Best Cheap Auto Insurance in Ore City, TX (2021)

The average Ore City, TX auto insurance rates are $323 per month. The minimum auto insurance in Ore City is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Ore City, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Ore City is 24.3 minutes
  • The minimum auto insurance required in Ore City, Texas is 30/60/25
  • The cheapest auto insurance company in Ore City is USAA

Ore City, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Ore City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ore City, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Ore City to other Texas cities, including Fort Worth auto insurance rates, El Paso auto insurance rates, and Corpus Christi auto insurance rates to see how Ore City, Texas auto insurance rates stack up.

Before you buy Ore City, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ore City, Texas auto insurance quotes.

Minimum Auto Insurance in Ore City, Texas

Ore City, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ore City, Texas.

Minimum Required Auto Insurance Coverage in Ore City, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ore City, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ore City, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ore City, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,414 $3,451 $3,375 $3,375 $8,850 $10,700 $4,220 $4,404
American Family $2,343 $2,606 $2,204 $2,521 $6,212 $8,106 $3,359 $3,822
GEICO $2,619 $2,834 $2,542 $2,892 $5,745 $5,975 $2,831 $2,819
Nationwide $2,463 $2,504 $2,175 $2,303 $7,037 $9,032 $2,899 $3,136
Progressive $2,632 $2,501 $2,340 $2,384 $11,083 $12,377 $3,125 $3,174
State Farm $2,094 $2,094 $1,859 $1,859 $4,960 $6,311 $2,273 $2,343
USAA $1,656 $1,668 $1,582 $1,573 $4,655 $5,075 $2,211 $2,375

Cheap Ore City, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ore City, Texas is a challenge. Take a look at the annual teen auto insurance rates in Ore City, Texas.

Annual Auto Insurance Rates for Teen Drivers in Ore City, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,850 $10,700
American Family $6,212 $8,106
GEICO $5,745 $5,975
Nationwide $7,037 $9,032
Progressive $11,083 $12,377
State Farm $4,960 $6,311
USAA $4,655 $5,075

Cheap Ore City, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Ore City, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ore City, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,375 $3,375
American Family $2,204 $2,521
GEICO $2,542 $2,892
Nationwide $2,175 $2,303
Progressive $2,340 $2,384
State Farm $1,859 $1,859
USAA $1,582 $1,573

Cheap Ore City, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ore City, Texas compared to the annual auto insurance rates with a clean record in Ore City, Texas.

Annual Ore City, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,087 $6,237 $6,482 $4,087
American Family $3,561 $4,503 $3,962 $3,561
GEICO $2,996 $3,968 $3,302 $3,861
Nationwide $3,420 $3,420 $5,071 $3,864
Progressive $4,314 $5,588 $5,045 $4,861
State Farm $2,648 $3,030 $3,570 $2,648
USAA $1,937 $2,862 $3,374 $2,225

Cheap Ore City, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ore City, Texas is not easy. Compare the annual rates for DUI auto insurance in Ore City, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ore City, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,482
American Family $3,962
GEICO $3,302
Nationwide $5,071
Progressive $5,045
State Farm $3,570
USAA $3,374

Cheap Ore City, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ore City, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ore City, Texas

Insurance Company Poor Fair Good
Allstate $6,658 $4,859 $4,153
American Family $5,339 $3,384 $2,966
GEICO $5,461 $3,084 $2,051
Nationwide $4,734 $3,799 $3,298
Progressive $5,577 $4,817 $4,462
State Farm $4,216 $2,621 $2,086
USAA $3,819 $2,206 $1,774

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Cheap Ore City, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ore City, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Ore City, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ore City, Texas

ZIP Code Average Annual Rates
75683 $5,764

Cheap Ore City, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ore City, Texas auto insurance. Find the cheapest annual Ore City, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ore City, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,101 $5,346
American Family $3,896 $3,896
GEICO $3,466 $3,598
Nationwide $3,944 $3,944
Progressive $4,952 $4,952
State Farm $2,974 $2,974
USAA $2,566 $2,632

Cheap Ore City, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ore City, Texas? Check out the comparison of annual Ore City, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ore City, Texas

Insurance Company Low Medium High
Allstate $5,093 $5,175 $5,403
American Family $3,609 $3,747 $4,334
GEICO $3,335 $3,482 $3,779
Nationwide $4,245 $3,773 $3,813
Progressive $4,714 $4,929 $5,213
State Farm $2,820 $2,964 $3,139
USAA $2,510 $2,588 $2,701

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Best By Category: Cheapest Auto Insurance in Ore City, Texas

Compare the cheapest auto insurance companies in Ore City, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ore City, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Ore City, Texas Auto Insurance Companies

What auto insurance companies in Ore City, Texas are the cheapest? Compare the top Ore City, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ore City, Texas

Insurance Company Average Annual Rates
Allstate $5,224
American Family $3,896
GEICO $3,532
Nationwide $3,944
Progressive $4,952
State Farm $2,974
USAA $2,599

What affects auto insurance rates in Ore City, Texas?

There are a lot of reasons why auto insurance rates in Ore City, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ore City, Texas. Many local factors may affect your Ore City auto insurance rates.

Ore City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ore City, Texas commute length is 24.3 minutes according to City-Data.

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Compare Ore City, Texas Auto Insurance Quotes

Before you buy Ore City, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ore City, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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