Best Cheap Auto Insurance in Ortonville, MN (2021)

The average Ortonville, MN auto insurance rates are $345 per month. The minimum auto insurance in Ortonville is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Ortonville, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Ortonville, Minnesota is 30/60/10
  • The most expensive auto insurance company in Ortonville for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Ortonville is State Farm

Ortonville, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Ortonville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ortonville, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Ortonville to other Minnesota cities, including St. Paul auto insurance rates, Plymouth auto insurance rates, and Duluth auto insurance rates to see how Ortonville, Minnesota auto insurance rates stack up.

Before you buy Ortonville, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ortonville, Minnesota auto insurance quotes.

Minimum Auto Insurance in Ortonville, Minnesota

Ortonville, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ortonville, Minnesota.

Minimum Required Auto Insurance Coverage in Ortonville, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Ortonville, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ortonville, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ortonville, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,663 $2,663 $2,563 $2,563 $6,114 $8,861 $3,244 $3,401
American Family $2,156 $2,156 $1,953 $1,953 $5,826 $8,470 $2,156 $2,438
Farmers $2,002 $1,994 $1,929 $2,023 $5,450 $5,430 $2,601 $2,493
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,831 $1,842 $1,630 $1,731 $4,560 $5,545 $2,136 $2,221
State Farm $1,437 $1,437 $1,269 $1,269 $3,010 $3,718 $1,665 $1,377
USAA $1,820 $1,811 $1,654 $1,658 $4,819 $5,295 $2,380 $2,539

Cheap Ortonville, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ortonville, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Ortonville, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Ortonville, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,114 $8,861
American Family $5,826 $8,470
Farmers $5,450 $5,430
GEICO $4,914 $6,255
Liberty Mutual $17,050 $25,601
Nationwide $4,560 $5,545
State Farm $3,010 $3,718
USAA $4,819 $5,295

Cheap Ortonville, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Ortonville, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ortonville, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,563 $2,563
American Family $1,953 $1,953
Farmers $1,929 $2,023
GEICO $2,305 $2,240
Liberty Mutual $8,564 $8,564
Nationwide $1,630 $1,731
State Farm $1,269 $1,269
USAA $1,654 $1,658

Cheap Ortonville, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ortonville, Minnesota compared to the annual auto insurance rates with a clean record in Ortonville, Minnesota.

Annual Ortonville, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,906 $4,225 $5,086 $3,818
American Family $2,273 $4,118 $4,586 $2,577
Farmers $2,561 $3,232 $3,263 $2,905
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,129 $2,831 $3,261 $2,527
State Farm $1,754 $2,042 $1,898 $1,898
USAA $2,042 $2,596 $3,918 $2,431

Cheap Ortonville, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ortonville, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Ortonville, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Ortonville, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,086
American Family $4,586
Farmers $3,263
GEICO $4,945
Liberty Mutual $17,909
Nationwide $3,261
State Farm $1,898
USAA $3,918

Cheap Ortonville, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ortonville, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ortonville, Minnesota

Insurance Company Poor Fair Good
Allstate $5,879 $3,190 $2,957
American Family $4,605 $3,078 $2,483
Farmers $3,771 $2,689 $2,510
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,197 $2,576 $2,289
State Farm $2,766 $1,692 $1,234
USAA $4,327 $2,096 $1,817

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Cheap Ortonville, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ortonville, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Ortonville, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ortonville, Minnesota

ZIP Code Average Annual Rates
56278 $3,153

Cheap Ortonville, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Ortonville, Minnesota auto insurance. Find the cheapest annual Ortonville, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ortonville, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,009 $4,009
American Family $3,349 $3,428
Farmers $2,990 $2,990
GEICO $3,095 $3,177
Liberty Mutual $11,863 $12,582
Nationwide $2,687 $2,687
State Farm $1,848 $1,948
USAA $2,711 $2,783

Cheap Ortonville, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ortonville, Minnesota? Check out the comparison of annual Ortonville, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ortonville, Minnesota

Insurance Company Low Medium High
Allstate $3,954 $4,004 $4,068
American Family $3,385 $3,483 $3,298
Farmers $2,892 $2,999 $3,079
GEICO $3,045 $3,135 $3,228
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,546 $2,705 $2,810
State Farm $1,832 $1,903 $1,959
USAA $2,671 $2,745 $2,824

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Best By Category: Cheapest Auto Insurance in Ortonville, Minnesota

Compare the cheapest auto insurance companies in Ortonville, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ortonville, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Ortonville, Minnesota Auto Insurance Companies

What auto insurance companies in Ortonville, Minnesota are the cheapest? Compare the top Ortonville, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ortonville, Minnesota

Insurance Company Average Annual Rates
Allstate $4,009
American Family $3,389
Farmers $2,990
GEICO $3,136
Liberty Mutual $12,222
Nationwide $2,687
State Farm $1,898
USAA $2,747

What affects auto insurance rates in Ortonville, Minnesota?

There are a lot of reasons why auto insurance rates in Ortonville, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ortonville, Minnesota. Many local factors may affect your Ortonville auto insurance rates.

Ortonville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ortonville, Minnesota commute length is 13.2 minutes according to City-Data.

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Compare Ortonville, Minnesota Auto Insurance Quotes

Before you buy Ortonville, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ortonville, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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