,121 $4,976 $4,141
GEICO $2,650 $3,299 $7,440 $3,132
Liberty Mutual $8,142 $11,158 $12,827 $10,861
Nationwide $4,424 $5,188 $7,977 $5,357
Progressive $4,036 $7,263 $4,836 $4,706
State Farm $3,120 $3,730 $3,425 $3,425
USAA $2,386 $3,026 $4,375 $2,662

Cheap Oxford, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oxford, Georgia is not easy. Compare the annual rates for DUI auto insurance in Oxford, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Oxford, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,976
GEICO $7,440
Liberty Mutual $12,827
Nationwide $7,977
Progressive $4,836
State Farm $3,425
USAA $4,375

Cheap Oxford, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oxford, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oxford, Georgia

Insurance Company Poor Fair Good
Allstate $6,210 $4,317 $3,847
GEICO $5,558 $3,438 $3,394
Liberty Mutual $15,379 $9,456 $7,405
Nationwide $6,815 $5,538 $4,856
Progressive $5,845 $5,083 $4,704
State Farm $4,855 $3,024 $2,396
USAA $4,045 $2,853 $2,439

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Cheap Oxford, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oxford, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Oxford, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oxford, Georgia

ZIP Code Average Annual Rates
30054 $5,143

Cheap Oxford, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Oxford, Georgia auto insurance. Find the cheapest annual Oxford, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oxford, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,683 $4,901
GEICO $4,064 $4,196
Liberty Mutual $10,747 $10,747
Nationwide $5,736 $5,736
Progressive $5,211 $5,211
State Farm $3,425 $3,425
USAA $2,970 $3,254

Cheap Oxford, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oxford, Georgia? Check out the comparison of annual Oxford, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oxford, Georgia

Insurance Company Low Medium High
Allstate $4,418 $4,842 $5,114
GEICO $3,786 $4,153 $4,451
Liberty Mutual $10,322 $10,689 $11,230
Nationwide $5,551 $5,843 $5,815
Progressive $4,681 $5,109 $5,841
State Farm $3,203 $3,428 $3,644
USAA $2,956 $3,095 $3,286

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Best By Category: Cheapest Auto Insurance in Oxford, Georgia

Compare the cheapest auto insurance companies in Oxford, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oxford, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Oxford, Georgia Auto Insurance Companies

What auto insurance companies in Oxford, Georgia are the cheapest? Compare the top Oxford, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oxford, Georgia

Insurance Company Average Annual Rates
Allstate $4,792
GEICO $4,130
Liberty Mutual $10,747
Nationwide $5,736
Progressive $5,211
State Farm $3,425
USAA $3,112

What affects auto insurance rates in Oxford, Georgia?

There are a lot of reasons why auto insurance rates in Oxford, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oxford, Georgia. Many local factors may affect your Oxford auto insurance rates.

Oxford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oxford, Georgia commute length is 22.7 minutes according to City-Data.

Oxford Traffic

How does Oxford, Georgia rank for traffic? According to Inrix Oxford, Georgia is the 771st most congested worldwide.

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Compare Oxford, Georgia Auto Insurance Quotes

Before you buy Oxford, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oxford, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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