Best Cheap Auto Insurance in Onset, MA (2021)

The average Onset, MA auto insurance rates are $275 per month. The minimum auto insurance in Onset is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Onset, Massachusetts, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Onset, Massachusetts is 20/40/5
  • The cheapest auto insurance company in Onset is State Farm
  • Average auto insurance rates in Onset, MA for senior drivers are $2,076 per year

Onset, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Onset can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Onset, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Onset to other Massachusetts cities, including Worcester auto insurance rates, Springfield auto insurance rates, and Lowell auto insurance rates to see how Onset, Massachusetts auto insurance rates stack up.

Before you buy Onset, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Onset, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Onset, Massachusetts

Onset, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Onset, Massachusetts.

Minimum Required Auto Insurance Coverage in Onset, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Onset, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Onset, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Onset, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,358 $2,358 $2,358 $2,358 $8,086 $8,086 $2,645 $2,645
GEICO $2,131 $2,131 $1,978 $1,978 $5,924 $5,924 $2,197 $2,197
Liberty Mutual $3,102 $3,102 $2,701 $2,701 $9,956 $9,956 $3,244 $3,244
Progressive $2,420 $2,420 $2,319 $2,319 $9,108 $9,108 $2,616 $2,616
State Farm $1,058 $1,058 $1,058 $1,058 $2,839 $2,839 $1,058 $1,058
Travelers $2,952 $2,952 $2,608 $2,608 $6,005 $6,005 $3,264 $3,264
USAA $1,531 $1,531 $1,508 $1,508 $3,596 $3,596 $1,692 $1,692

Cheap Onset, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Onset, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Onset, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Onset, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,086 $8,086
GEICO $5,924 $5,924
Liberty Mutual $9,956 $9,956
Progressive $9,108 $9,108
State Farm $2,839 $2,839
Travelers $6,005 $6,005
USAA $3,596 $3,596

Cheap Onset, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Onset, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Onset, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,358 $2,358
GEICO $1,978 $1,978
Liberty Mutual $2,701 $2,701
Progressive $2,319 $2,319
State Farm $1,058 $1,058
Travelers $2,608 $2,608
USAA $1,508 $1,508

Cheap Onset, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Onset, Massachusetts compared to the annual auto insurance rates with a clean record in Onset, Massachusetts.

Annual Onset, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,991 $4,454 $5,012 $2,991
GEICO $2,443 $3,368 $3,842 $2,578
Liberty Mutual $3,744 $5,114 $6,146 $3,999
Progressive $3,455 $4,875 $3,865 $4,268
State Farm $1,188 $1,622 $1,931 $1,274
Travelers $2,886 $3,986 $4,300 $3,657
USAA $1,479 $1,924 $3,268 $1,655

Cheap Onset, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Onset, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Onset, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Onset, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,012
GEICO $3,842
Liberty Mutual $6,146
Progressive $3,865
State Farm $1,931
Travelers $4,300
USAA $3,268

Cheap Onset, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Onset, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Onset, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Onset, Massachusetts

ZIP Code Average Annual Rates
2558 $3,297

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Cheap Onset, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Onset, Massachusetts auto insurance. Find the cheapest annual Onset, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Onset, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,739 $3,986
GEICO $3,001 $3,114
Liberty Mutual $4,564 $4,937
Progressive $4,116 $4,116
State Farm $1,468 $1,539
Travelers $3,530 $3,884
USAA $2,024 $2,139

Cheap Onset, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Onset, Massachusetts? Check out the comparison of annual Onset, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Onset, Massachusetts

Insurance Company Low Medium High
Allstate $3,573 $3,920 $4,094
GEICO $2,813 $3,113 $3,247
Liberty Mutual $4,436 $4,814 $5,003
Progressive $3,761 $4,192 $4,393
State Farm $1,368 $1,530 $1,612
Travelers $3,302 $3,785 $4,034
USAA $1,929 $2,116 $2,200

Best By Category: Cheapest Auto Insurance in Onset, Massachusetts

Compare the cheapest auto insurance companies in Onset, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Onset, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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The Cheapest Onset, Massachusetts Auto Insurance Companies

What auto insurance companies in Onset, Massachusetts are the cheapest? Compare the top Onset, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Onset, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,862
GEICO $3,058
Liberty Mutual $4,751
Progressive $4,116
State Farm $1,504
Travelers $3,707
USAA $2,082

What affects auto insurance rates in Onset, Massachusetts?

There are a lot of reasons why auto insurance rates in Onset, Massachusetts are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Onset, Massachusetts. Many local factors may affect your Onset auto insurance rates.

Onset Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Onset, Massachusetts commute length is 18.5 minutes according to City-Data.

Compare Onset, Massachusetts Auto Insurance Quotes

Before you buy Onset, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Onset, Massachusetts auto insurance quotes.

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