Best Cheap Auto Insurance in Owensville, IN (2021)

The average Owensville, IN auto insurance rates are $280 per month. The minimum auto insurance in Owensville is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Owensville, Indiana, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Owensville, Indiana is 25/50/25
  • Average auto insurance rates in Owensville, IN for senior drivers are $1,745 per year
  • The average commute length in Owensville is 22.1 minutes

Owensville, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Owensville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Owensville, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Owensville to other Indiana cities, including Indianapolis auto insurance rates, South Bend auto insurance rates, and Fort Wayne auto insurance rates to see how Owensville, Indiana auto insurance rates stack up.

Before you buy Owensville, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Owensville, Indiana auto insurance quotes.

Minimum Auto Insurance in Owensville, Indiana

Owensville, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Owensville, Indiana.

Minimum Required Auto Insurance Coverage in Owensville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Owensville, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Owensville, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Owensville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,399 $2,455 $2,110 $2,308 $7,439 $9,388 $2,430 $2,642
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,699 $1,674 $1,452 $1,634 $9,248 $9,861 $2,246 $2,426
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $3,825 $3,825 $3,512 $3,512 $8,430 $12,752 $3,825 $5,262
Nationwide $1,678 $1,714 $1,471 $1,570 $4,919 $6,384 $1,972 $2,156
Progressive $1,709 $1,617 $1,545 $1,557 $9,985 $11,234 $2,142 $2,188
State Farm $1,521 $1,521 $1,351 $1,351 $4,545 $5,832 $1,681 $1,869
Travelers $1,206 $1,228 $1,130 $1,128 $7,294 $11,452 $1,275 $1,485
USAA $1,119 $1,097 $1,048 $1,048 $3,204 $3,560 $1,509 $1,602

Cheap Owensville, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Owensville, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Owensville, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Owensville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,439 $9,388
American Family $6,331 $9,225
Farmers $9,248 $9,861
GEICO $4,612 $4,309
Liberty Mutual $8,430 $12,752
Nationwide $4,919 $6,384
Progressive $9,985 $11,234
State Farm $4,545 $5,832
Travelers $7,294 $11,452
USAA $3,204 $3,560

Cheap Owensville, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Owensville, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Owensville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,110 $2,308
American Family $2,107 $2,107
Farmers $1,452 $1,634
GEICO $1,463 $1,503
Liberty Mutual $3,512 $3,512
Nationwide $1,471 $1,570
Progressive $1,545 $1,557
State Farm $1,351 $1,351
Travelers $1,130 $1,128
USAA $1,048 $1,048

Cheap Owensville, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Owensville, Indiana compared to the annual auto insurance rates with a clean record in Owensville, Indiana.

Annual Owensville, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,105 $4,569 $4,215 $3,698
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,383 $3,939 $4,064 $3,734
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,416 $5,181 $8,022 $4,853
Nationwide $2,351 $3,029 $2,905 $2,647
Progressive $2,996 $5,245 $3,578 $4,171
State Farm $2,402 $2,629 $2,402 $2,402
Travelers $2,779 $3,440 $3,899 $2,981
USAA $1,334 $1,909 $2,194 $1,656

Cheap Owensville, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Owensville, Indiana is not easy. Compare the annual rates for DUI auto insurance in Owensville, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Owensville, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,215
American Family $5,171
Farmers $4,064
GEICO $3,208
Liberty Mutual $8,022
Nationwide $2,905
Progressive $3,578
State Farm $2,402
Travelers $3,899
USAA $2,194

Cheap Owensville, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Owensville, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Owensville, Indiana

Insurance Company Poor Fair Good
Allstate $4,826 $3,596 $3,268
American Family $5,078 $3,306 $2,769
Farmers $4,410 $3,596 $3,333
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,481 $4,869 $4,504
Nationwide $3,111 $2,627 $2,461
Progressive $4,413 $3,902 $3,677
State Farm $3,583 $2,137 $1,656
Travelers $3,651 $3,089 $3,085
USAA $2,383 $1,581 $1,357

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Owensville, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Owensville, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Owensville, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Owensville, Indiana

ZIP Code Average Annual Rates
47665 $3,264

Cheap Owensville, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Owensville, Indiana auto insurance. Find the cheapest annual Owensville, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Owensville, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,897 $3,897
American Family $3,673 $3,762
Farmers $3,780 $3,780
GEICO $2,264 $2,346
Liberty Mutual $5,467 $5,769
Nationwide $2,733 $2,733
Progressive $3,997 $3,997
State Farm $2,389 $2,529
Travelers $3,275 $3,275
USAA $1,750 $1,797

Cheap Owensville, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Owensville, Indiana? Check out the comparison of annual Owensville, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Owensville, Indiana

Insurance Company Low Medium High
Allstate $3,709 $3,882 $4,099
American Family $3,702 $3,842 $3,608
Farmers $3,637 $3,772 $3,932
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,428 $5,602 $5,823
Nationwide $2,770 $2,712 $2,717
Progressive $3,782 $3,937 $4,273
State Farm $2,347 $2,458 $2,572
Travelers $3,224 $3,305 $3,295
USAA $1,707 $1,769 $1,844

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Owensville, Indiana

Compare the cheapest auto insurance companies in Owensville, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Owensville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Owensville, Indiana Auto Insurance Companies

What auto insurance companies in Owensville, Indiana are the cheapest? Compare the top Owensville, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Owensville, Indiana

Insurance Company Average Annual Rates
Allstate $3,897
American Family $3,717
Farmers $3,780
GEICO $2,305
Liberty Mutual $5,618
Nationwide $2,733
Progressive $3,997
State Farm $2,459
Travelers $3,275
USAA $1,773

What affects auto insurance rates in Owensville, Indiana?

There are a lot of reasons why auto insurance rates in Owensville, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Owensville, Indiana. Many local factors may affect your Owensville auto insurance rates.

Owensville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Owensville, Indiana commute length is 22.1 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Owensville, Indiana Auto Insurance Quotes

Before you buy Owensville, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Owensville, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption