Best Cheap Auto Insurance in Ottine, TX (2021)

The average Ottine, TX auto insurance rates are $315 per month. The minimum auto insurance in Ottine is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Ottine, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Ottine, Texas is 30/60/25
  • The cheapest auto insurance company in Ottine is USAA
  • The most expensive auto insurance company in Ottine for teen drivers is Progressive

Ottine, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Ottine can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ottine, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Ottine to other Texas cities, including Dallas auto insurance rates, Fort Worth auto insurance rates, and Corpus Christi auto insurance rates to see how Ottine, Texas auto insurance rates stack up.

Before you buy Ottine, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ottine, Texas auto insurance quotes.

Minimum Auto Insurance in Ottine, Texas

Ottine, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ottine, Texas.

Minimum Required Auto Insurance Coverage in Ottine, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ottine, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ottine, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ottine, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,297 $3,325 $3,256 $3,256 $8,732 $10,530 $4,075 $4,243
American Family $2,614 $2,902 $2,417 $2,761 $6,723 $8,800 $3,715 $4,227
GEICO $2,320 $2,501 $2,240 $2,531 $5,019 $5,241 $2,506 $2,507
Nationwide $2,826 $2,877 $2,491 $2,642 $8,062 $10,372 $3,325 $3,602
Progressive $2,299 $2,190 $2,043 $2,083 $9,433 $10,537 $2,722 $2,767
State Farm $2,030 $2,030 $1,803 $1,803 $4,820 $6,136 $2,204 $2,274
USAA $1,491 $1,502 $1,422 $1,414 $4,161 $4,540 $1,987 $2,136

Cheap Ottine, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ottine, Texas is a challenge. Take a look at the annual teen auto insurance rates in Ottine, Texas.

Annual Auto Insurance Rates for Teen Drivers in Ottine, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,732 $10,530
American Family $6,723 $8,800
GEICO $5,019 $5,241
Nationwide $8,062 $10,372
Progressive $9,433 $10,537
State Farm $4,820 $6,136
USAA $4,161 $4,540

Cheap Ottine, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Ottine, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ottine, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,256 $3,256
American Family $2,417 $2,761
GEICO $2,240 $2,531
Nationwide $2,491 $2,642
Progressive $2,043 $2,083
State Farm $1,803 $1,803
USAA $1,422 $1,414

Cheap Ottine, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ottine, Texas compared to the annual auto insurance rates with a clean record in Ottine, Texas.

Annual Ottine, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,951 $6,089 $6,367 $3,951
American Family $3,900 $4,940 $4,339 $3,900
GEICO $2,641 $3,479 $2,914 $3,398
Nationwide $3,918 $3,918 $5,831 $4,432
Progressive $3,717 $4,791 $4,344 $4,184
State Farm $2,570 $2,942 $3,467 $2,570
USAA $1,742 $2,563 $3,023 $1,998

Cheap Ottine, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ottine, Texas is not easy. Compare the annual rates for DUI auto insurance in Ottine, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ottine, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,367
American Family $4,339
GEICO $2,914
Nationwide $5,831
Progressive $4,344
State Farm $3,467
USAA $3,023

Cheap Ottine, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ottine, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ottine, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,743 $4,060
American Family $5,887 $3,695 $3,227
GEICO $4,791 $2,717 $1,816
Nationwide $5,445 $4,354 $3,775
Progressive $4,808 $4,140 $3,830
State Farm $4,092 $2,544 $2,026
USAA $3,430 $1,976 $1,589

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Cheap Ottine, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ottine, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Ottine, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ottine, Texas

ZIP Code Average Annual Rates
78658 $5,591

Cheap Ottine, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ottine, Texas auto insurance. Find the cheapest annual Ottine, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ottine, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,970 $5,208
American Family $4,270 $4,270
GEICO $3,049 $3,167
Nationwide $4,525 $4,525
Progressive $4,259 $4,259
State Farm $2,887 $2,887
USAA $2,302 $2,361

Cheap Ottine, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ottine, Texas? Check out the comparison of annual Ottine, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ottine, Texas

Insurance Company Low Medium High
Allstate $4,967 $5,044 $5,257
American Family $3,980 $4,116 $4,713
GEICO $2,946 $3,066 $3,312
Nationwide $4,884 $4,329 $4,361
Progressive $4,046 $4,239 $4,492
State Farm $2,741 $2,878 $3,043
USAA $2,257 $2,323 $2,415

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Best By Category: Cheapest Auto Insurance in Ottine, Texas

Compare the cheapest auto insurance companies in Ottine, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ottine, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Ottine, Texas Auto Insurance Companies

What auto insurance companies in Ottine, Texas are the cheapest? Compare the top Ottine, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ottine, Texas

Insurance Company Average Annual Rates
Allstate $5,089
American Family $4,270
GEICO $3,108
Nationwide $4,525
Progressive $4,259
State Farm $2,887
USAA $2,332

Compare Ottine, Texas Auto Insurance Quotes

Before you buy Ottine, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ottine, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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