Best Cheap Auto Insurance in Oneida, KS (2021)

The average Oneida, KS auto insurance rates are $276 per month. The minimum auto insurance in Oneida is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Oneida, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Oneida is American Family
  • Average auto insurance rates in Oneida, KS for senior drivers are $1,939 per year
  • The average commute length in Oneida is 17.7 minutes

Oneida, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Oneida can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oneida, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Oneida to other Kansas cities, including Olathe auto insurance rates, Overland Park auto insurance rates, and Kansas City auto insurance rates to see how Oneida, Kansas auto insurance rates stack up.

Before you buy Oneida, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oneida, Kansas auto insurance quotes.

Minimum Auto Insurance in Oneida, Kansas

Oneida, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oneida, Kansas.

Minimum Required Auto Insurance Coverage in Oneida, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Oneida, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oneida, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oneida, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,667 $1,667 $1,505 $1,505 $3,192 $3,823 $1,667 $1,869
Farmers $2,593 $2,580 $2,322 $2,417 $6,719 $6,959 $2,912 $3,073
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,908 $1,972 $1,694 $1,831 $3,874 $4,772 $2,213 $2,362
Progressive $2,310 $2,195 $1,862 $1,944 $8,511 $9,595 $2,718 $2,907
State Farm $1,634 $1,634 $1,429 $1,429 $4,322 $5,512 $1,835 $2,072
Travelers $2,027 $2,063 $1,976 $2,000 $8,183 $12,758 $2,076 $2,451
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap Oneida, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oneida, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Oneida, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Oneida, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,192 $3,823
Farmers $6,719 $6,959
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,874 $4,772
Progressive $8,511 $9,595
State Farm $4,322 $5,512
Travelers $8,183 $12,758
USAA $4,580 $4,837

Cheap Oneida, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Oneida, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oneida, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,505 $1,505
Farmers $2,322 $2,417
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,694 $1,831
Progressive $1,862 $1,944
State Farm $1,429 $1,429
Travelers $1,976 $2,000
USAA $1,272 $1,296

Cheap Oneida, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oneida, Kansas compared to the annual auto insurance rates with a clean record in Oneida, Kansas.

Annual Oneida, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,075 $2,225 $2,075 $2,075
Farmers $3,126 $4,000 $3,899 $3,762
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,928 $2,222 $3,950 $2,212
Progressive $3,695 $4,336 $3,864 $4,126
State Farm $2,306 $2,661 $2,483 $2,483
Travelers $3,057 $3,986 $5,492 $4,232
USAA $1,705 $2,284 $3,352 $1,950

Cheap Oneida, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oneida, Kansas is not easy. Compare the annual rates for DUI auto insurance in Oneida, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Oneida, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $2,075
Farmers $3,899
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,950
Progressive $3,864
State Farm $2,483
Travelers $5,492
USAA $3,352

Cheap Oneida, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oneida, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oneida, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,757 $1,954 $1,626
Farmers $4,366 $3,459 $3,266
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,867 $2,519 $2,349
Progressive $4,592 $3,859 $3,564
State Farm $3,615 $2,161 $1,674
Travelers $4,844 $3,944 $3,788
USAA $3,182 $2,079 $1,707

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Cheap Oneida, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oneida, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Oneida, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oneida, Kansas

ZIP Code Average Annual Rates
66522 $3,493

Cheap Oneida, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Oneida, Kansas auto insurance. Find the cheapest annual Oneida, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oneida, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,085 $2,139
Farmers $3,697 $3,697
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,578 $2,578
Progressive $4,005 $4,005
State Farm $2,422 $2,545
Travelers $4,192 $4,192
USAA $2,254 $2,392

Cheap Oneida, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oneida, Kansas? Check out the comparison of annual Oneida, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oneida, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,135 $2,219 $1,982
Farmers $3,562 $3,679 $3,850
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,721 $2,549 $2,465
Progressive $3,768 $3,972 $4,276
State Farm $2,394 $2,490 $2,566
Travelers $3,983 $4,199 $4,394
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in Oneida, Kansas

Compare the cheapest auto insurance companies in Oneida, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oneida, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Oneida, Kansas Auto Insurance Companies

What auto insurance companies in Oneida, Kansas are the cheapest? Compare the top Oneida, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oneida, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,112
Farmers $3,697
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,578
Progressive $4,005
State Farm $2,483
Travelers $4,192
USAA $2,323

What affects auto insurance rates in Oneida, Kansas?

There are a lot of reasons why auto insurance rates in Oneida, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oneida, Kansas. Many local factors may affect your Oneida auto insurance rates.

Oneida Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oneida, Kansas commute length is 17.7 minutes according to City-Data.

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Compare Oneida, Kansas Auto Insurance Quotes

Before you buy Oneida, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oneida, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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