Best Cheap Auto Insurance in Ordway, CO (2021)

The average Ordway, CO auto insurance rates are $330 per month. The minimum auto insurance in Ordway is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Ordway, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Ordway is 20.6 minutes
  • The minimum auto insurance required in Ordway, Colorado is 25/50/15
  • The most expensive auto insurance company in Ordway for teen drivers is Farmers

Ordway, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Ordway can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ordway, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Ordway to other Colorado cities, including Aurora auto insurance rates, Colorado Springs auto insurance rates, and Westminster auto insurance rates to see how Ordway, Colorado auto insurance rates stack up.

Before you buy Ordway, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ordway, Colorado auto insurance quotes.

Minimum Auto Insurance in Ordway, Colorado

Ordway, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ordway, Colorado.

Minimum Required Auto Insurance Coverage in Ordway, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Ordway, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ordway, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ordway, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,326 $3,294 $3,024 $3,270 $12,181 $12,184 $3,625 $3,643
GEICO $2,302 $2,476 $2,372 $2,642 $6,910 $7,307 $2,116 $2,168
Liberty Mutual $1,816 $1,785 $1,546 $1,695 $5,046 $5,487 $1,831 $1,852
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,119 $2,939 $2,622 $2,642 $9,543 $10,691 $3,537 $3,461
State Farm $1,964 $1,964 $1,736 $1,736 $5,267 $6,735 $2,183 $2,567
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Ordway, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ordway, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Ordway, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Ordway, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,641 $7,517
Farmers $12,181 $12,184
GEICO $6,910 $7,307
Liberty Mutual $5,046 $5,487
Nationwide $6,687 $8,617
Progressive $9,543 $10,691
State Farm $5,267 $6,735
USAA $5,826 $6,723

Cheap Ordway, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Ordway, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ordway, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,098 $2,098
Farmers $3,024 $3,270
GEICO $2,372 $2,642
Liberty Mutual $1,546 $1,695
Nationwide $2,380 $2,529
Progressive $2,622 $2,642
State Farm $1,736 $1,736
USAA $2,298 $2,340

Cheap Ordway, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ordway, Colorado compared to the annual auto insurance rates with a clean record in Ordway, Colorado.

Annual Ordway, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,709 $6,043 $5,963 $5,559
GEICO $2,530 $3,896 $4,376 $3,345
Liberty Mutual $2,297 $2,696 $2,812 $2,724
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,198 $5,704 $4,437 $4,937
State Farm $2,806 $3,232 $3,019 $3,019
USAA $2,644 $3,195 $5,527 $2,989

Cheap Ordway, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ordway, Colorado is not easy. Compare the annual rates for DUI auto insurance in Ordway, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Ordway, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,659
Farmers $5,963
GEICO $4,376
Liberty Mutual $2,812
Nationwide $5,371
Progressive $4,437
State Farm $3,019
USAA $5,527

Cheap Ordway, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ordway, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ordway, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,441 $3,137 $2,627
Farmers $6,497 $5,235 $4,973
GEICO $4,257 $3,537 $2,817
Liberty Mutual $3,772 $2,294 $1,830
Nationwide $4,848 $3,820 $3,334
Progressive $5,543 $4,668 $4,247
State Farm $4,194 $2,693 $2,170
USAA $5,346 $3,014 $2,405

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Cheap Ordway, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ordway, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Ordway, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ordway, Colorado

ZIP Code Average Annual Rates
81063 $3,652

Cheap Ordway, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Ordway, Colorado auto insurance. Find the cheapest annual Ordway, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ordway, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,330 $3,473
Farmers $5,568 $5,568
GEICO $3,453 $3,621
Liberty Mutual $2,632 $2,632
Nationwide $4,001 $4,001
Progressive $4,819 $4,819
State Farm $2,945 $3,093
USAA $3,485 $3,692

Cheap Ordway, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ordway, Colorado? Check out the comparison of annual Ordway, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ordway, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,255 $3,472 $3,479
Farmers $4,858 $5,487 $6,360
GEICO $3,217 $3,475 $3,919
Liberty Mutual $2,487 $2,621 $2,788
Nationwide $4,052 $4,001 $3,949
Progressive $4,548 $4,829 $5,081
State Farm $2,849 $3,019 $3,189
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Ordway, Colorado

Compare the cheapest auto insurance companies in Ordway, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ordway, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Ordway, Colorado Auto Insurance Companies

What auto insurance companies in Ordway, Colorado are the cheapest? Compare the top Ordway, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ordway, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,402
Farmers $5,568
GEICO $3,537
Liberty Mutual $2,632
Nationwide $4,001
Progressive $4,819
State Farm $3,019
USAA $3,589

What affects auto insurance rates in Ordway, Colorado?

There are a lot of reasons why auto insurance rates in Ordway, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ordway, Colorado. Many local factors may affect your Ordway auto insurance rates.

Ordway Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ordway, Colorado commute length is 20.6 minutes according to City-Data.

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Compare Ordway, Colorado Auto Insurance Quotes

Before you buy Ordway, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ordway, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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