Best Cheap Auto Insurance in Owasso, OK (2021)

The average Owasso, OK auto insurance rates are $353 per month. The minimum auto insurance in Owasso is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Owasso, Oklahoma, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Owasso, OK for senior drivers are $2,446 per year
  • The cheapest auto insurance company in Owasso is State Farm
  • The most expensive auto insurance company in Owasso for teen drivers is Liberty Mutual

Owasso, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Owasso can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Owasso, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Owasso to other Oklahoma cities, including Norman auto insurance rates, Lawton auto insurance rates, and Moore auto insurance rates to see how Owasso, Oklahoma auto insurance rates stack up.

Before you buy Owasso, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Owasso, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Owasso, Oklahoma

Owasso, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Owasso, Oklahoma.

Minimum Required Auto Insurance Coverage in Owasso, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Owasso, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Owasso, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Owasso, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,496 $2,500 $2,309 $2,423 $7,811 $9,185 $2,681 $2,819
Farmers $2,308 $2,280 $2,070 $2,199 $9,224 $9,430 $2,630 $2,736
GEICO $2,096 $2,316 $2,292 $2,619 $6,318 $6,737 $1,830 $1,834
Liberty Mutual $4,686 $4,950 $4,135 $4,516 $13,799 $15,187 $4,859 $5,014
Progressive $2,868 $2,724 $2,364 $2,500 $11,476 $12,862 $3,358 $3,522
State Farm $1,740 $1,740 $1,544 $1,544 $4,643 $5,825 $1,834 $2,073
USAA $1,929 $1,922 $1,862 $1,871 $6,322 $7,034 $2,474 $2,702

Cheap Owasso, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Owasso, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Owasso, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Owasso, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,811 $9,185
Farmers $9,224 $9,430
GEICO $6,318 $6,737
Liberty Mutual $13,799 $15,187
Progressive $11,476 $12,862
State Farm $4,643 $5,825
USAA $6,322 $7,034

Cheap Owasso, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Owasso, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Owasso, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,309 $2,423
Farmers $2,070 $2,199
GEICO $2,292 $2,619
Liberty Mutual $4,135 $4,516
Progressive $2,364 $2,500
State Farm $1,544 $1,544
USAA $1,862 $1,871

Cheap Owasso, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Owasso, Oklahoma compared to the annual auto insurance rates with a clean record in Owasso, Oklahoma.

Annual Owasso, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,454 $4,056 $4,707 $3,896
Farmers $3,455 $4,467 $4,358 $4,158
GEICO $2,350 $3,640 $4,094 $2,937
Liberty Mutual $4,763 $8,081 $9,127 $6,601
Progressive $4,054 $7,547 $4,476 $4,760
State Farm $2,417 $2,819 $2,618 $2,618
USAA $2,404 $3,468 $4,224 $2,961

Cheap Owasso, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Owasso, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Owasso, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Owasso, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,707
Farmers $4,358
GEICO $4,094
Liberty Mutual $9,127
Progressive $4,476
State Farm $2,618
USAA $4,224

Cheap Owasso, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Owasso, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Owasso, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,985 $3,774 $3,325
Farmers $4,715 $3,904 $3,709
GEICO $3,921 $3,255 $2,589
Liberty Mutual $10,240 $6,277 $4,912
Progressive $5,908 $5,035 $4,684
State Farm $3,638 $2,334 $1,882
USAA $4,812 $2,767 $2,214

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Cheap Owasso, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Owasso, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Owasso, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Owasso, Oklahoma

ZIP Code Average Annual Rates
74055 $4,233

Cheap Owasso, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Owasso, Oklahoma auto insurance. Find the cheapest annual Owasso, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Owasso, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,028 $4,028
Farmers $4,110 $4,110
GEICO $3,198 $3,313
Liberty Mutual $7,143 $7,143
Progressive $5,209 $5,209
State Farm $2,575 $2,661
USAA $3,225 $3,304

Cheap Owasso, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Owasso, Oklahoma? Check out the comparison of annual Owasso, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Owasso, Oklahoma

Insurance Company Low Medium High
Allstate $3,756 $4,010 $4,318
Farmers $3,916 $4,059 $4,354
GEICO $2,981 $3,264 $3,521
Liberty Mutual $6,714 $7,114 $7,601
Progressive $4,833 $5,176 $5,618
State Farm $2,447 $2,598 $2,809
USAA $3,118 $3,254 $3,422

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Best By Category: Cheapest Auto Insurance in Owasso, Oklahoma

Compare the cheapest auto insurance companies in Owasso, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Owasso, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Owasso, Oklahoma Auto Insurance Companies

What auto insurance companies in Owasso, Oklahoma are the cheapest? Compare the top Owasso, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Owasso, Oklahoma

Insurance Company Average Annual Rates
Allstate $4,028
Farmers $4,110
GEICO $3,255
Liberty Mutual $7,143
Progressive $5,209
State Farm $2,618
USAA $3,264

What affects auto insurance rates in Owasso, Oklahoma?

There are a lot of reasons why auto insurance rates in Owasso, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Owasso, Oklahoma. Many local factors may affect your Owasso auto insurance rates.

Owasso Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Owasso, Oklahoma commute length is 21.5 minutes according to City-Data.

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Compare Owasso, Oklahoma Auto Insurance Quotes

Before you buy Owasso, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Owasso, Oklahoma auto insurance quotes.

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