Best Cheap Auto Insurance in Oxbow, NY (2021)

The average Oxbow, NY auto insurance rates are $246 per month. The minimum auto insurance in Oxbow is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Oxbow, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • Average auto insurance rates in Oxbow, NY for senior drivers are $1,845 per year
  • The cheapest auto insurance company in Oxbow is GEICO
  • The most expensive auto insurance company in Oxbow for teen drivers is Liberty Mutual

Oxbow, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Oxbow can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oxbow, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Oxbow to other New York cities, including Yonkers auto insurance rates, Schenectady auto insurance rates, and Syracuse auto insurance rates to see how Oxbow, New York auto insurance rates stack up.

Before you buy Oxbow, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oxbow, New York auto insurance quotes.

Minimum Auto Insurance in Oxbow, New York

Oxbow, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oxbow, New York.

Minimum Required Auto Insurance Coverage in Oxbow, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Oxbow, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oxbow, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oxbow, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,407 $1,356 $1,370 $1,350 $2,965 $4,347 $1,268 $1,306
Liberty Mutual $3,214 $3,214 $2,995 $2,995 $6,229 $10,094 $3,214 $3,413
Nationwide $1,948 $1,948 $1,842 $1,842 $3,400 $5,040 $1,948 $2,467
Progressive $1,533 $1,453 $1,250 $1,263 $5,010 $5,599 $1,973 $1,934
State Farm $1,928 $1,928 $1,679 $1,679 $5,663 $7,330 $2,117 $2,254
Travelers $2,492 $2,514 $2,264 $2,427 $5,686 $6,726 $2,639 $2,750
USAA $1,142 $1,120 $1,040 $1,037 $4,548 $5,410 $1,444 $1,585

Cheap Oxbow, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oxbow, New York is a challenge. Take a look at the annual teen auto insurance rates in Oxbow, New York.

Annual Auto Insurance Rates for Teen Drivers in Oxbow, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,965 $4,347
Liberty Mutual $6,229 $10,094
Nationwide $3,400 $5,040
Progressive $5,010 $5,599
State Farm $5,663 $7,330
Travelers $5,686 $6,726
USAA $4,548 $5,410

Cheap Oxbow, New York Auto Insurance for Seniors

What are senior auto insurance rates in Oxbow, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oxbow, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,370 $1,350
Liberty Mutual $2,995 $2,995
Nationwide $1,842 $1,842
Progressive $1,250 $1,263
State Farm $1,679 $1,679
Travelers $2,264 $2,427
USAA $1,040 $1,037

Cheap Oxbow, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oxbow, New York compared to the annual auto insurance rates with a clean record in Oxbow, New York.

Annual Oxbow, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,509 $1,644 $3,023 $1,509
Liberty Mutual $3,548 $3,548 $7,041 $3,548
Nationwide $1,964 $1,964 $4,282 $2,008
Progressive $2,437 $2,437 $2,683 $2,451
State Farm $2,929 $2,929 $3,216 $3,216
Travelers $2,951 $3,664 $3,717 $3,417
USAA $1,923 $1,954 $2,831 $1,954

Cheap Oxbow, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oxbow, New York is not easy. Compare the annual rates for DUI auto insurance in Oxbow, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Oxbow, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,286
GEICO $3,023
Liberty Mutual $7,041
Nationwide $4,282
Progressive $2,683
State Farm $3,216
Travelers $3,717
USAA $2,831

Cheap Oxbow, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oxbow, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oxbow, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,407 $1,769 $1,587
Liberty Mutual $6,171 $4,049 $3,042
Nationwide $2,555 $2,555 $2,555
Progressive $3,938 $2,056 $1,511
State Farm $4,337 $2,720 $2,159
Travelers $4,736 $2,984 $2,591
USAA $3,314 $1,686 $1,497

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Cheap Oxbow, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oxbow, New York can vary. Compare the annual cost of auto insurance by ZIP code in Oxbow, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oxbow, New York

ZIP Code Average Annual Rates
13671 $2,984

Cheap Oxbow, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Oxbow, New York auto insurance. Find the cheapest annual Oxbow, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oxbow, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,864 $1,978
Liberty Mutual $4,298 $4,544
Nationwide $2,555 $2,555
Progressive $2,502 $2,502
State Farm $2,967 $3,178
Travelers $3,437 $3,437
USAA $2,144 $2,187

Cheap Oxbow, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oxbow, New York? Check out the comparison of annual Oxbow, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oxbow, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,819 $1,914 $2,030
Liberty Mutual $4,235 $4,406 $4,622
Nationwide $2,410 $2,534 $2,720
Progressive $2,388 $2,491 $2,627
State Farm $2,921 $3,089 $3,207
Travelers $3,269 $3,402 $3,640
USAA $2,107 $2,156 $2,234

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Best By Category: Cheapest Auto Insurance in Oxbow, New York

Compare the cheapest auto insurance companies in Oxbow, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oxbow, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Oxbow, New York Auto Insurance Companies

What auto insurance companies in Oxbow, New York are the cheapest? Compare the top Oxbow, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oxbow, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,921
Liberty Mutual $4,421
Nationwide $2,555
Progressive $2,502
State Farm $3,072
Travelers $3,437
USAA $2,166

What affects auto insurance rates in Oxbow, New York?

There are a lot of reasons why auto insurance rates in Oxbow, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oxbow, New York. Many local factors may affect your Oxbow auto insurance rates.

Oxbow Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oxbow, New York commute length is 48.4 minutes according to City-Data.

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Compare Oxbow, New York Auto Insurance Quotes

Before you buy Oxbow, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oxbow, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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