Best Cheap Auto Insurance in Orrum, NC (2021)

The average Orrum, NC auto insurance rates are $323 per month. The minimum auto insurance in Orrum is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Orrum, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Orrum, NC for senior drivers are $2,934 per year
  • The minimum auto insurance required in Orrum, North Carolina is 30/60/25
  • The average commute length in Orrum is 29.8 minutes

Orrum, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Orrum can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Orrum, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Orrum to other North Carolina cities, including Greensboro auto insurance rates, Raleigh auto insurance rates, and High Point auto insurance rates to see how Orrum, North Carolina auto insurance rates stack up.

Before you buy Orrum, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Orrum, North Carolina auto insurance quotes.

Minimum Auto Insurance in Orrum, North Carolina

Orrum, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Orrum, North Carolina.

Minimum Required Auto Insurance Coverage in Orrum, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Orrum, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Orrum, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Orrum, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,106 $6,106 $5,021 $5,021 $14,392 $14,392 $6,227 $6,227
GEICO $2,841 $2,789 $2,805 $2,755 $5,351 $5,304 $2,497 $2,483
Liberty Mutual $2,105 $2,105 $2,179 $2,179 $3,713 $3,713 $2,105 $2,105
Nationwide $2,844 $2,844 $2,844 $2,844 $4,803 $4,803 $2,844 $2,844
Progressive $2,174 $2,174 $1,985 $1,985 $4,820 $4,820 $2,391 $2,391
State Farm $3,140 $3,140 $2,715 $2,715 $4,635 $4,635 $3,883 $3,883
Travelers $3,036 $3,036 $3,012 $3,012 $5,100 $5,100 $3,115 $3,115

Cheap Orrum, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Orrum, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Orrum, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Orrum, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,392 $14,392
GEICO $5,351 $5,304
Liberty Mutual $3,713 $3,713
Nationwide $4,803 $4,803
Progressive $4,820 $4,820
State Farm $4,635 $4,635
Travelers $5,100 $5,100

Cheap Orrum, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Orrum, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Orrum, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,021 $5,021
GEICO $2,805 $2,755
Liberty Mutual $2,179 $2,179
Nationwide $2,844 $2,844
Progressive $1,985 $1,985
State Farm $2,715 $2,715
Travelers $3,012 $3,012

Cheap Orrum, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Orrum, North Carolina compared to the annual auto insurance rates with a clean record in Orrum, North Carolina.

Annual Orrum, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,277 $7,572 $14,098 $5,799
GEICO $1,798 $2,659 $6,486 $2,471
Liberty Mutual $1,503 $1,931 $4,737 $1,931
Nationwide $1,958 $2,534 $6,310 $2,534
Progressive $1,349 $1,969 $6,142 $1,911
State Farm $1,922 $2,768 $6,916 $2,768
Travelers $2,028 $2,816 $6,707 $2,712

Cheap Orrum, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Orrum, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Orrum, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Orrum, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $14,098
GEICO $6,486
Liberty Mutual $4,737
Nationwide $6,310
Progressive $6,142
State Farm $6,916
Travelers $6,707

Cheap Orrum, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Orrum, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Orrum, North Carolina

Insurance Company Poor Fair Good
Allstate $10,781 $6,931 $6,098
GEICO $3,622 $3,339 $3,099
Liberty Mutual $2,526 $2,526 $2,526
Nationwide $3,334 $3,334 $3,334
Progressive $3,174 $2,783 $2,571
State Farm $5,051 $3,226 $2,503
Travelers $3,853 $3,464 $3,379

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Cheap Orrum, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Orrum, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Orrum, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Orrum, North Carolina

ZIP Code Average Annual Rates
28369 $3,515

Cheap Orrum, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Orrum, North Carolina auto insurance. Find the cheapest annual Orrum, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Orrum, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,936 $7,936
GEICO $3,353 $3,353
Liberty Mutual $2,526 $2,526
Nationwide $3,334 $3,334
Progressive $2,843 $2,843
State Farm $3,576 $3,611
Travelers $3,566 $3,566

Cheap Orrum, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Orrum, North Carolina? Check out the comparison of annual Orrum, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Orrum, North Carolina

Insurance Company Low Medium High
Allstate $7,588 $7,904 $8,317
GEICO $3,160 $3,342 $3,558
Liberty Mutual $2,375 $2,509 $2,692
Nationwide $3,164 $3,317 $3,521
Progressive $2,663 $2,826 $3,039
State Farm $3,386 $3,573 $3,821
Travelers $3,377 $3,546 $3,774

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Best By Category: Cheapest Auto Insurance in Orrum, North Carolina

Compare the cheapest auto insurance companies in Orrum, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Orrum, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Orrum, North Carolina Auto Insurance Companies

What auto insurance companies in Orrum, North Carolina are the cheapest? Compare the top Orrum, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Orrum, North Carolina

Insurance Company Average Annual Rates
Allstate $7,937
GEICO $3,353
Liberty Mutual $2,526
Nationwide $3,334
Progressive $2,843
State Farm $3,593
Travelers $3,566

What affects auto insurance rates in Orrum, North Carolina?

There are a lot of reasons why auto insurance rates in Orrum, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Orrum, North Carolina. Many local factors may affect your Orrum auto insurance rates.

Orrum Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Orrum, North Carolina commute length is 29.8 minutes according to City-Data.

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Compare Orrum, North Carolina Auto Insurance Quotes

Before you buy Orrum, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Orrum, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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