Best Cheap Auto Insurance in Otis, LA (2021)

The average Otis, LA auto insurance rates are $459 per month. The minimum auto insurance in Otis is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Otis, Louisiana, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Otis, LA for senior drivers are $3,470 per year
  • The cheapest auto insurance company in Otis is USAA
  • The most expensive auto insurance company in Otis for teen drivers is Progressive

Otis, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Otis can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Otis, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Otis to other Louisiana cities, including Monroe auto insurance rates, Baton Rouge auto insurance rates, and Houma auto insurance rates to see how Otis, Louisiana auto insurance rates stack up.

Before you buy Otis, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Otis, Louisiana auto insurance quotes.

Minimum Auto Insurance in Otis, Louisiana

Otis, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Otis, Louisiana.

Minimum Required Auto Insurance Coverage in Otis, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Otis, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Otis, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Otis, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,961 $3,961 $4,083 $4,083 $8,602 $10,840 $4,370 $4,735
GEICO $3,821 $4,432 $4,649 $5,756 $14,333 $14,986 $3,679 $3,506
Progressive $3,576 $3,340 $3,002 $3,220 $14,805 $16,478 $4,130 $4,297
State Farm $2,774 $2,774 $2,555 $2,555 $8,180 $10,241 $3,092 $3,469
USAA $2,463 $2,421 $2,410 $2,387 $7,360 $8,608 $3,009 $3,287

Cheap Otis, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Otis, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Otis, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Otis, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,602 $10,840
GEICO $14,333 $14,986
Progressive $14,805 $16,478
State Farm $8,180 $10,241
USAA $7,360 $8,608

Cheap Otis, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Otis, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Otis, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,083 $4,083
GEICO $4,649 $5,756
Progressive $3,002 $3,220
State Farm $2,555 $2,555
USAA $2,410 $2,387

Cheap Otis, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Otis, Louisiana compared to the annual auto insurance rates with a clean record in Otis, Louisiana.

Annual Otis, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,428 $6,710 $5,990 $5,189
GEICO $4,659 $7,554 $9,400 $5,968
Progressive $5,494 $7,419 $7,083 $6,428
State Farm $4,083 $4,827 $4,455 $4,455
USAA $3,052 $4,236 $5,044 $3,640

Cheap Otis, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Otis, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Otis, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Otis, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,990
GEICO $9,400
Progressive $7,083
State Farm $4,455
USAA $5,044

Cheap Otis, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Otis, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Otis, Louisiana

Insurance Company Poor Fair Good
Allstate $7,317 $5,029 $4,391
GEICO $8,205 $7,118 $5,362
Progressive $7,444 $6,403 $5,970
State Farm $6,162 $3,981 $3,223
USAA $5,498 $3,529 $2,952

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Otis, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Otis, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Otis, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Otis, Louisiana

ZIP Code Average Annual Rates
71466 $5,157

Cheap Otis, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Otis, Louisiana auto insurance. Find the cheapest annual Otis, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Otis, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,579 $5,579
GEICO $6,759 $7,032
Progressive $6,606 $6,606
State Farm $4,342 $4,568
USAA $3,868 $4,118

Cheap Otis, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Otis, Louisiana? Check out the comparison of annual Otis, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Otis, Louisiana

Insurance Company Low Medium High
Allstate $4,832 $5,681 $6,225
GEICO $5,533 $6,919 $8,233
Progressive $5,723 $6,561 $7,534
State Farm $3,840 $4,443 $5,083
USAA $3,432 $4,059 $4,488

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Otis, Louisiana

Compare the cheapest auto insurance companies in Otis, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Otis, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Otis, Louisiana Auto Insurance Companies

What auto insurance companies in Otis, Louisiana are the cheapest? Compare the top Otis, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Otis, Louisiana

Insurance Company Average Annual Rates
Allstate $5,579
GEICO $6,895
Progressive $6,606
State Farm $4,455
USAA $3,993

Compare Otis, Louisiana Auto Insurance Quotes

Before you buy Otis, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Otis, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption