Best Cheap Auto Insurance in Orofino, ID (2021)

The average Orofino, ID auto insurance rates are $249 per month. The minimum auto insurance in Orofino is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Orofino, Idaho, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Orofino is USAA
  • The average commute length in Orofino is 21.5 minutes
  • Average auto insurance rates in Orofino, ID for senior drivers are $1,592 per year

Orofino, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Orofino can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Orofino, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Orofino to other Idaho cities, including Caldwell auto insurance rates, Boise City auto insurance rates, and Nampa auto insurance rates to see how Orofino, Idaho auto insurance rates stack up.

Before you buy Orofino, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Orofino, Idaho auto insurance quotes.

Minimum Auto Insurance in Orofino, Idaho

Orofino, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Orofino, Idaho.

Minimum Required Auto Insurance Coverage in Orofino, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Orofino, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Orofino, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Orofino, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,585 $2,569 $2,243 $2,323 $9,553 $11,076 $2,895 $3,078
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,545 $1,667 $1,253 $1,397 $4,835 $5,374 $1,645 $1,747
Nationwide $1,953 $2,004 $1,758 $1,869 $4,758 $5,894 $2,281 $2,460
State Farm $1,246 $1,246 $1,120 $1,120 $3,708 $4,668 $1,406 $1,628
Travelers $1,396 $1,418 $1,400 $1,392 $6,778 $10,677 $1,480 $1,708
USAA $1,173 $1,178 $1,137 $1,126 $3,833 $4,295 $1,557 $1,687

Cheap Orofino, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Orofino, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Orofino, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Orofino, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,553 $11,076
American Family $7,355 $9,596
Farmers $7,947 $8,215
GEICO $4,278 $5,328
Liberty Mutual $4,835 $5,374
Nationwide $4,758 $5,894
State Farm $3,708 $4,668
Travelers $6,778 $10,677
USAA $3,833 $4,295

Cheap Orofino, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Orofino, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Orofino, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,243 $2,323
American Family $1,859 $1,859
Farmers $1,470 $1,552
GEICO $1,919 $1,863
Liberty Mutual $1,253 $1,397
Nationwide $1,758 $1,869
State Farm $1,120 $1,120
Travelers $1,400 $1,392
USAA $1,137 $1,126

Cheap Orofino, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Orofino, Idaho compared to the annual auto insurance rates with a clean record in Orofino, Idaho.

Annual Orofino, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,733 $4,695 $5,286 $4,447
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $2,020 $2,526 $2,617 $2,568
Nationwide $2,184 $2,847 $3,997 $2,460
State Farm $1,842 $2,194 $2,018 $2,018
Travelers $2,027 $2,878 $5,002 $3,219
USAA $1,433 $2,042 $2,781 $1,737

Cheap Orofino, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Orofino, Idaho is not easy. Compare the annual rates for DUI auto insurance in Orofino, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Orofino, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,286
American Family $4,444
Farmers $3,416
GEICO $3,808
Liberty Mutual $2,617
Nationwide $3,997
State Farm $2,018
Travelers $5,002
USAA $2,781

Cheap Orofino, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Orofino, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Orofino, Idaho

Insurance Company Poor Fair Good
Allstate $5,995 $4,074 $3,552
American Family $4,776 $3,404 $2,905
Farmers $3,735 $3,163 $3,023
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,482 $2,129 $1,688
Nationwide $3,437 $2,761 $2,418
State Farm $2,836 $1,792 $1,426
Travelers $3,762 $3,159 $2,923
USAA $2,941 $1,695 $1,359

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Cheap Orofino, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Orofino, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Orofino, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Orofino, Idaho

ZIP Code Average Annual Rates
83544 $2,991

Cheap Orofino, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Orofino, Idaho auto insurance. Find the cheapest annual Orofino, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Orofino, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,540 $4,540
American Family $3,619 $3,771
Farmers $3,307 $3,307
GEICO $2,730 $2,825
Liberty Mutual $2,433 $2,433
Nationwide $2,872 $2,872
State Farm $1,970 $2,066
Travelers $3,281 $3,281
USAA $1,974 $2,022

Cheap Orofino, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Orofino, Idaho? Check out the comparison of annual Orofino, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Orofino, Idaho

Insurance Company Low Medium High
Allstate $4,401 $4,533 $4,687
American Family $3,705 $3,879 $3,502
Farmers $3,161 $3,274 $3,486
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,319 $2,429 $2,551
Nationwide $2,850 $3,016 $2,750
State Farm $1,914 $2,022 $2,118
Travelers $3,235 $3,329 $3,280
USAA $1,949 $1,995 $2,050

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Best By Category: Cheapest Auto Insurance in Orofino, Idaho

Compare the cheapest auto insurance companies in Orofino, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Orofino, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Orofino, Idaho Auto Insurance Companies

What auto insurance companies in Orofino, Idaho are the cheapest? Compare the top Orofino, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Orofino, Idaho

Insurance Company Average Annual Rates
Allstate $4,540
American Family $3,695
Farmers $3,307
GEICO $2,778
Liberty Mutual $2,433
Nationwide $2,872
State Farm $2,018
Travelers $3,281
USAA $1,998

What affects auto insurance rates in Orofino, Idaho?

There are a lot of reasons why auto insurance rates in Orofino, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Orofino, Idaho. Many local factors may affect your Orofino auto insurance rates.

Orofino Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Orofino, Idaho commute length is 21.5 minutes according to City-Data.

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Compare Orofino, Idaho Auto Insurance Quotes

Before you buy Orofino, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Orofino, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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