Best Cheap Auto Insurance in Oregon, IL (2021)

The average Oregon, IL auto insurance rates are $253 per month. The minimum auto insurance in Oregon is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Oregon, Illinois, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Oregon is 24.0 minutes
  • Average auto insurance rates in Oregon, IL for senior drivers are $1,746 per year
  • The cheapest auto insurance company in Oregon is State Farm

Oregon, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Oregon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oregon, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Oregon to other Illinois cities, including Springfield auto insurance rates, Rockford auto insurance rates, and Peoria auto insurance rates to see how Oregon, Illinois auto insurance rates stack up.

Before you buy Oregon, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oregon, Illinois auto insurance quotes.

Minimum Auto Insurance in Oregon, Illinois

Oregon, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oregon, Illinois.

Minimum Required Auto Insurance Coverage in Oregon, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Oregon, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oregon, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oregon, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,312 $3,328 $3,467 $3,467 $8,622 $11,191 $3,983 $4,303
American Family $2,306 $2,306 $2,114 $2,114 $6,566 $9,085 $2,306 $2,975
Farmers $2,277 $2,278 $2,020 $2,137 $9,747 $10,162 $2,598 $2,717
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,426 $1,538 $1,182 $1,320 $4,797 $5,333 $1,494 $1,579
Nationwide $1,487 $1,513 $1,329 $1,405 $3,961 $5,072 $1,719 $1,858
Progressive $1,869 $1,775 $1,541 $1,608 $6,633 $7,447 $2,234 $2,419
State Farm $1,315 $1,315 $1,169 $1,169 $3,660 $4,644 $1,483 $1,700
Travelers $1,465 $1,546 $1,325 $1,413 $4,093 $5,092 $1,555 $1,638
USAA $1,618 $1,654 $1,505 $1,491 $5,149 $5,691 $2,133 $2,356

Cheap Oregon, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oregon, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Oregon, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Oregon, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,622 $11,191
American Family $6,566 $9,085
Farmers $9,747 $10,162
GEICO $4,524 $4,715
Liberty Mutual $4,797 $5,333
Nationwide $3,961 $5,072
Progressive $6,633 $7,447
State Farm $3,660 $4,644
Travelers $4,093 $5,092
USAA $5,149 $5,691

Cheap Oregon, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Oregon, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oregon, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,467 $3,467
American Family $2,114 $2,114
Farmers $2,020 $2,137
GEICO $1,429 $1,724
Liberty Mutual $1,182 $1,320
Nationwide $1,329 $1,405
Progressive $1,541 $1,608
State Farm $1,169 $1,169
Travelers $1,325 $1,413
USAA $1,505 $1,491

Cheap Oregon, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oregon, Illinois compared to the annual auto insurance rates with a clean record in Oregon, Illinois.

Annual Oregon, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,707 $6,352 $5,886 $4,890
American Family $2,735 $3,886 $5,162 $3,102
Farmers $3,583 $4,617 $4,503 $4,265
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,942 $2,760 $2,426 $2,207
Nationwide $1,857 $2,389 $2,800 $2,126
Progressive $2,635 $3,889 $2,913 $3,326
State Farm $1,887 $2,227 $2,057 $2,057
Travelers $1,810 $2,362 $2,627 $2,266
USAA $1,929 $2,762 $3,784 $2,324

Cheap Oregon, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oregon, Illinois is not easy. Compare the annual rates for DUI auto insurance in Oregon, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Oregon, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,886
American Family $5,162
Farmers $4,503
GEICO $3,243
Liberty Mutual $2,426
Nationwide $2,800
Progressive $2,913
State Farm $2,057
Travelers $2,627
USAA $3,784

Cheap Oregon, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oregon, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oregon, Illinois

Insurance Company Poor Fair Good
Allstate $6,648 $4,787 $4,191
American Family $4,944 $3,370 $2,850
Farmers $4,822 $4,050 $3,854
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,303 $2,060 $1,638
Nationwide $2,730 $2,209 $1,940
Progressive $3,642 $3,083 $2,847
State Farm $2,986 $1,792 $1,392
Travelers $2,772 $2,219 $1,808
USAA $3,600 $2,467 $2,031

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Oregon, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oregon, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Oregon, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oregon, Illinois

ZIP Code Average Annual Rates
61061 $2,986

Cheap Oregon, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Oregon, Illinois auto insurance. Find the cheapest annual Oregon, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oregon, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,209 $5,209
American Family $3,674 $3,769
Farmers $4,242 $4,242
GEICO $2,338 $2,425
Liberty Mutual $2,334 $2,334
Nationwide $2,293 $2,293
Progressive $3,191 $3,191
State Farm $2,006 $2,108
Travelers $2,177 $2,354
USAA $2,624 $2,776

Cheap Oregon, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oregon, Illinois? Check out the comparison of annual Oregon, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oregon, Illinois

Insurance Company Low Medium High
Allstate $5,031 $5,204 $5,392
American Family $3,574 $3,858 $3,733
Farmers $4,034 $4,141 $4,551
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,211 $2,329 $2,461
Nationwide $2,276 $2,311 $2,292
Progressive $2,966 $3,180 $3,427
State Farm $1,951 $2,058 $2,161
Travelers $2,136 $2,263 $2,399
USAA $2,521 $2,697 $2,882

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Oregon, Illinois

Compare the cheapest auto insurance companies in Oregon, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oregon, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Oregon, Illinois Auto Insurance Companies

What auto insurance companies in Oregon, Illinois are the cheapest? Compare the top Oregon, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oregon, Illinois

Insurance Company Average Annual Rates
Allstate $5,209
American Family $3,721
Farmers $4,242
GEICO $2,382
Liberty Mutual $2,334
Nationwide $2,293
Progressive $3,191
State Farm $2,057
Travelers $2,266
USAA $2,700

What affects auto insurance rates in Oregon, Illinois?

There are a lot of reasons why auto insurance rates in Oregon, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oregon, Illinois. Many local factors may affect your Oregon auto insurance rates.

Oregon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oregon, Illinois commute length is 24.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Oregon, Illinois Auto Insurance Quotes

Before you buy Oregon, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oregon, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption