Online Buick Enclave Insurance Rates [How to Find Cheap Rates]
Buick Enclave insurance rates cost $1,472 a year, or around $123 a month. Mature drivers with good driving records may find rates as low as $865 a year.
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Written by
Leslie Kasperowicz
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Reviewed by
Daniel Walker
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UPDATED: Jun 22, 2020
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Key takeaways:
- Full coverage costs around $1,472 a year or $123 each month
- A liability-only policy costs around $590 a year or $49 each month
- Highest rates are for teenage drivers at around $5,380 a year or $448 each month
- Good drivers can save as much as $607 a year by earning policy discounts
- Buick Enclave insurance costs around $47 less per year than the average vehicle
Buick Enclave insurance rates are $123 per month for full coverage, but teen drivers can pay up to $448 per month. Parents can lower Buick Enclave insurance rates through policy discounts. Continue reading to learn how you can get cheaper Buick Enclave insurance rates.
You can start comparing quotes for Buick Enclave auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
Buick Enclave Insurance Cost
The average Buick Enclave auto insurance costs are $1,472 a year or $123 a month.
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Are Buick Enclaves Expensive to Insure?
The chart below details how Buick Enclave insurance rates compare to other SUVs like the Toyota 4Runner, Toyota Sequoia, and Chevrolet Tahoe.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Buick Enclave | $348 | $594 | $372 | $1,472 |
| Toyota 4Runner | $332 | $512 | $332 | $1,312 |
| Toyota Sequoia | $332 | $566 | $398 | $1,454 |
| Chevrolet Tahoe | $336 | $532 | $372 | $1,398 |
| Subaru Forester | $346 | $512 | $332 | $1,326 |
| Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
| Nissan Armada | $306 | $536 | $338 | $1,316 |
However, there are a few things you can do to find the cheapest Buick insurance rates online.
What Impacts the Cost of Buick Enclave Insurance?
The Buick Enclave trim and model you choose will affect the total price you will pay for Buick Enclave insurance coverage.
Age of the Vehicle
The average Buick Enclave auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Buick Enclave costs $1,472, while 2010 Buick Enclave insurance costs are $1,192, a difference of $280.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Buick Enclave | $348 | $594 | $372 | $1,472 |
| 2019 Buick Enclave | $332 | $570 | $390 | $1,450 |
| 2018 Buick Enclave | $320 | $566 | $398 | $1,442 |
| 2017 Buick Enclave | $308 | $552 | $416 | $1,434 |
| 2016 Buick Enclave | $298 | $530 | $430 | $1,416 |
| 2015 Buick Enclave | $282 | $512 | $442 | $1,394 |
| 2014 Buick Enclave | $270 | $474 | $452 | $1,354 |
| 2013 Buick Enclave | $260 | $446 | $456 | $1,320 |
| 2012 Buick Enclave | $248 | $400 | $460 | $1,266 |
| 2011 Buick Enclave | $232 | $368 | $460 | $1,218 |
| 2010 Buick Enclave | $224 | $346 | $464 | $1,192 |
Driver Age
Driver age can have a significant effect on the cost of Buick Enclave auto insurance. For example, 30-year-old drivers pay approximately $65 more for their Buick Enclave auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Buick Enclave insurance rates. For example, drivers in New York may pay $383 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Buick Enclave auto insurance. Teens and drivers in their 20’s see the highest jump in their Buick Enclave auto insurance rates with violations on their driving record.
Buick Enclave Safety Ratings
The Buick Enclave’s safety ratings will affect your Buick Enclave auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Buick Enclave Crash Test Ratings
Buick Enclave crash test ratings can impact your Buick Enclave auto insurance rates. See Buick Enclave crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Buick Enclave SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Buick Enclave SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Buick Enclave SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Buick Enclave SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Buick Enclave SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Buick Enclave SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Buick Enclave SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Buick Enclave SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Buick Enclave SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Buick Enclave SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Buick Enclave Safety Features
The numerous safety features of the Buick Enclave help contribute to lower insurance rates. The 2020 Buick Enclave has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
Buick Enclave Insurance Loss Probability
Review the Buick Enclave auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Buick Enclave auto insurance costs; higher percentages mean higher Buick Enclave auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -15% |
|---|---|
| Property Damage | 1% |
| Comprehensive | -17% |
| Personal Injury | -33% |
| Medical Payment | -37% |
| Bodily Injury | -19% |
| Source: Insurance Institute for Highway Safety | |
Buick Enclave Finance and Insurance Cost
If you are financing a Buick Enclave, most lenders will require your carry higher Buick Enclave coverages including comprehensive coverage, so be sure to compare Buick Enclave auto insurance rates from the best companies using our FREE tool below.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Ways to Save on Buick Enclave Insurance
Drivers can end up saving more money on their Buick Enclave auto insurance rates by employing any one of the following strategies.
- Take Advantage of Referral Fees
- Consider Renting a Car Instead of Buying a Second Buick Enclave
- Use an Accurate Job Title When Requesting Buick Enclave Auto Insurance
- Understand the Different Types of Auto Insurance for Your Buick Enclave
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
Top Buick Enclave Insurance Companies
Who is the top auto insurance company for Buick Enclave insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Buick Enclave auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Buick Enclave offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Buick Enclave Insurance Quotes Online
You can start comparing quotes for Buick Enclave insurance from some of the top auto insurance companies by using our free online tool today.