Best Cheap Auto Insurance in Owen, WI (2021)

The average Owen, WI auto insurance rates are $244 per month. The minimum auto insurance in Owen is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Owen, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in Owen, WI for senior drivers are $1,647 per year
  • The average commute length in Owen is 19.0 minutes
  • The most expensive auto insurance company in Owen for teen drivers is Nationwide

Owen, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Owen can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Owen, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Owen to other Wisconsin cities, including Appleton auto insurance rates, Janesville auto insurance rates, and Milwaukee auto insurance rates to see how Owen, Wisconsin auto insurance rates stack up.

Before you buy Owen, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Owen, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Owen, Wisconsin

Owen, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Owen, Wisconsin.

Minimum Required Auto Insurance Coverage in Owen, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Owen, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Owen, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Owen, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,266 $2,393 $2,086 $2,309 $7,157 $9,183 $2,309 $2,510
American Family $976 $1,023 $915 $925 $2,747 $3,037 $1,149 $1,225
Farmers $1,827 $1,829 $1,621 $1,712 $8,533 $8,850 $2,079 $2,187
GEICO $1,375 $1,502 $1,392 $1,565 $4,431 $4,781 $1,276 $1,328
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $3,526 $3,722 $2,913 $3,076 $7,089 $10,840 $4,284 $5,118
Progressive $1,757 $1,687 $1,437 $1,493 $6,426 $7,271 $2,111 $2,290
State Farm $1,360 $1,360 $1,197 $1,197 $3,681 $4,680 $1,529 $1,731
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

Cheap Owen, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Owen, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Owen, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Owen, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,157 $9,183
American Family $2,747 $3,037
Farmers $8,533 $8,850
GEICO $4,431 $4,781
Liberty Mutual $5,914 $6,647
Nationwide $7,089 $10,840
Progressive $6,426 $7,271
State Farm $3,681 $4,680
USAA $3,408 $3,962

Cheap Owen, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Owen, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Owen, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,309
American Family $915 $925
Farmers $1,621 $1,712
GEICO $1,392 $1,565
Liberty Mutual $1,555 $1,774
Nationwide $2,913 $3,076
Progressive $1,437 $1,493
State Farm $1,197 $1,197
USAA $1,228 $1,256

Cheap Owen, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Owen, Wisconsin compared to the annual auto insurance rates with a clean record in Owen, Wisconsin.

Annual Owen, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,099 $4,241 $3,950 $3,816
American Family $1,435 $1,521 $1,521 $1,521
Farmers $3,124 $3,937 $3,724 $3,536
GEICO $1,548 $2,475 $2,771 $2,030
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,287 $4,959 $6,078 $4,959
Progressive $2,806 $3,380 $2,907 $3,143
State Farm $1,936 $2,247 $2,092 $2,092
USAA $1,599 $2,008 $2,717 $1,823

Cheap Owen, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Owen, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Owen, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Owen, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,950
American Family $1,521
Farmers $3,724
GEICO $2,771
Liberty Mutual $3,411
Nationwide $6,078
Progressive $2,907
State Farm $2,092
USAA $2,717

Cheap Owen, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Owen, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Owen, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,961 $3,412 $2,957
American Family $2,008 $1,322 $1,168
Farmers $4,051 $3,419 $3,270
GEICO $2,897 $2,065 $1,657
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $5,701 $4,756 $4,756
Progressive $3,499 $2,947 $2,731
State Farm $3,120 $1,791 $1,364
USAA $3,141 $1,652 $1,317

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Cheap Owen, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Owen, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Owen, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Owen, Wisconsin

ZIP Code Average Annual Rates
54460 $2,829

Cheap Owen, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Owen, Wisconsin auto insurance. Find the cheapest annual Owen, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Owen, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,686 $3,867
American Family $1,474 $1,525
Farmers $3,580 $3,580
GEICO $2,158 $2,254
Liberty Mutual $3,022 $3,022
Nationwide $5,071 $5,071
Progressive $3,059 $3,059
State Farm $2,040 $2,144
USAA $2,010 $2,063

Cheap Owen, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Owen, Wisconsin? Check out the comparison of annual Owen, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Owen, Wisconsin

Insurance Company Low Medium High
Allstate $3,615 $3,767 $3,948
American Family $1,483 $1,513 $1,503
Farmers $3,319 $3,553 $3,868
GEICO $2,094 $2,205 $2,319
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $4,927 $5,071 $5,215
Progressive $2,897 $3,079 $3,201
State Farm $1,982 $2,098 $2,195
USAA $1,962 $2,038 $2,110

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Best By Category: Cheapest Auto Insurance in Owen, Wisconsin

Compare the cheapest auto insurance companies in Owen, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Owen, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Owen, Wisconsin Auto Insurance Companies

What auto insurance companies in Owen, Wisconsin are the cheapest? Compare the top Owen, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Owen, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,777
American Family $1,500
Farmers $3,580
GEICO $2,206
Liberty Mutual $3,022
Nationwide $5,071
Progressive $3,059
State Farm $2,092
USAA $2,037

What affects auto insurance rates in Owen, Wisconsin?

There are a lot of reasons why auto insurance rates in Owen, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Owen, Wisconsin. Many local factors may affect your Owen auto insurance rates.

Owen Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Owen, Wisconsin commute length is 19.0 minutes according to City-Data.

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Compare Owen, Wisconsin Auto Insurance Quotes

Before you buy Owen, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Owen, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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