Online Mercury Mariner Insurance Rates [Rates + Cheap Coverage Guide]
Auto insurance rates for a Mercury Mariner average $1,062 a year, or around $89 a month. Finding Mercury Mariner teenager insurance coverage can cost on average $3,882 a year, so shop around to find cheap rates.
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Written by
Mathew B. Sims
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Reviewed by
Daniel Walker
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UPDATED: Jun 19, 2020
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Key takeaways:
- Full coverage costs around $1,062 a year or $89 each month
- A liability-only policy costs around $425 a year or $35 each month
- Highest rates are for teenage drivers at around $3,882 a year or $324 each month
- Good drivers can save as much as $438 a year by earning policy discounts
- Mercury Mariner insurance costs around $457 less per year than the average vehicle
Mercury Mariner insurance rates are $89 per month for full coverage and $35 per month for liability-only coverage. With a good driving record, you can save up to $438 per year. Continue reading through this guide to learn more.
You can start comparing quotes for Mercury Mariner auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Mercury Mariner Insurance Cost
The average Mercury Mariner auto insurance rates are $1,062 a year or $89 a month.
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Are Mercury Mariners Expensive to Insure?
The chart below details how Mercury Mariner insurance rates compare to other SUVs like the Acura RDX, Cadillac Escalade ESV, and Jeep Compass.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura RDX | $308 | $532 | $316 | $1,292 |
| Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
| Jeep Compass | $294 | $500 | $372 | $1,324 |
| Ford Expedition | $336 | $532 | $316 | $1,320 |
| Toyota Sequoia | $332 | $566 | $398 | $1,454 |
| Lexus RX 350 | $358 | $660 | $440 | $1,638 |
However, there are a few things you can do to find the cheapest Mercury insurance rates online.
What Impacts the Cost of Mercury Mariner Insurance?
The Mercury Mariner trim and model you choose can impact the total price you will pay for Mercury Mariner insurance coverage.
Age of the Vehicle
Older Mercury Mariner models generally cost less to insure. For example, auto insurance for a 2011 Mercury Mariner costs $1,062, while 2010 Mercury Mariner insurance costs are $1,038, a difference of $24.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2011 Mercury Mariner | $206 | $330 | $390 | $1,062 |
| 2010 Mercury Mariner | $198 | $310 | $394 | $1,038 |
Driver Age
Driver age can have a significant impact on Mercury Mariner auto insurance rates. As an example, a 40-year-old driver could pay $112 less each month for their Mercury Mariner auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Mercury Mariner insurance rates. For example, drivers in Houston may pay $783 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Mercury Mariner auto insurance. Teens and drivers in their 20’s have the highest jump in their Mercury Mariner auto insurance with violations on their driving record.
Mercury Mariner Safety Ratings
Your Mercury Mariner auto insurance rates are influenced by the safety ratings of the Mercury Mariner. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/A |
|---|---|
| Small overlap front: passenger-side | N/A |
| Moderate overlap front | G |
| Side | G |
| Roof strength | N/A |
| Head restraints and seats | N/A |
| Source: Insurance Institute for Highway Safety | |
Mercury Mariner Crash Test Ratings
Good Mercury Mariner crash test ratings can lower your Mercury Mariner auto insurance rates. See Mercury Mariner crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Mercury Mariner | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mercury Mariner Safety Features
The Mercury Mariner safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Mercury Mariner auto insurance rates. The Mercury Mariner’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Electronic Stability Control
- Child Safety Locks
- Traction Control
Mercury Mariner Finance and Insurance Cost
If you are financing a Mercury Mariner, most lenders will require your carry higher Mercury Mariner coverage options including comprehensive coverage, so be sure to shop around and compare Mercury Mariner auto insurance rates from the best companies using our FREE tool below.
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5 Ways to Save on Mercury Mariner Insurance
You have more options at your disposal to save money on your Mercury Mariner auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Mercury Mariner auto insurance rates
- Get Cheaper Mercury Mariner Auto Insurance Rates as a Full-Time Parent
- Understand that Insurance Companies Can’t Change Your Mercury Mariner Auto Insurance Rates Mid-Term Based on Changes to Your Credit Score
- Use Paperless Billing for Your Mercury Mariner Auto Insurance Policy
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Buy Your Mercury Mariner with Cash, or Get a Shorter-Term Loan
Top Mercury Mariner Insurance Companies
Who is the best auto insurance company for Mercury Mariner insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercury Mariner auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercury Mariner offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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