Best Cheap Auto Insurance in Oregon, MO (2021)

The average Oregon, MO auto insurance rates are $267 per month. The minimum auto insurance in Oregon is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Oregon, Missouri, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Oregon is 23.6 minutes
  • The minimum auto insurance required in Oregon, Missouri is 25/50/25
  • Average auto insurance rates in Oregon, MO for senior drivers are $1,821 per year

Oregon, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Oregon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oregon, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Oregon to other Missouri cities, including St. Louis auto insurance rates, St. Joseph auto insurance rates, and Independence auto insurance rates to see how Oregon, Missouri auto insurance rates stack up.

Before you buy Oregon, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oregon, Missouri auto insurance quotes.

Minimum Auto Insurance in Oregon, Missouri

Oregon, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oregon, Missouri.

Minimum Required Auto Insurance Coverage in Oregon, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Oregon, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oregon, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oregon, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $2,005 $2,005 $1,785 $1,785 $5,441 $7,082 $2,005 $2,347
Farmers $2,288 $2,282 $2,048 $2,164 $9,197 $9,515 $2,607 $2,735
GEICO $1,927 $2,146 $1,496 $1,892 $5,902 $6,251 $1,783 $1,801
Liberty Mutual $2,748 $2,984 $2,261 $2,536 $8,908 $9,896 $2,908 $3,119
Nationwide $1,387 $1,427 $1,233 $1,317 $3,449 $4,463 $1,577 $1,718
Progressive $2,141 $2,035 $1,751 $1,795 $6,351 $7,172 $2,623 $2,693
State Farm $1,634 $1,634 $1,441 $1,441 $4,453 $5,641 $1,831 $2,081
USAA $1,513 $1,506 $1,349 $1,383 $4,400 $5,387 $1,896 $2,116

Cheap Oregon, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oregon, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Oregon, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Oregon, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,441 $7,082
Farmers $9,197 $9,515
GEICO $5,902 $6,251
Liberty Mutual $8,908 $9,896
Nationwide $3,449 $4,463
Progressive $6,351 $7,172
State Farm $4,453 $5,641
USAA $4,400 $5,387

Cheap Oregon, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Oregon, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oregon, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,785 $1,785
Farmers $2,048 $2,164
GEICO $1,496 $1,892
Liberty Mutual $2,261 $2,536
Nationwide $1,233 $1,317
Progressive $1,751 $1,795
State Farm $1,441 $1,441
USAA $1,349 $1,383

Cheap Oregon, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oregon, Missouri compared to the annual auto insurance rates with a clean record in Oregon, Missouri.

Annual Oregon, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,297 $3,313 $4,002 $2,615
Farmers $3,572 $4,401 $4,307 $4,139
GEICO $2,283 $2,933 $3,914 $2,468
Liberty Mutual $3,229 $4,592 $4,762 $5,097
Nationwide $1,655 $2,087 $2,744 $1,799
Progressive $2,944 $3,770 $3,207 $3,361
State Farm $2,334 $2,705 $2,519 $2,519
USAA $1,984 $2,378 $3,259 $2,154

Cheap Oregon, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oregon, Missouri is not easy. Compare the annual rates for DUI auto insurance in Oregon, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Oregon, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,875
American Family $4,002
Farmers $4,307
GEICO $3,914
Liberty Mutual $4,762
Nationwide $2,744
Progressive $3,207
State Farm $2,519
USAA $3,259

Cheap Oregon, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oregon, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oregon, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $3,995 $2,809 $2,367
Farmers $4,697 $3,904 $3,714
GEICO $4,004 $2,608 $2,086
Liberty Mutual $6,363 $3,855 $3,042
Nationwide $2,452 $2,010 $1,752
Progressive $3,858 $3,177 $2,926
State Farm $3,372 $2,277 $1,910
USAA $4,100 $1,886 $1,345

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Cheap Oregon, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oregon, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Oregon, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oregon, Missouri

ZIP Code Average Annual Rates
64473 $2,638

Cheap Oregon, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Oregon, Missouri auto insurance. Find the cheapest annual Oregon, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oregon, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,040 $4,040
American Family $3,027 $3,087
Farmers $4,105 $4,105
GEICO $2,843 $2,956
Liberty Mutual $4,420 $4,420
Nationwide $2,071 $2,071
Progressive $3,320 $3,320
State Farm $2,459 $2,580
USAA $2,355 $2,532

Cheap Oregon, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oregon, Missouri? Check out the comparison of annual Oregon, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oregon, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $2,965 $3,154 $3,052
Farmers $3,860 $4,068 $4,387
GEICO $2,723 $2,920 $3,056
Liberty Mutual $4,196 $4,439 $4,625
Nationwide $1,965 $2,087 $2,162
Progressive $3,029 $3,328 $3,604
State Farm $2,389 $2,526 $2,643
USAA $2,356 $2,436 $2,539

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Best By Category: Cheapest Auto Insurance in Oregon, Missouri

Compare the cheapest auto insurance companies in Oregon, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oregon, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Oregon, Missouri Auto Insurance Companies

What auto insurance companies in Oregon, Missouri are the cheapest? Compare the top Oregon, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oregon, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,057
Farmers $4,105
GEICO $2,900
Liberty Mutual $4,420
Nationwide $2,071
Progressive $3,320
State Farm $2,519
USAA $2,444

What affects auto insurance rates in Oregon, Missouri?

There are a lot of reasons why auto insurance rates in Oregon, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oregon, Missouri. Many local factors may affect your Oregon auto insurance rates.

Oregon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oregon, Missouri commute length is 23.6 minutes according to City-Data.

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Compare Oregon, Missouri Auto Insurance Quotes

Before you buy Oregon, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oregon, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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