Best Cheap Auto Insurance in Oriskany Falls, NY (2021)

The average Oriskany Falls, NY auto insurance rates are $271 per month. The minimum auto insurance in Oriskany Falls is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Oriskany Falls, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Oriskany Falls for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Oriskany Falls is GEICO
  • Average auto insurance rates in Oriskany Falls, NY for senior drivers are $2,007 per year

Oriskany Falls, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Oriskany Falls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oriskany Falls, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Oriskany Falls to other New York cities, including Syracuse auto insurance rates, Yonkers auto insurance rates, and Utica auto insurance rates to see how Oriskany Falls, New York auto insurance rates stack up.

Before you buy Oriskany Falls, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oriskany Falls, New York auto insurance quotes.

Minimum Auto Insurance in Oriskany Falls, New York

Oriskany Falls, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oriskany Falls, New York.

Minimum Required Auto Insurance Coverage in Oriskany Falls, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Oriskany Falls, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oriskany Falls, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oriskany Falls, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,548 $2,416 $2,377 $2,421 $7,436 $8,040 $2,558 $2,592
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $2,219 $2,219 $2,095 $2,095 $3,940 $5,867 $2,219 $2,827
Progressive $1,673 $1,572 $1,347 $1,367 $5,661 $6,318 $2,166 $2,122
State Farm $2,300 $2,300 $2,002 $2,002 $6,717 $8,661 $2,526 $2,671
Travelers $2,477 $2,515 $2,261 $2,435 $5,751 $6,848 $2,635 $2,760
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

Cheap Oriskany Falls, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oriskany Falls, New York is a challenge. Take a look at the annual teen auto insurance rates in Oriskany Falls, New York.

Annual Auto Insurance Rates for Teen Drivers in Oriskany Falls, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,436 $8,040
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,940 $5,867
Progressive $5,661 $6,318
State Farm $6,717 $8,661
Travelers $5,751 $6,848
USAA $6,103 $7,296

Cheap Oriskany Falls, New York Auto Insurance for Seniors

What are senior auto insurance rates in Oriskany Falls, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oriskany Falls, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,377 $2,421
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $2,095 $2,095
Progressive $1,347 $1,367
State Farm $2,002 $2,002
Travelers $2,261 $2,435
USAA $1,379 $1,382

Cheap Oriskany Falls, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oriskany Falls, New York compared to the annual auto insurance rates with a clean record in Oriskany Falls, New York.

Annual Oriskany Falls, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,227 $3,227 $4,685 $4,054
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $2,245 $2,245 $4,955 $2,296
Progressive $2,703 $2,703 $2,988 $2,719
State Farm $3,476 $3,476 $3,818 $3,818
Travelers $2,968 $3,688 $3,743 $3,441
USAA $2,589 $2,631 $3,799 $2,631

Cheap Oriskany Falls, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oriskany Falls, New York is not easy. Compare the annual rates for DUI auto insurance in Oriskany Falls, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Oriskany Falls, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,685
GEICO $3,007
Liberty Mutual $7,251
Nationwide $4,955
Progressive $2,988
State Farm $3,818
Travelers $3,743
USAA $3,799

Cheap Oriskany Falls, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oriskany Falls, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oriskany Falls, New York

Insurance Company Poor Fair Good
Allstate $5,397 $3,207 $2,791
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,935 $2,935 $2,935
Progressive $4,381 $2,280 $1,673
State Farm $5,151 $3,229 $2,562
Travelers $4,746 $3,012 $2,623
USAA $4,512 $2,242 $1,983

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Cheap Oriskany Falls, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oriskany Falls, New York can vary. Compare the annual cost of auto insurance by ZIP code in Oriskany Falls, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oriskany Falls, New York

ZIP Code Average Annual Rates
13425 $3,312

Cheap Oriskany Falls, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Oriskany Falls, New York auto insurance. Find the cheapest annual Oriskany Falls, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oriskany Falls, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,747 $3,850
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,935 $2,935
Progressive $2,778 $2,778
State Farm $3,519 $3,776
Travelers $3,460 $3,460
USAA $2,883 $2,941

Cheap Oriskany Falls, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oriskany Falls, New York? Check out the comparison of annual Oriskany Falls, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oriskany Falls, New York

Insurance Company Low Medium High
Allstate $3,631 $3,788 $3,976
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,774 $2,914 $3,117
Progressive $2,645 $2,764 $2,926
State Farm $3,480 $3,666 $3,796
Travelers $3,293 $3,427 $3,660
USAA $2,839 $2,901 $2,997

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Best By Category: Cheapest Auto Insurance in Oriskany Falls, New York

Compare the cheapest auto insurance companies in Oriskany Falls, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oriskany Falls, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Oriskany Falls, New York Auto Insurance Companies

What auto insurance companies in Oriskany Falls, New York are the cheapest? Compare the top Oriskany Falls, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oriskany Falls, New York

Insurance Company Average Annual Rates
Allstate $3,798
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,935
Progressive $2,778
State Farm $3,647
Travelers $3,460
USAA $2,912

What affects auto insurance rates in Oriskany Falls, New York?

There are a lot of reasons why auto insurance rates in Oriskany Falls, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oriskany Falls, New York. Many local factors may affect your Oriskany Falls auto insurance rates.

Oriskany Falls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oriskany Falls, New York commute length is 22.6 minutes according to City-Data.

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Compare Oriskany Falls, New York Auto Insurance Quotes

Before you buy Oriskany Falls, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oriskany Falls, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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