Best Cheap Auto Insurance in Osburn, ID (2021)

The average Osburn, ID auto insurance rates are $242 per month. The minimum auto insurance in Osburn is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Osburn, Idaho, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Osburn is 21.6 minutes
  • The most expensive auto insurance company in Osburn for teen drivers is Travelers
  • The cheapest auto insurance company in Osburn is State Farm

Osburn, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Osburn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Osburn, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Osburn to other Idaho cities, including Lewiston auto insurance rates, Nampa auto insurance rates, and Meridian auto insurance rates to see how Osburn, Idaho auto insurance rates stack up.

Before you buy Osburn, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Osburn, Idaho auto insurance quotes.

Minimum Auto Insurance in Osburn, Idaho

Osburn, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Osburn, Idaho.

Minimum Required Auto Insurance Coverage in Osburn, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Osburn, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Osburn, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Osburn, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,242 $2,231 $1,952 $2,022 $8,153 $9,422 $2,506 $2,652
American Family $2,066 $2,066 $1,836 $1,836 $7,336 $9,550 $2,066 $2,590
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,162 $2,135 $2,057 $1,998 $4,612 $5,741 $2,925 $2,258
Liberty Mutual $1,417 $1,529 $1,147 $1,281 $4,560 $5,072 $1,505 $1,593
Nationwide $1,900 $1,950 $1,711 $1,821 $4,574 $5,657 $2,212 $2,386
State Farm $1,185 $1,185 $1,064 $1,064 $3,527 $4,433 $1,336 $1,552
Travelers $1,402 $1,425 $1,407 $1,402 $6,930 $10,976 $1,490 $1,710
USAA $1,178 $1,173 $1,152 $1,132 $3,937 $4,411 $1,564 $1,683

Cheap Osburn, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Osburn, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Osburn, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Osburn, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,153 $9,422
American Family $7,336 $9,550
Farmers $7,947 $8,215
GEICO $4,612 $5,741
Liberty Mutual $4,560 $5,072
Nationwide $4,574 $5,657
State Farm $3,527 $4,433
Travelers $6,930 $10,976
USAA $3,937 $4,411

Cheap Osburn, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Osburn, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Osburn, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,952 $2,022
American Family $1,836 $1,836
Farmers $1,470 $1,552
GEICO $2,057 $1,998
Liberty Mutual $1,147 $1,281
Nationwide $1,711 $1,821
State Farm $1,064 $1,064
Travelers $1,407 $1,402
USAA $1,152 $1,132

Cheap Osburn, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Osburn, Idaho compared to the annual auto insurance rates with a clean record in Osburn, Idaho.

Annual Osburn, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,040 $4,515 $3,815
American Family $2,892 $4,091 $4,415 $3,275
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,835 $2,926 $4,090 $3,094
Liberty Mutual $1,880 $2,354 $2,429 $2,389
Nationwide $2,113 $2,752 $3,861 $2,379
State Farm $1,751 $2,086 $1,918 $1,918
Travelers $2,066 $2,938 $5,084 $3,283
USAA $1,452 $2,079 $2,824 $1,761

Cheap Osburn, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Osburn, Idaho is not easy. Compare the annual rates for DUI auto insurance in Osburn, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Osburn, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $4,415
Farmers $3,416
GEICO $4,090
Liberty Mutual $2,429
Nationwide $3,861
State Farm $1,918
Travelers $5,084
USAA $2,824

Cheap Osburn, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Osburn, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Osburn, Idaho

Insurance Company Poor Fair Good
Allstate $5,141 $3,496 $3,055
American Family $4,737 $3,381 $2,887
Farmers $3,735 $3,163 $3,023
GEICO $3,630 $2,898 $2,429
Liberty Mutual $3,230 $1,986 $1,574
Nationwide $3,323 $2,668 $2,339
State Farm $2,695 $1,703 $1,356
Travelers $3,827 $3,220 $2,981
USAA $2,960 $1,731 $1,395

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Cheap Osburn, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Osburn, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Osburn, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Osburn, Idaho

ZIP Code Average Annual Rates
83849 $2,910

Cheap Osburn, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Osburn, Idaho auto insurance. Find the cheapest annual Osburn, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Osburn, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,897 $3,897
American Family $3,592 $3,744
Farmers $3,307 $3,307
GEICO $2,935 $3,037
Liberty Mutual $2,263 $2,263
Nationwide $2,776 $2,776
State Farm $1,874 $1,963
Travelers $3,343 $3,343
USAA $2,005 $2,053

Cheap Osburn, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Osburn, Idaho? Check out the comparison of annual Osburn, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Osburn, Idaho

Insurance Company Low Medium High
Allstate $3,758 $3,890 $4,044
American Family $3,667 $3,850 $3,487
Farmers $3,161 $3,274 $3,486
GEICO $2,833 $2,981 $3,144
Liberty Mutual $2,138 $2,259 $2,393
Nationwide $2,745 $2,916 $2,668
State Farm $1,823 $1,921 $2,011
Travelers $3,290 $3,392 $3,346
USAA $1,968 $2,025 $2,093

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Best By Category: Cheapest Auto Insurance in Osburn, Idaho

Compare the cheapest auto insurance companies in Osburn, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Osburn, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Osburn, Idaho Auto Insurance Companies

What auto insurance companies in Osburn, Idaho are the cheapest? Compare the top Osburn, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Osburn, Idaho

Insurance Company Average Annual Rates
Allstate $3,897
American Family $3,668
Farmers $3,307
GEICO $2,986
Liberty Mutual $2,263
Nationwide $2,776
State Farm $1,918
Travelers $3,343
USAA $2,029

What affects auto insurance rates in Osburn, Idaho?

There are a lot of reasons why auto insurance rates in Osburn, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Osburn, Idaho. Many local factors may affect your Osburn auto insurance rates.

Osburn Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Osburn, Idaho commute length is 21.6 minutes according to City-Data.

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Compare Osburn, Idaho Auto Insurance Quotes

Before you buy Osburn, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Osburn, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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