Online Honda CR-Z Insurance Rates [Rates + Coverage Guide]

Honda CR-Z insurance rates cost $1,332 a year, or around $111 a month. Good drivers can save as much as $2,054 a year over higher-risk drivers.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 22, 2020

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Key takeaways:

  • Full coverage costs around $1,332 a year or $111 each month
  • A liability-only policy costs around $534 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,868 a year or $406 each month
  • Good drivers can save as much as $549 a year by earning policy discounts
  • Honda CR-Z insurance costs around $187 less per year than the average vehicle

Honda CR-Z insurance rates are $187 cheaper than the average vehicle. Honda CR-Z full coverage rates are $111 per month, but liability-only coverage costs $45. Continue reading to learn how you can save money on Honda CR-Z insurance rates.

You can start comparing quotes for Honda CR-Z auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Honda CR-Z Insurance Cost

The average Honda CR-Z auto insurance rates are $1,332 a year or $111 a month.

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Are Honda CR-Zs Expensive to Insure?

The chart below details how Honda CR-Z insurance rates compare to other hybrid/electrics like the Buick LaCrosse, Hyundai Sonata Hybrid, and Honda Accord Hybrid.

Vehicle Comprehensive Collision Liability Total
Buick LaCrosse $320 $566 $338 $1,360
Hyundai Sonata Hybrid $322 $626 $420 $1,548
Honda Accord Hybrid $362 $718 $316 $1,532
Ford Fusion Energi $336 $626 $372 $1,492
Lexus GS 450h $394 $774 $398 $1,724
Chrysler Pacifica Hybrid $370 $656 $338 $1,500
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda CR-Z Insurance?

Even though the average annual rate for the Honda CR-Z is $1,332, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Honda CR-Z.

Age of the Vehicle

The average Honda CR-Z auto insurance rates are higher for newer models. For example, auto insurance rates for a 2016 Honda CR-Z are $1,332, while 2011 Honda CR-Z rates are $1,160, a difference of $172.

Model Year Comprehensive Collision Liability Total
2016 Honda CR-Z $298 $446 $430 $1,332
2015 Honda CR-Z $282 $430 $442 $1,312
2014 Honda CR-Z $270 $400 $452 $1,280
2013 Honda CR-Z $260 $376 $456 $1,250
2012 Honda CR-Z $248 $338 $460 $1,204
2011 Honda CR-Z $232 $310 $460 $1,160
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Driver Age

Driver age can have a significant impact on Honda CR-Z auto insurance rates. As an example, a 40-year-old driver could pay $141 less each month for their Honda CR-Z auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Honda CR-Z insurance rates. For example, drivers in Los Angeles may pay $1,146 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Honda CR-Z auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda CR-Z auto insurance rates with violations on their driving record.

Honda CR-Z Safety Ratings

Your Honda CR-Z auto insurance rates are tied to the Honda CR-Z’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side G
Small overlap front: passenger-side G
Moderate overlap front G
Side G
Roof strength G
Head restraints and seats G
Source: Insurance Institute for Highway Safety
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Honda CR-Z Crash Test Ratings

The crash test ratings of the Honda CR-Z can impact your Honda CR-Z auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2016 Honda CR-Z 3 HB FWD 4 stars 4 stars 3 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda CR-Z Safety Features

Honda CR-Z safety features can lower the cost of your insurance. The safety features for the 2020 Honda CR-Z include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control

Honda CR-Z Insurance Loss Probability

The Honda CR-Z’s insurance loss probability varies between different coverage types. The lower percentage means lower Honda CR-Z auto insurance costs; higher percentages mean higher Honda CR-Z auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 6%
Property Damage -13%
Comprehensive -17%
Personal Injury -2%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Honda CR-Z Finance and Insurance Cost

When financing a Honda CR-Z, most lenders will require your carry higher Honda CR-Z coverage options including comprehensive coverage, so be sure to shop around and compare Honda CR-Z car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Honda CR-Z Insurance

If you want to reduce the cost of your Honda CR-Z insurance rates, follow these tips below:

  • Never Drink and Drive Your Honda CR-Z
  • Consider Renting a Car Instead of Buying a Second Honda CR-Z
  • Ask About Discounts for People with Disabilities
  • Ask About Honda CR-Z Discounts If You Were Listed on Someone Else’s Policy
  • Renew Your Honda CR-Z Insurance Coverage to Avoid Lapses

Top Honda CR-Z Insurance Companies

Several insurance companies offer competitive rates for the Honda CR-Z based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Honda CR-Z drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda CR-Z Insurance Quotes Online

You can start comparing quotes for Honda CR-Z insurance from some of the top auto insurance companies by using our free online tool today.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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