Best Cheap Auto Insurance in Opdyke, IL (2021)

The average Opdyke, IL auto insurance rates are $266 per month. The minimum auto insurance in Opdyke is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Opdyke, Illinois, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Opdyke is 20.5 minutes
  • The most expensive auto insurance company in Opdyke for teen drivers is Farmers
  • Average auto insurance rates in Opdyke, IL for senior drivers are $1,835 per year

Opdyke, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Opdyke can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Opdyke, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Opdyke to other Illinois cities, including Aurora auto insurance rates, Champaign auto insurance rates, and Peoria auto insurance rates to see how Opdyke, Illinois auto insurance rates stack up.

Before you buy Opdyke, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Opdyke, Illinois auto insurance quotes.

Minimum Auto Insurance in Opdyke, Illinois

Opdyke, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Opdyke, Illinois.

Minimum Required Auto Insurance Coverage in Opdyke, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Opdyke, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Opdyke, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Opdyke, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,815 $2,828 $2,937 $2,937 $7,239 $9,407 $3,382 $3,654
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,337 $2,343 $2,076 $2,190 $9,799 $10,231 $2,662 $2,792
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,336 $1,444 $1,113 $1,245 $4,254 $4,735 $1,396 $1,476
Nationwide $2,166 $2,208 $1,920 $2,041 $5,974 $7,701 $2,524 $2,742
Progressive $2,225 $2,123 $1,834 $1,918 $7,530 $8,472 $2,649 $2,846
State Farm $1,374 $1,374 $1,218 $1,218 $3,798 $4,833 $1,550 $1,771
Travelers $1,481 $1,566 $1,337 $1,428 $4,073 $5,099 $1,571 $1,657
USAA $1,727 $1,758 $1,606 $1,582 $5,614 $6,192 $2,279 $2,506

Cheap Opdyke, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Opdyke, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Opdyke, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Opdyke, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,239 $9,407
American Family $6,493 $9,036
Farmers $9,799 $10,231
GEICO $5,690 $6,014
Liberty Mutual $4,254 $4,735
Nationwide $5,974 $7,701
Progressive $7,530 $8,472
State Farm $3,798 $4,833
Travelers $4,073 $5,099
USAA $5,614 $6,192

Cheap Opdyke, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Opdyke, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Opdyke, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,937 $2,937
American Family $2,127 $2,127
Farmers $2,076 $2,190
GEICO $1,757 $2,095
Liberty Mutual $1,113 $1,245
Nationwide $1,920 $2,041
Progressive $1,834 $1,918
State Farm $1,218 $1,218
Travelers $1,337 $1,428
USAA $1,606 $1,582

Cheap Opdyke, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Opdyke, Illinois compared to the annual auto insurance rates with a clean record in Opdyke, Illinois.

Annual Opdyke, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,164 $5,342 $4,955 $4,138
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,641 $4,679 $4,563 $4,331
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,776 $2,504 $2,208 $2,011
Nationwide $2,733 $3,559 $4,198 $3,149
Progressive $3,058 $4,485 $3,386 $3,869
State Farm $1,967 $2,317 $2,142 $2,142
Travelers $1,813 $2,362 $2,657 $2,273
USAA $2,070 $2,980 $4,085 $2,497

Cheap Opdyke, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Opdyke, Illinois is not easy. Compare the annual rates for DUI auto insurance in Opdyke, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Opdyke, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,955
American Family $5,161
Farmers $4,563
GEICO $4,060
Liberty Mutual $2,208
Nationwide $4,198
Progressive $3,386
State Farm $2,142
Travelers $2,657
USAA $4,085

Cheap Opdyke, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Opdyke, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Opdyke, Illinois

Insurance Company Poor Fair Good
Allstate $5,622 $4,042 $3,535
American Family $4,958 $3,363 $2,841
Farmers $4,897 $4,106 $3,908
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,006 $1,873 $1,495
Nationwide $4,078 $3,280 $2,871
Progressive $4,238 $3,573 $3,288
State Farm $3,115 $1,865 $1,446
Travelers $2,791 $2,222 $1,816
USAA $3,874 $2,660 $2,191

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Cheap Opdyke, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Opdyke, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Opdyke, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Opdyke, Illinois

ZIP Code Average Annual Rates
62872 $3,142

Cheap Opdyke, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Opdyke, Illinois auto insurance. Find the cheapest annual Opdyke, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Opdyke, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,400 $4,400
American Family $3,673 $3,769
Farmers $4,304 $4,304
GEICO $2,920 $3,043
Liberty Mutual $2,125 $2,125
Nationwide $3,410 $3,410
Progressive $3,700 $3,700
State Farm $2,088 $2,196
Travelers $2,187 $2,365
USAA $2,826 $2,990

Cheap Opdyke, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Opdyke, Illinois? Check out the comparison of annual Opdyke, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Opdyke, Illinois

Insurance Company Low Medium High
Allstate $4,257 $4,395 $4,546
American Family $3,601 $3,856 $3,705
Farmers $4,100 $4,203 $4,608
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,003 $2,120 $2,252
Nationwide $3,399 $3,437 $3,393
Progressive $3,379 $3,681 $4,039
State Farm $2,032 $2,145 $2,249
Travelers $2,122 $2,273 $2,434
USAA $2,714 $2,905 $3,105

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Best By Category: Cheapest Auto Insurance in Opdyke, Illinois

Compare the cheapest auto insurance companies in Opdyke, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Opdyke, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Opdyke, Illinois Auto Insurance Companies

What auto insurance companies in Opdyke, Illinois are the cheapest? Compare the top Opdyke, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Opdyke, Illinois

Insurance Company Average Annual Rates
Allstate $4,400
American Family $3,721
Farmers $4,304
GEICO $2,982
Liberty Mutual $2,125
Nationwide $3,410
Progressive $3,700
State Farm $2,142
Travelers $2,276
USAA $2,908

What affects auto insurance rates in Opdyke, Illinois?

There are a lot of reasons why auto insurance rates in Opdyke, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Opdyke, Illinois. Many local factors may affect your Opdyke auto insurance rates.

Opdyke Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Opdyke, Illinois commute length is 20.5 minutes according to City-Data.

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Compare Opdyke, Illinois Auto Insurance Quotes

Before you buy Opdyke, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Opdyke, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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