Best Cheap Auto Insurance in Orangevale, CA (2021)

The average Orangevale, CA auto insurance rates are $307 per month. The minimum auto insurance in Orangevale is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Orangevale, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Orangevale is Progressive
  • The most expensive auto insurance company in Orangevale for teen drivers is Farmers
  • Average auto insurance rates in Orangevale, CA for senior drivers are $2,215 per year

Orangevale, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Orangevale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Orangevale, California, including driving record, credit, commute time, and more.

Compare auto insurance in Orangevale to other California cities, including Fresno auto insurance rates, San Diego auto insurance rates, and Oakland auto insurance rates to see how Orangevale, California auto insurance rates stack up.

Before you buy Orangevale, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Orangevale, California auto insurance quotes.

Minimum Auto Insurance in Orangevale, California

Orangevale, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Orangevale, California.

Minimum Required Auto Insurance Coverage in Orangevale, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Orangevale, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Orangevale, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Orangevale, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,679 $2,685 $1,964 $1,979 $7,461 $9,401 $3,421 $3,760
Farmers $2,873 $2,873 $2,597 $2,597 $9,142 $14,921 $3,402 $3,788
GEICO $1,689 $1,689 $1,588 $1,588 $5,144 $5,220 $2,426 $2,473
Liberty Mutual $2,458 $2,326 $2,280 $2,210 $5,319 $5,677 $2,770 $2,797
Nationwide $3,397 $3,242 $2,988 $2,814 $8,659 $9,574 $4,060 $4,000
Progressive $1,616 $1,662 $1,387 $1,638 $4,338 $5,208 $2,331 $2,503
State Farm $3,435 $3,435 $3,071 $3,071 $6,355 $7,900 $3,801 $3,917
Travelers $2,482 $2,399 $2,194 $2,171 $5,166 $5,864 $3,220 $3,151
USAA $1,909 $1,807 $1,865 $1,870 $4,345 $4,357 $2,627 $2,481

Cheap Orangevale, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Orangevale, California is a challenge. Take a look at the annual teen auto insurance rates in Orangevale, California.

Annual Auto Insurance Rates for Teen Drivers in Orangevale, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,461 $9,401
Farmers $9,142 $14,921
GEICO $5,144 $5,220
Liberty Mutual $5,319 $5,677
Nationwide $8,659 $9,574
Progressive $4,338 $5,208
State Farm $6,355 $7,900
Travelers $5,166 $5,864
USAA $4,345 $4,357

Cheap Orangevale, California Auto Insurance for Seniors

What are senior auto insurance rates in Orangevale, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Orangevale, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,964 $1,979
Farmers $2,597 $2,597
GEICO $1,588 $1,588
Liberty Mutual $2,280 $2,210
Nationwide $2,988 $2,814
Progressive $1,387 $1,638
State Farm $3,071 $3,071
Travelers $2,194 $2,171
USAA $1,865 $1,870

Cheap Orangevale, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Orangevale, California compared to the annual auto insurance rates with a clean record in Orangevale, California.

Annual Orangevale, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,521 $4,220 $6,630 $3,305
Farmers $3,904 $5,311 $6,609 $5,272
GEICO $1,905 $2,949 $3,691 $2,363
Liberty Mutual $2,803 $3,756 $3,390 $2,970
Nationwide $3,375 $4,333 $7,326 $4,333
Progressive $1,692 $2,880 $3,331 $2,437
State Farm $3,122 $3,723 $7,024 $3,623
Travelers $2,218 $3,629 $4,202 $3,274
USAA $1,766 $2,628 $4,302 $1,935

Cheap Orangevale, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Orangevale, California is not easy. Compare the annual rates for DUI auto insurance in Orangevale, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Orangevale, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,630
Farmers $6,609
GEICO $3,691
Liberty Mutual $3,390
Nationwide $7,326
Progressive $3,331
State Farm $7,024
Travelers $4,202
USAA $4,302

Cheap Orangevale, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Orangevale, California can vary. Compare the annual cost of auto insurance by ZIP code in Orangevale, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Orangevale, California

ZIP Code Average Annual Rates
95662 $5,050

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Cheap Orangevale, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Orangevale, California auto insurance. Find the cheapest annual Orangevale, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Orangevale, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,759 $4,578
Farmers $4,784 $5,764
GEICO $2,477 $2,977
Liberty Mutual $2,965 $3,494
Nationwide $4,277 $5,406
Progressive $2,345 $2,825
State Farm $4,212 $4,534
Travelers $2,998 $3,664
USAA $2,449 $2,866

Cheap Orangevale, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Orangevale, California? Check out the comparison of annual Orangevale, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Orangevale, California

Insurance Company Low Medium High
Allstate $3,954 $4,205 $4,347
Farmers $4,889 $5,317 $5,615
GEICO $2,449 $2,762 $2,970
Liberty Mutual $3,003 $3,259 $3,426
Nationwide $4,299 $4,934 $5,292
Progressive $2,292 $2,670 $2,794
State Farm $3,896 $4,455 $4,767
Travelers $2,876 $3,426 $3,690
USAA $2,389 $2,714 $2,870

Best By Category: Cheapest Auto Insurance in Orangevale, California

Compare the cheapest auto insurance companies in Orangevale, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Orangevale, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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The Cheapest Orangevale, California Auto Insurance Companies

What auto insurance companies in Orangevale, California are the cheapest? Compare the top Orangevale, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Orangevale, California

Insurance Company Average Annual Rates
Allstate $4,169
Farmers $5,274
GEICO $2,727
Liberty Mutual $3,230
Nationwide $4,842
Progressive $2,585
State Farm $4,373
Travelers $3,331
USAA $2,658

What affects auto insurance rates in Orangevale, California?

There are a lot of reasons why auto insurance rates in Orangevale, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Orangevale, California. Many local factors may affect your Orangevale auto insurance rates.

Orangevale Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Orangevale, California commute length is 29.0 minutes according to City-Data.

Compare Orangevale, California Auto Insurance Quotes

Before you buy Orangevale, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Orangevale, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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