Best Cheap Auto Insurance in Osseo, WI (2021)

The average Osseo, WI auto insurance rates are $254 per month. The minimum auto insurance in Osseo is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Osseo, Wisconsin, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Osseo is 19.8 minutes
  • The most expensive auto insurance company in Osseo for teen drivers is Nationwide
  • The cheapest auto insurance company in Osseo is American Family

Osseo, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Osseo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Osseo, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Osseo to other Wisconsin cities, including Oshkosh auto insurance rates, Milwaukee auto insurance rates, and Waukesha auto insurance rates to see how Osseo, Wisconsin auto insurance rates stack up.

Before you buy Osseo, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Osseo, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Osseo, Wisconsin

Osseo, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Osseo, Wisconsin.

Minimum Required Auto Insurance Coverage in Osseo, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Osseo, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Osseo, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Osseo, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,246 $2,372 $2,067 $2,289 $7,090 $9,102 $2,288 $2,487
American Family $1,016 $1,065 $950 $961 $2,873 $3,181 $1,200 $1,281
Farmers $1,821 $1,823 $1,616 $1,711 $8,547 $8,851 $2,066 $2,167
GEICO $1,383 $1,509 $1,400 $1,575 $4,458 $4,809 $1,283 $1,334
Liberty Mutual $1,757 $1,916 $1,420 $1,610 $5,968 $6,688 $1,870 $2,030
Nationwide $3,996 $4,221 $3,290 $3,478 $7,927 $12,091 $4,845 $5,812
Progressive $1,887 $1,810 $1,544 $1,602 $6,928 $7,838 $2,270 $2,466
State Farm $1,447 $1,447 $1,279 $1,279 $4,001 $5,079 $1,629 $1,848
USAA $1,429 $1,432 $1,286 $1,318 $3,565 $4,157 $1,864 $2,056

Cheap Osseo, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Osseo, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Osseo, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Osseo, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,090 $9,102
American Family $2,873 $3,181
Farmers $8,547 $8,851
GEICO $4,458 $4,809
Liberty Mutual $5,968 $6,688
Nationwide $7,927 $12,091
Progressive $6,928 $7,838
State Farm $4,001 $5,079
USAA $3,565 $4,157

Cheap Osseo, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Osseo, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Osseo, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,067 $2,289
American Family $950 $961
Farmers $1,616 $1,711
GEICO $1,400 $1,575
Liberty Mutual $1,420 $1,610
Nationwide $3,290 $3,478
Progressive $1,544 $1,602
State Farm $1,279 $1,279
USAA $1,286 $1,318

Cheap Osseo, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Osseo, Wisconsin compared to the annual auto insurance rates with a clean record in Osseo, Wisconsin.

Annual Osseo, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,072 $4,203 $3,914 $3,781
American Family $1,498 $1,589 $1,589 $1,589
Farmers $3,117 $3,932 $3,724 $3,528
GEICO $1,556 $2,490 $2,789 $2,041
Liberty Mutual $2,219 $3,160 $3,280 $2,969
Nationwide $4,825 $5,582 $6,842 $5,582
Progressive $3,020 $3,640 $3,129 $3,383
State Farm $2,078 $2,424 $2,251 $2,251
USAA $1,679 $2,107 $2,854 $1,913

Cheap Osseo, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Osseo, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Osseo, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Osseo, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,914
American Family $1,589
Farmers $3,724
GEICO $2,789
Liberty Mutual $3,280
Nationwide $6,842
Progressive $3,129
State Farm $2,251
USAA $2,854

Cheap Osseo, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Osseo, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Osseo, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,916 $3,381 $2,931
American Family $2,096 $1,381 $1,221
Farmers $4,048 $3,414 $3,265
GEICO $2,914 $2,077 $1,666
Liberty Mutual $4,198 $2,532 $1,992
Nationwide $6,417 $5,353 $5,353
Progressive $3,766 $3,173 $2,941
State Farm $3,358 $1,927 $1,467
USAA $3,310 $1,729 $1,376

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Osseo, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Osseo, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Osseo, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Osseo, Wisconsin

ZIP Code Average Annual Rates
54758 $2,950

Cheap Osseo, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Osseo, Wisconsin auto insurance. Find the cheapest annual Osseo, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Osseo, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,653 $3,833
American Family $1,539 $1,592
Farmers $3,575 $3,575
GEICO $2,171 $2,267
Liberty Mutual $2,907 $2,907
Nationwide $5,708 $5,708
Progressive $3,293 $3,293
State Farm $2,195 $2,307
USAA $2,110 $2,166

Cheap Osseo, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Osseo, Wisconsin? Check out the comparison of annual Osseo, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Osseo, Wisconsin

Insurance Company Low Medium High
Allstate $3,580 $3,733 $3,914
American Family $1,550 $1,580 $1,568
Farmers $3,301 $3,545 $3,880
GEICO $2,106 $2,218 $2,333
Liberty Mutual $2,687 $2,933 $3,101
Nationwide $5,557 $5,705 $5,860
Progressive $3,128 $3,315 $3,437
State Farm $2,128 $2,258 $2,367
USAA $2,067 $2,140 $2,208

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Osseo, Wisconsin

Compare the cheapest auto insurance companies in Osseo, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Osseo, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Osseo, Wisconsin Auto Insurance Companies

What auto insurance companies in Osseo, Wisconsin are the cheapest? Compare the top Osseo, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Osseo, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,743
American Family $1,566
Farmers $3,575
GEICO $2,219
Liberty Mutual $2,907
Nationwide $5,708
Progressive $3,293
State Farm $2,251
USAA $2,138

What affects auto insurance rates in Osseo, Wisconsin?

There are a lot of reasons why auto insurance rates in Osseo, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Osseo, Wisconsin. Many local factors may affect your Osseo auto insurance rates.

Osseo Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Osseo, Wisconsin auto theft statistics, there have been 2 auto thefts in the city.

Osseo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Osseo, Wisconsin commute length is 19.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Osseo, Wisconsin Auto Insurance Quotes

Before you buy Osseo, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Osseo, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption