Online GMC Acadia Insurance Rates [How to Find Cheap Rates]

Average GMC Acadia car insurance rates cost $108 per month ($1,294 per year). Finding GMC Acadia teenager insurance rates can cost on average $4,730 a year, so shop around to find cheap coverage.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 18, 2020

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Key takeaways:

  • Full coverage costs around $1,294 a year or $108 each month
  • A liability-only policy costs around $519 a year or $43 each month
  • Highest rates are for teenage drivers at around $4,730 a year or $394 each month
  • Good drivers can save as much as $534 a year by earning policy discounts
  • GMC Acadia insurance costs around $225 less per year than the average vehicle

GMC Acadia insurance rates are $43 per month for liability-only coverage, while full coverage rates are $108 per month. However, parents of teen drivers will pay $394 per month for auto insurance. Read through this guide to learn how you can save money on auto insurance.

You can start comparing quotes for GMC Acadia auto insurance rates from some of the best auto insurance companies by using our free online tool now.

GMC Acadia Insurance Cost

The average GMC Acadia auto insurance costs are $1,294 a year or $108 a month.

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Are GMC Acadias Expensive to Insure?

The chart below details how GMC Acadia insurance rates compare to other SUVs like the GMC Yukon, Toyota Land Cruiser, and Mercedes-Benz GLE 350.

Vehicle Comprehensive Collision Liability Total
GMC Acadia $294 $470 $372 $1,294
GMC Yukon $376 $594 $372 $1,500
Toyota Land Cruiser $420 $774 $398 $1,750
Mercedes-Benz GLE 350 $438 $870 $390 $1,856
GMC Yukon XL $362 $562 $372 $1,454
Dodge Durango $348 $562 $372 $1,440
Mitsubishi Outlander Sport $280 $512 $332 $1,260
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However, there are a few things you can do to find the cheapest GMC insurance rates online.

What Impacts the Cost of GMC Acadia Insurance?

You might have noticed that there is a multitude of factors that impact GMC Acadia auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the GMC Acadia.

Age of the Vehicle

Older GMC Acadia models generally cost less to insure. For example, auto insurance rates for a 2020 GMC Acadia are $1,294, while 2010 GMC Acadia rates are $1,084, a difference of $210.

Model Year Comprehensive Collision Liability Total
2020 GMC Acadia $294 $470 $372 $1,294
2019 GMC Acadia $280 $452 $390 $1,280
2018 GMC Acadia $270 $448 $398 $1,274
2017 GMC Acadia $260 $436 $416 $1,270
2016 GMC Acadia $250 $418 $430 $1,256
2015 GMC Acadia $238 $404 $442 $1,242
2014 GMC Acadia $228 $374 $452 $1,212
2013 GMC Acadia $218 $352 $456 $1,184
2012 GMC Acadia $210 $316 $460 $1,144
2011 GMC Acadia $196 $292 $460 $1,106
2010 GMC Acadia $190 $272 $464 $1,084
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Driver Age

Driver age can have a significant impact on GMC Acadia auto insurance rates. As an example, a 40-year-old driver could pay $137 less each month for their GMC Acadia auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on GMC Acadia insurance rates. For example, drivers in Jacksonville may pay $776 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on your GMC Acadia auto insurance rates. Teens and drivers in their 20’s see the highest jump in their GMC Acadia car insurance with violations on their driving record.

GMC Acadia Safety Ratings

Your GMC Acadia auto insurance rates are influenced by the GMC Acadia’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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GMC Acadia Crash Test Ratings

Not only do good GMC Acadia crash test ratings mean you are better protected in a crash, but good GMC Acadia crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 GMC Acadia SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 GMC Acadia SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 GMC Acadia SUV FWD 4 stars 5 stars 5 stars 4 stars
2019 GMC Acadia SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 GMC Acadia SUV FWD 4 stars 5 stars 5 stars 4 stars
2018 GMC Acadia SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 GMC Acadia SUV FWD 4 stars 5 stars 5 stars 4 stars
2017 GMC Acadia SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 GMC Acadia Limited SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 GMC Acadia Limited SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 GMC Acadia Denali SUV FWD 4 stars 5 stars 5 stars 4 stars
2017 GMC Acadia Denali SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 GMC Acadia SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 GMC Acadia SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 GMC Acadia Denali SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 GMC Acadia Denali SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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GMC Acadia Safety Features

Most drivers don’t realize that not only do GMC Acadia safety features play a vital role in keeping passengers safe in crashes, but they can also help lower GMC Acadia auto insurance rates. The GMC Acadia’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Cross-Traffic Alert

GMC Acadia Insurance Loss Probability

Insurance loss probability on the GMC Acadia fluctuates between each type of coverage. The lower percentage means lower GMC Acadia auto insurance rates; higher percentages mean higher GMC Acadia auto insurance rates.

Insurance Coverage Category Loss Rate
Collision -25%
Property Damage -14%
Comprehensive -27%
Personal Injury -29%
Medical Payment -31%
Bodily Injury -20%
Source: Insurance Institute for Highway Safety
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GMC Acadia Finance and Insurance Cost

If you are financing a GMC Acadia, you will pay more if you purchase GMC Acadia auto insurance at the dealership, so be sure to shop around and compare GMC Acadia auto insurance quotes from the best companies using our FREE tool below.

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Ways to Save on GMC Acadia Insurance

You can save more money on your GMC Acadia auto insurance rates by employing any of the following five strategies.

  • Ask About Loyalty Discounts
  • Ask About a Student Away from Home Discount
  • Install an Aftermarket Anti-Theft Device for Your GMC Acadia
  • Wait Six Years for Accidents to Disappear from Your Record
  • Compare Apples to Apples When Comparing GMC Acadia Insurance Rates and Policies

Top GMC Acadia Insurance Companies

Who is the best company for GMC Acadia insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Acadia insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Acadia offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free GMC Acadia Insurance Quotes Online

You can start comparing quotes for GMC Acadia auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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