Best Cheap Auto Insurance in Ovalo, TX (2021)

The average Ovalo, TX auto insurance rates are $310 per month. The minimum auto insurance in Ovalo is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Ovalo, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Ovalo, TX for senior drivers are $2,261 per year
  • The most expensive auto insurance company in Ovalo for teen drivers is Progressive
  • The minimum auto insurance required in Ovalo, Texas is 30/60/25

Ovalo, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Ovalo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ovalo, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Ovalo to other Texas cities, including Corpus Christi auto insurance rates, Dallas auto insurance rates, and San Antonio auto insurance rates to see how Ovalo, Texas auto insurance rates stack up.

Before you buy Ovalo, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ovalo, Texas auto insurance quotes.

Minimum Auto Insurance in Ovalo, Texas

Ovalo, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ovalo, Texas.

Minimum Required Auto Insurance Coverage in Ovalo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Ovalo, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ovalo, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ovalo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,501 $3,557 $3,460 $3,460 $8,971 $10,917 $4,358 $4,587
American Family $2,822 $3,093 $2,489 $2,810 $6,475 $8,601 $3,862 $4,403
GEICO $2,421 $2,573 $2,252 $2,497 $5,162 $5,381 $2,626 $2,658
Nationwide $2,412 $2,460 $2,126 $2,260 $6,729 $8,684 $2,821 $3,061
Progressive $2,454 $2,340 $2,187 $2,230 $10,258 $11,430 $2,912 $2,949
State Farm $1,822 $1,822 $1,627 $1,627 $4,443 $5,678 $1,986 $2,049
USAA $1,379 $1,396 $1,313 $1,315 $3,751 $4,108 $1,838 $1,988

Cheap Ovalo, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ovalo, Texas is a challenge. Take a look at the annual teen auto insurance rates in Ovalo, Texas.

Annual Auto Insurance Rates for Teen Drivers in Ovalo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,971 $10,917
American Family $6,475 $8,601
GEICO $5,162 $5,381
Nationwide $6,729 $8,684
Progressive $10,258 $11,430
State Farm $4,443 $5,678
USAA $3,751 $4,108

Cheap Ovalo, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Ovalo, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ovalo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,460 $3,460
American Family $2,489 $2,810
GEICO $2,252 $2,497
Nationwide $2,126 $2,260
Progressive $2,187 $2,230
State Farm $1,627 $1,627
USAA $1,313 $1,315

Cheap Ovalo, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ovalo, Texas compared to the annual auto insurance rates with a clean record in Ovalo, Texas.

Annual Ovalo, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,237 $6,334 $6,598 $4,237
American Family $3,961 $4,980 $4,375 $3,961
GEICO $2,712 $3,530 $3,034 $3,509
Nationwide $3,304 $3,304 $4,927 $3,741
Progressive $4,007 $5,181 $4,677 $4,516
State Farm $2,331 $2,684 $3,181 $2,331
USAA $1,602 $2,344 $2,762 $1,837

Cheap Ovalo, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ovalo, Texas is not easy. Compare the annual rates for DUI auto insurance in Ovalo, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ovalo, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,598
American Family $4,375
GEICO $3,034
Nationwide $4,927
Progressive $4,677
State Farm $3,181
USAA $2,762

Cheap Ovalo, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ovalo, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ovalo, Texas

Insurance Company Poor Fair Good
Allstate $6,809 $4,986 $4,259
American Family $6,101 $3,662 $3,195
GEICO $4,930 $2,794 $1,865
Nationwide $4,591 $3,672 $3,194
Progressive $5,171 $4,470 $4,144
State Farm $3,724 $2,321 $1,851
USAA $3,146 $1,809 $1,453

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Ovalo, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ovalo, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Ovalo, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ovalo, Texas

ZIP Code Average Annual Rates
79541 $5,465

Cheap Ovalo, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ovalo, Texas auto insurance. Find the cheapest annual Ovalo, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ovalo, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,232 $5,471
American Family $4,319 $4,319
GEICO $3,131 $3,262
Nationwide $3,819 $3,819
Progressive $4,595 $4,595
State Farm $2,632 $2,632
USAA $2,109 $2,163

Cheap Ovalo, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ovalo, Texas? Check out the comparison of annual Ovalo, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ovalo, Texas

Insurance Company Low Medium High
Allstate $5,267 $5,320 $5,467
American Family $4,117 $4,217 $4,624
GEICO $3,070 $3,172 $3,347
Nationwide $4,134 $3,653 $3,670
Progressive $4,360 $4,575 $4,851
State Farm $2,503 $2,628 $2,765
USAA $2,070 $2,128 $2,210

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Ovalo, Texas

Compare the cheapest auto insurance companies in Ovalo, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ovalo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Ovalo, Texas Auto Insurance Companies

What auto insurance companies in Ovalo, Texas are the cheapest? Compare the top Ovalo, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ovalo, Texas

Insurance Company Average Annual Rates
Allstate $5,351
American Family $4,319
GEICO $3,196
Nationwide $3,819
Progressive $4,595
State Farm $2,632
USAA $2,136

Compare Ovalo, Texas Auto Insurance Quotes

Before you buy Ovalo, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ovalo, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption