Best Cheap Auto Insurance in Otway, OH (2021)

The average Otway, OH auto insurance rates are $249 per month. The minimum auto insurance in Otway is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Otway, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Otway for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Otway is American Family
  • Average auto insurance rates in Otway, OH for senior drivers are $1,563 per year

Otway, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Otway can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Otway, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Otway to other Ohio cities, including Canton auto insurance rates, Dayton auto insurance rates, and Cincinnati auto insurance rates to see how Otway, Ohio auto insurance rates stack up.

Before you buy Otway, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Otway, Ohio auto insurance quotes.

Minimum Auto Insurance in Otway, Ohio

Otway, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Otway, Ohio.

Minimum Required Auto Insurance Coverage in Otway, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Otway, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Otway, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Otway, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,158 $2,164 $1,931 $2,069 $5,770 $6,593 $2,291 $2,463
American Family $980 $1,021 $884 $891 $2,828 $3,088 $1,204 $1,272
Farmers $1,951 $1,948 $1,720 $1,809 $8,340 $8,655 $2,187 $2,297
GEICO $1,488 $1,434 $1,372 $1,372 $3,911 $3,639 $1,660 $1,414
Liberty Mutual $2,268 $2,482 $1,743 $2,123 $11,512 $13,030 $2,424 $2,659
Nationwide $2,425 $2,442 $2,181 $2,203 $6,095 $7,903 $2,607 $3,049
Progressive $1,901 $1,815 $1,578 $1,625 $7,955 $8,988 $2,285 $2,353
State Farm $1,585 $1,585 $1,399 $1,399 $4,638 $5,853 $1,831 $2,090
Travelers $1,543 $1,568 $1,521 $1,516 $6,548 $10,354 $1,603 $1,849
USAA $1,012 $1,022 $956 $960 $3,091 $3,453 $1,359 $1,474

Cheap Otway, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Otway, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Otway, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Otway, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,770 $6,593
American Family $2,828 $3,088
Farmers $8,340 $8,655
GEICO $3,911 $3,639
Liberty Mutual $11,512 $13,030
Nationwide $6,095 $7,903
Progressive $7,955 $8,988
State Farm $4,638 $5,853
Travelers $6,548 $10,354
USAA $3,091 $3,453

Cheap Otway, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Otway, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Otway, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,931 $2,069
American Family $884 $891
Farmers $1,720 $1,809
GEICO $1,372 $1,372
Liberty Mutual $1,743 $2,123
Nationwide $2,181 $2,203
Progressive $1,578 $1,625
State Farm $1,399 $1,399
Travelers $1,521 $1,516
USAA $956 $960

Cheap Otway, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Otway, Ohio compared to the annual auto insurance rates with a clean record in Otway, Ohio.

Annual Otway, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,243 $3,755 $3,027
American Family $1,457 $1,542 $1,542 $1,542
Farmers $2,983 $3,832 $3,737 $3,901
GEICO $1,397 $1,993 $2,843 $1,913
Liberty Mutual $4,021 $5,144 $5,272 $4,682
Nationwide $2,881 $3,684 $4,693 $3,193
Progressive $3,081 $4,147 $3,275 $3,747
State Farm $2,340 $2,756 $2,548 $2,548
Travelers $2,447 $3,178 $4,789 $2,837
USAA $1,279 $1,712 $2,253 $1,418

Cheap Otway, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Otway, Ohio is not easy. Compare the annual rates for DUI auto insurance in Otway, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Otway, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,755
American Family $1,542
Farmers $3,737
GEICO $2,843
Liberty Mutual $5,272
Nationwide $4,693
Progressive $3,275
State Farm $2,548
Travelers $4,789
USAA $2,253

Cheap Otway, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Otway, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Otway, Ohio

Insurance Company Poor Fair Good
Allstate $4,096 $2,963 $2,481
American Family $2,014 $1,379 $1,170
Farmers $4,104 $3,450 $3,286
GEICO $2,444 $2,036 $1,629
Liberty Mutual $6,873 $4,186 $3,280
Nationwide $4,365 $3,512 $2,962
Progressive $4,031 $3,448 $3,209
State Farm $3,631 $2,244 $1,768
Travelers $3,708 $3,222 $3,008
USAA $2,170 $1,528 $1,299

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Cheap Otway, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Otway, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Otway, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Otway, Ohio

ZIP Code Average Annual Rates
45657 $2,847

Cheap Otway, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Otway, Ohio auto insurance. Find the cheapest annual Otway, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Otway, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,180 $3,180
American Family $1,503 $1,540
Farmers $3,613 $3,613
GEICO $1,997 $2,076
Liberty Mutual $4,780 $4,780
Nationwide $3,613 $3,613
Progressive $3,562 $3,562
State Farm $2,486 $2,609
Travelers $3,313 $3,313
USAA $1,600 $1,731

Cheap Otway, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Otway, Ohio? Check out the comparison of annual Otway, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Otway, Ohio

Insurance Company Low Medium High
Allstate $3,079 $3,174 $3,287
American Family $1,501 $1,532 $1,530
Farmers $3,442 $3,562 $3,835
GEICO $1,977 $2,028 $2,104
Liberty Mutual $4,611 $4,804 $4,925
Nationwide $4,010 $3,501 $3,329
Progressive $3,435 $3,535 $3,718
State Farm $2,442 $2,554 $2,646
Travelers $3,226 $3,357 $3,355
USAA $1,596 $1,664 $1,737

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Best By Category: Cheapest Auto Insurance in Otway, Ohio

Compare the cheapest auto insurance companies in Otway, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Otway, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Otway, Ohio Auto Insurance Companies

What auto insurance companies in Otway, Ohio are the cheapest? Compare the top Otway, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Otway, Ohio

Insurance Company Average Annual Rates
Allstate $3,180
American Family $1,521
Farmers $3,613
GEICO $2,036
Liberty Mutual $4,780
Nationwide $3,613
Progressive $3,562
State Farm $2,548
Travelers $3,313
USAA $1,666

Compare Otway, Ohio Auto Insurance Quotes

Before you buy Otway, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Otway, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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