Best Cheap Auto Insurance in Orleans, IN (2021)

The average Orleans, IN auto insurance rates are $284 per month. The minimum auto insurance in Orleans is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Orleans, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Orleans is 22.0 minutes
  • The cheapest auto insurance company in Orleans is USAA
  • The minimum auto insurance required in Orleans, Indiana is 25/50/25

Orleans, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Orleans can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Orleans, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Orleans to other Indiana cities, including Fishers auto insurance rates, Indianapolis auto insurance rates, and South Bend auto insurance rates to see how Orleans, Indiana auto insurance rates stack up.

Before you buy Orleans, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Orleans, Indiana auto insurance quotes.

Minimum Auto Insurance in Orleans, Indiana

Orleans, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Orleans, Indiana.

Minimum Required Auto Insurance Coverage in Orleans, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Orleans, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Orleans, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Orleans, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,536 $2,605 $2,218 $2,426 $7,649 $9,617 $2,596 $2,823
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,479 $1,460 $1,269 $1,423 $7,828 $8,341 $1,938 $2,095
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,976 $3,976 $3,651 $3,651 $8,754 $13,239 $3,976 $5,466
Nationwide $1,766 $1,811 $1,543 $1,655 $5,118 $6,678 $2,068 $2,269
Progressive $1,837 $1,747 $1,656 $1,669 $10,643 $12,004 $2,309 $2,369
State Farm $1,479 $1,479 $1,306 $1,306 $4,312 $5,543 $1,629 $1,811
Travelers $1,296 $1,319 $1,213 $1,211 $7,893 $12,415 $1,369 $1,595
USAA $986 $974 $910 $922 $2,693 $3,029 $1,334 $1,436

Cheap Orleans, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Orleans, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Orleans, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Orleans, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,649 $9,617
American Family $6,768 $9,826
Farmers $7,828 $8,341
GEICO $4,871 $4,549
Liberty Mutual $8,754 $13,239
Nationwide $5,118 $6,678
Progressive $10,643 $12,004
State Farm $4,312 $5,543
Travelers $7,893 $12,415
USAA $2,693 $3,029

Cheap Orleans, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Orleans, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Orleans, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,218 $2,426
American Family $2,219 $2,219
Farmers $1,269 $1,423
GEICO $1,547 $1,591
Liberty Mutual $3,651 $3,651
Nationwide $1,543 $1,655
Progressive $1,656 $1,669
State Farm $1,306 $1,306
Travelers $1,213 $1,211
USAA $910 $922

Cheap Orleans, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Orleans, Indiana compared to the annual auto insurance rates with a clean record in Orleans, Indiana.

Annual Orleans, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,245 $4,751 $4,382 $3,856
American Family $2,714 $4,320 $5,483 $3,234
Farmers $2,891 $3,368 $3,467 $3,191
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,581 $5,380 $8,346 $5,037
Nationwide $2,457 $3,179 $3,046 $2,772
Progressive $3,206 $5,608 $3,831 $4,472
State Farm $2,306 $2,515 $2,306 $2,306
Travelers $3,001 $3,718 $4,215 $3,221
USAA $1,163 $1,647 $1,892 $1,439

Cheap Orleans, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Orleans, Indiana is not easy. Compare the annual rates for DUI auto insurance in Orleans, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Orleans, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,382
American Family $5,483
Farmers $3,467
GEICO $3,385
Liberty Mutual $8,346
Nationwide $3,046
Progressive $3,831
State Farm $2,306
Travelers $4,215
USAA $1,892

Cheap Orleans, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Orleans, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Orleans, Indiana

Insurance Company Poor Fair Good
Allstate $5,044 $3,738 $3,394
American Family $5,388 $3,498 $2,927
Farmers $3,772 $3,071 $2,844
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,772 $5,058 $4,678
Nationwide $3,263 $2,756 $2,572
Progressive $4,731 $4,175 $3,931
State Farm $3,436 $2,049 $1,589
Travelers $3,946 $3,337 $3,333
USAA $2,078 $1,363 $1,165

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Cheap Orleans, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Orleans, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Orleans, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Orleans, Indiana

ZIP Code Average Annual Rates
47452 $3,316

Cheap Orleans, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Orleans, Indiana auto insurance. Find the cheapest annual Orleans, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Orleans, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,059 $4,059
American Family $3,890 $3,985
Farmers $3,229 $3,229
GEICO $2,392 $2,483
Liberty Mutual $5,680 $5,992
Nationwide $2,864 $2,864
Progressive $4,279 $4,279
State Farm $2,291 $2,426
Travelers $3,539 $3,539
USAA $1,515 $1,556

Cheap Orleans, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Orleans, Indiana? Check out the comparison of annual Orleans, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Orleans, Indiana

Insurance Company Low Medium High
Allstate $3,875 $4,044 $4,257
American Family $3,904 $4,068 $3,841
Farmers $3,114 $3,222 $3,352
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,675 $5,824 $6,009
Nationwide $2,921 $2,840 $2,830
Progressive $4,051 $4,215 $4,572
State Farm $2,258 $2,357 $2,460
Travelers $3,476 $3,572 $3,568
USAA $1,489 $1,532 $1,586

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Best By Category: Cheapest Auto Insurance in Orleans, Indiana

Compare the cheapest auto insurance companies in Orleans, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Orleans, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Orleans, Indiana Auto Insurance Companies

What auto insurance companies in Orleans, Indiana are the cheapest? Compare the top Orleans, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Orleans, Indiana

Insurance Company Average Annual Rates
Allstate $4,059
American Family $3,938
Farmers $3,229
GEICO $2,438
Liberty Mutual $5,836
Nationwide $2,863
Progressive $4,279
State Farm $2,358
Travelers $3,539
USAA $1,535

What affects auto insurance rates in Orleans, Indiana?

There are a lot of reasons why auto insurance rates in Orleans, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Orleans, Indiana. Many local factors may affect your Orleans auto insurance rates.

Orleans Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Orleans, Indiana commute length is 22.0 minutes according to City-Data.

Orleans Traffic

How does Orleans, Indiana rank for traffic? According to Inrix Orleans, Indiana is the 52nd most congested worldwide.

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Compare Orleans, Indiana Auto Insurance Quotes

Before you buy Orleans, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Orleans, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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