Best Cheap Auto Insurance in Orla, TX (2021)

The average Orla, TX auto insurance rates are $298 per month. The minimum auto insurance in Orla is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Orla, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Orla, TX for senior drivers are $2,182 per year
  • The most expensive auto insurance company in Orla for teen drivers is Allstate
  • The cheapest auto insurance company in Orla is USAA

Orla, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Orla can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Orla, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Orla to other Texas cities, including Austin auto insurance rates, Houston auto insurance rates, and Laredo auto insurance rates to see how Orla, Texas auto insurance rates stack up.

Before you buy Orla, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Orla, Texas auto insurance quotes.

Minimum Auto Insurance in Orla, Texas

Orla, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Orla, Texas.

Minimum Required Auto Insurance Coverage in Orla, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Orla, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Orla, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Orla, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,578 $3,634 $3,538 $3,538 $9,210 $11,209 $4,458 $4,686
American Family $2,798 $3,103 $2,604 $2,971 $7,401 $9,828 $4,012 $4,609
GEICO $2,080 $2,202 $1,936 $2,121 $4,328 $4,564 $2,248 $2,292
Nationwide $2,358 $2,405 $2,086 $2,214 $6,421 $8,272 $2,744 $2,973
Progressive $2,040 $1,961 $1,813 $1,848 $8,248 $9,230 $2,429 $2,493
State Farm $1,685 $1,685 $1,491 $1,491 $3,870 $4,905 $1,821 $1,884
USAA $1,525 $1,557 $1,441 $1,460 $4,016 $4,444 $2,044 $2,243

Cheap Orla, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Orla, Texas is a challenge. Take a look at the annual teen auto insurance rates in Orla, Texas.

Annual Auto Insurance Rates for Teen Drivers in Orla, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,210 $11,209
American Family $7,401 $9,828
GEICO $4,328 $4,564
Nationwide $6,421 $8,272
Progressive $8,248 $9,230
State Farm $3,870 $4,905
USAA $4,016 $4,444

Cheap Orla, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Orla, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Orla, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,538 $3,538
American Family $2,604 $2,971
GEICO $1,936 $2,121
Nationwide $2,086 $2,214
Progressive $1,813 $1,848
State Farm $1,491 $1,491
USAA $1,441 $1,460

Cheap Orla, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Orla, Texas compared to the annual auto insurance rates with a clean record in Orla, Texas.

Annual Orla, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,327 $6,510 $6,761 $4,327
American Family $4,251 $5,418 $4,743 $4,251
GEICO $2,316 $2,996 $2,589 $2,985
Nationwide $3,196 $3,196 $4,733 $3,611
Progressive $3,286 $4,211 $3,835 $3,699
State Farm $2,110 $2,396 $2,800 $2,110
USAA $1,765 $2,561 $3,015 $2,025

Cheap Orla, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Orla, Texas is not easy. Compare the annual rates for DUI auto insurance in Orla, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Orla, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,761
American Family $4,743
GEICO $2,589
Nationwide $4,733
Progressive $3,835
State Farm $2,800
USAA $3,015

Cheap Orla, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Orla, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Orla, Texas

Insurance Company Poor Fair Good
Allstate $6,990 $5,100 $4,354
American Family $6,472 $4,003 $3,521
GEICO $4,180 $2,383 $1,602
Nationwide $4,436 $3,539 $3,077
Progressive $4,245 $3,651 $3,378
State Farm $3,334 $2,075 $1,653
USAA $3,481 $1,970 $1,573

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Cheap Orla, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Orla, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Orla, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Orla, Texas

ZIP Code Average Annual Rates
79770 $5,193

Cheap Orla, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Orla, Texas auto insurance. Find the cheapest annual Orla, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Orla, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,357 $5,606
American Family $4,666 $4,666
GEICO $2,667 $2,776
Nationwide $3,684 $3,684
Progressive $3,758 $3,758
State Farm $2,354 $2,354
USAA $2,311 $2,372

Cheap Orla, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Orla, Texas? Check out the comparison of annual Orla, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Orla, Texas

Insurance Company Low Medium High
Allstate $5,388 $5,447 $5,609
American Family $4,400 $4,533 $5,064
GEICO $2,629 $2,702 $2,834
Nationwide $3,970 $3,525 $3,557
Progressive $3,612 $3,745 $3,917
State Farm $2,250 $2,348 $2,464
USAA $2,280 $2,334 $2,410

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Best By Category: Cheapest Auto Insurance in Orla, Texas

Compare the cheapest auto insurance companies in Orla, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Orla, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Orla, Texas Auto Insurance Companies

What auto insurance companies in Orla, Texas are the cheapest? Compare the top Orla, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Orla, Texas

Insurance Company Average Annual Rates
Allstate $5,481
American Family $4,666
GEICO $2,721
Nationwide $3,684
Progressive $3,758
State Farm $2,354
USAA $2,341

What affects auto insurance rates in Orla, Texas?

There are a lot of reasons why auto insurance rates in Orla, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Orla, Texas. Many local factors may affect your Orla auto insurance rates.

Orla Traffic

How does Orla, Texas rank for traffic? According to Inrix Orla, Texas is the 429th most congested worldwide.

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Compare Orla, Texas Auto Insurance Quotes

Before you buy Orla, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Orla, Texas auto insurance quotes.

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