Online Auto Insurance

FREE Auto Insurance Comparison

 Secured with SHA-256 Encryption

Compare quotes from the top auto insurance companies and save!

Here's what you need to know...

  • Finding auto insurance online is easier than you may think
  • There are many discounts drivers may qualify for including good driver, homeowner, and multiple policy discounts
  • Getting quotes online is a great way to search for better coverage and auto insurance rates

Online auto insurance has become increasingly popular in the last few years. In today’s economy, almost everyone is looking for a trick or two to save money.

Auto insurance coverage is often an excellent place to find real savings. While we can often save a few dollars by skipping a night out, getting a break on monthly payments like auto insurance is almost like getting a raise.

Getting quotes on line is a great way to search for better coverage and auto insurance rates. However, before you jump into requesting quotes, it’s a good idea to make a plan.

Find affordable auto insurance quotes now!  Enter your zip code above to get started!

Common Coverage Options in the United States

Penalities for Driving Without Insurance

There are several different types of coverage available in the US.

In most states, a minimum amount of auto coverage is required to protect other people.

Beyond that minimum coverage, policies fall into general groups but the details vary widely.

Liability Insurance

Almost all states require some form of liability insurance coverage.

Liability coverage ensures that if the policyholder causes property damage or injury to another person, that person will be compensated for the damages and costs due to injuries.

Minimum coverage varies from state to state.

Personal Injury Protection Insurance


Personal injury protection covers injury to either you or your passengers.

While different companies offer slightly different policies, most will cover lost income, injury and funeral expenses.

Be sure to inquire about PIP when you find the auto insurance policy you want.

Collision Insurance and Comprehensive Insurance

Collision policies cover most damage to your car resulting from an accident regardless of fault.

If you borrow money to buy a car, collision coverage is usually required.

Comprehensive policies cover a range of damages not caused by collisions, such as flood, storm or vandalism damage. Policies vary a great deal.

Common Discounts



Different insurance companies offer discounts for different factors.

If you’re reviewing your coverage, knowing which discounts are available to you may determine which policy you choose.

Many companies offer discounts for different groups of people, including government employees and military personnel.

Others offer discounts for different equipment on the vehicle, but often that equipment must be standard.

Ultimately, for a “discount” to matter, it must actually make the premium lower, so shoppers still need to compare quotes online to find the best prices.

  • AAA
  • Accident-free driving history
  • Advance payment (paying full premium at once)
  • Anti-theft devices installed on your vehicle
  • Buy online discount
  • Multiple policies – life, auto and home with the same company
  • College degree
  • Defensive driver courses
  • Good student – based on grade point average
  • Homeowner
  • Loyal customer
  • Mature driver (often over 55)
  • Multiple vehicles on the same policy
  • Newly engaged couples
  • New vehicle
  • Senior driver improvement courses
  • Switching company

FREE Auto Insurance Comparison

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption

A Plan for Saving Money

With some idea of the coverage and discounts in mind, it’s time to make a plan to save cash.

Following a plan will help get all the information you need together in one place, so you can quickly compare quotes from different companies online for different types of coverage.

Save on auto insurance quotes with our comparison tool!

Review State Coverage Requirements


Start by reviewing your state’s coverage requirements.

Even if you remember what you’ve bought in the past, this will freshen your memory on both what is required and what is available.

It will also give you your first inclination of how you might save a few dollars.

Review Current Coverage

Review your own coverage. You may find you have coverage for protection that you no longer need or that you feel you can’t afford.

For example, many people carry coverage for various types of non-collision damage.

While this coverage isn’t expensive, if it’s been a few years since you reviewed your insurance, you might find that your vehicle is no longer valuable enough to warrant that coverage.

Assess Your Financial Situation


How much cash do you have available to replace a vehicle or pay the deductible in the unlikely event of an accident?

One great way to save money on car insurance is to increase the deductible for damage to your vehicle.

Of course, if you increase the deductible and the unexpected happens, you’ll need to cover the cost that the insurance can’t cover.

Make a Quote Table

Make a table or a spreadsheet to plug in quote comparisons. There are lots of different ways to set up such a table, but one way is to make rows for different companies and columns for different types of coverage.

It’s a good idea to make several columns for different deductible amounts, such as $500, $1000 or $2000.

Sometimes there is a particular amount at which the price of the deductible drops substantially, and that’s a good place to set the deductible limit.

Getting Quotes

AdobeStock_117120157-1600x1600 (1)

You have reviewed all the information and you have a neat little chart in hand. Now what? Now you need to go online and get some quotes.

Getting comparative quotes online is easy.

There are lots of tricks to save a few dollars here and there in tough times, but there are not very many ways to save money every day.

With proper preparation, online comparison shopping of auto insurance rates can make that raise even bigger!

Use our FREE online comparison tool and find auto insurance in your area now!

FREE Auto Insurance Comparison

Compare quotes from the top auto insurance companies and save!

 Secured with SHA-256 Encryption