Best Cheap Auto Insurance in Ormond Beach, FL (2021)

The average Ormond Beach, FL auto insurance rates are $333 per month. The minimum auto insurance in Ormond Beach is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Ormond Beach, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • Average auto insurance rates in Ormond Beach, FL for senior drivers are $2,424 per year
  • The minimum auto insurance required in Ormond Beach, Florida is 10/20/10
  • The cheapest auto insurance company in Ormond Beach is USAA

Ormond Beach, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Ormond Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ormond Beach, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Ormond Beach to other Florida cities, including Hialeah auto insurance rates, Orlando auto insurance rates, and Port St. Lucie auto insurance rates to see how Ormond Beach, Florida auto insurance rates stack up.

Before you buy Ormond Beach, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ormond Beach, Florida auto insurance quotes.

Minimum Auto Insurance in Ormond Beach, Florida

Ormond Beach, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ormond Beach, Florida.

Minimum Required Auto Insurance Coverage in Ormond Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Ormond Beach, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ormond Beach, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ormond Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,894 $3,762 $3,415 $3,489 $13,701 $15,014 $3,929 $4,006
GEICO $2,601 $2,615 $2,433 $2,433 $4,619 $5,802 $2,865 $2,914
Liberty Mutual $3,276 $3,276 $3,006 $3,006 $6,868 $10,554 $3,276 $4,425
Nationwide $2,447 $2,417 $2,190 $2,264 $5,823 $7,167 $2,690 $2,799
Progressive $3,227 $3,048 $2,784 $2,972 $9,009 $9,811 $3,876 $3,699
State Farm $1,824 $1,824 $1,657 $1,657 $5,275 $6,719 $2,026 $2,164
USAA $1,411 $1,386 $1,319 $1,307 $4,823 $5,602 $1,760 $1,899

Cheap Ormond Beach, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ormond Beach, Florida is a challenge. Take a look at the annual teen auto insurance rates in Ormond Beach, Florida.

Annual Auto Insurance Rates for Teen Drivers in Ormond Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,701 $15,014
GEICO $4,619 $5,802
Liberty Mutual $6,868 $10,554
Nationwide $5,823 $7,167
Progressive $9,009 $9,811
State Farm $5,275 $6,719
USAA $4,823 $5,602

Cheap Ormond Beach, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Ormond Beach, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ormond Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,415 $3,489
GEICO $2,433 $2,433
Liberty Mutual $3,006 $3,006
Nationwide $2,190 $2,264
Progressive $2,784 $2,972
State Farm $1,657 $1,657
USAA $1,319 $1,307

Cheap Ormond Beach, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ormond Beach, Florida compared to the annual auto insurance rates with a clean record in Ormond Beach, Florida.

Annual Ormond Beach, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,514 $6,596 $7,364 $6,131
GEICO $2,304 $2,930 $4,337 $3,570
Liberty Mutual $3,404 $4,412 $6,389 $4,638
Nationwide $2,975 $3,258 $4,367 $3,298
Progressive $3,803 $5,600 $4,725 $5,085
State Farm $2,647 $3,139 $2,893 $2,893
USAA $1,908 $2,356 $3,487 $2,001

Cheap Ormond Beach, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ormond Beach, Florida is not easy. Compare the annual rates for DUI auto insurance in Ormond Beach, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Ormond Beach, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,364
GEICO $4,337
Liberty Mutual $6,389
Nationwide $4,367
Progressive $4,725
State Farm $2,893
USAA $3,487

Cheap Ormond Beach, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ormond Beach, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ormond Beach, Florida

Insurance Company Poor Fair Good
Allstate $8,923 $5,667 $4,614
GEICO $4,762 $2,902 $2,191
Liberty Mutual $6,055 $4,456 $3,621
Nationwide $4,338 $3,194 $2,892
Progressive $6,269 $4,439 $3,701
State Farm $3,948 $2,597 $2,134
USAA $3,955 $1,944 $1,416

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Cheap Ormond Beach, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ormond Beach, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Ormond Beach, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ormond Beach, Florida

ZIP Code Average Annual Rates
32174 $3,064
32176 $3,111

Cheap Ormond Beach, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Ormond Beach, Florida auto insurance. Find the cheapest annual Ormond Beach, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ormond Beach, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,218 $6,585
GEICO $3,269 $3,301
Liberty Mutual $4,560 $4,861
Nationwide $3,475 $3,475
Progressive $4,803 $4,803
State Farm $2,794 $2,992
USAA $2,411 $2,466

Cheap Ormond Beach, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ormond Beach, Florida? Check out the comparison of annual Ormond Beach, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ormond Beach, Florida

Insurance Company Low Medium High
Allstate $4,888 $6,745 $7,571
GEICO $2,680 $3,402 $3,772
Liberty Mutual $4,290 $4,787 $5,054
Nationwide $2,745 $3,612 $4,067
Progressive $4,010 $4,916 $5,483
State Farm $2,460 $2,965 $3,254
USAA $2,103 $2,526 $2,686

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Best By Category: Cheapest Auto Insurance in Ormond Beach, Florida

Compare the cheapest auto insurance companies in Ormond Beach, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ormond Beach, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Ormond Beach, Florida Auto Insurance Companies

What auto insurance companies in Ormond Beach, Florida are the cheapest? Compare the top Ormond Beach, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ormond Beach, Florida

Insurance Company Average Annual Rates
Allstate $6,401
GEICO $3,285
Liberty Mutual $4,711
Nationwide $3,475
Progressive $4,803
State Farm $2,893
USAA $2,438

What affects auto insurance rates in Ormond Beach, Florida?

There are a lot of reasons why auto insurance rates in Ormond Beach, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ormond Beach, Florida. Many local factors may affect your Ormond Beach auto insurance rates.

Ormond Beach Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Ormond Beach, Florida auto theft statistics, there have been 95 auto thefts in the city.

Ormond Beach Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ormond Beach, Florida commute length is 22.5 minutes according to City-Data.

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Compare Ormond Beach, Florida Auto Insurance Quotes

Before you buy Ormond Beach, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ormond Beach, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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