Best Cheap Auto Insurance in Oneida, IL (2021)

The average Oneida, IL auto insurance rates are $244 per month. The minimum auto insurance in Oneida is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Oneida, Illinois, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Oneida for teen drivers is Farmers
  • The cheapest auto insurance company in Oneida is State Farm
  • Average auto insurance rates in Oneida, IL for senior drivers are $1,690 per year

Oneida, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Oneida can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Oneida, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Oneida to other Illinois cities, including Springfield auto insurance rates, Naperville auto insurance rates, and Rockford auto insurance rates to see how Oneida, Illinois auto insurance rates stack up.

Before you buy Oneida, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Oneida, Illinois auto insurance quotes.

Minimum Auto Insurance in Oneida, Illinois

Oneida, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Oneida, Illinois.

Minimum Required Auto Insurance Coverage in Oneida, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Oneida, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Oneida, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oneida, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,208 $2,208 $1,965 $2,073 $9,115 $9,485 $2,516 $2,639
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,373 $1,484 $1,143 $1,280 $4,401 $4,902 $1,434 $1,514
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,792 $1,710 $1,477 $1,537 $6,187 $6,958 $2,142 $2,319
State Farm $1,314 $1,314 $1,162 $1,162 $3,592 $4,573 $1,482 $1,692
Travelers $1,377 $1,453 $1,236 $1,318 $3,715 $4,589 $1,463 $1,541
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

Cheap Oneida, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Oneida, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Oneida, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Oneida, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,205 $8,633
Farmers $9,115 $9,485
GEICO $4,847 $5,129
Liberty Mutual $4,401 $4,902
Nationwide $4,540 $5,829
Progressive $6,187 $6,958
State Farm $3,592 $4,573
Travelers $3,715 $4,589
USAA $5,289 $5,831

Cheap Oneida, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Oneida, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Oneida, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,037 $2,037
Farmers $1,965 $2,073
GEICO $1,521 $1,797
Liberty Mutual $1,143 $1,280
Nationwide $1,491 $1,581
Progressive $1,477 $1,537
State Farm $1,162 $1,162
Travelers $1,236 $1,318
USAA $1,527 $1,507

Cheap Oneida, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Oneida, Illinois compared to the annual auto insurance rates with a clean record in Oneida, Illinois.

Annual Oneida, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,403 $4,375 $4,267 $4,059
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,831 $2,584 $2,276 $2,073
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,495 $3,661 $2,756 $3,148
State Farm $1,873 $2,200 $2,036 $2,036
Travelers $1,672 $2,174 $2,411 $2,089
USAA $1,960 $2,818 $3,858 $2,364

Cheap Oneida, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Oneida, Illinois is not easy. Compare the annual rates for DUI auto insurance in Oneida, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Oneida, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,008
American Family $4,933
Farmers $4,267
GEICO $3,482
Liberty Mutual $2,276
Nationwide $3,196
Progressive $2,756
State Farm $2,036
Travelers $2,411
USAA $3,858

Cheap Oneida, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Oneida, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Oneida, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,742 $3,217 $2,718
Farmers $4,588 $3,837 $3,652
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,100 $1,932 $1,541
Nationwide $3,113 $2,512 $2,202
Progressive $3,445 $2,914 $2,687
State Farm $2,961 $1,773 $1,375
Travelers $2,558 $2,038 $1,665
USAA $3,661 $2,516 $2,074

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Cheap Oneida, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Oneida, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Oneida, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Oneida, Illinois

ZIP Code Average Annual Rates
61467 $2,862

Cheap Oneida, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Oneida, Illinois auto insurance. Find the cheapest annual Oneida, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Oneida, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,513 $3,605
Farmers $4,026 $4,026
GEICO $2,519 $2,617
Liberty Mutual $2,191 $2,191
Nationwide $2,609 $2,609
Progressive $3,015 $3,015
State Farm $1,985 $2,088
Travelers $2,006 $2,167
USAA $2,673 $2,827

Cheap Oneida, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Oneida, Illinois? Check out the comparison of annual Oneida, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oneida, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,452 $3,688 $3,537
Farmers $3,846 $3,941 $4,291
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,061 $2,186 $2,327
Nationwide $2,611 $2,626 $2,590
Progressive $2,795 $3,008 $3,242
State Farm $1,936 $2,039 $2,134
Travelers $1,976 $2,085 $2,199
USAA $2,561 $2,747 $2,942

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Best By Category: Cheapest Auto Insurance in Oneida, Illinois

Compare the cheapest auto insurance companies in Oneida, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Oneida, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Oneida, Illinois Auto Insurance Companies

What auto insurance companies in Oneida, Illinois are the cheapest? Compare the top Oneida, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Oneida, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,559
Farmers $4,026
GEICO $2,568
Liberty Mutual $2,191
Nationwide $2,609
Progressive $3,015
State Farm $2,036
Travelers $2,087
USAA $2,750

What affects auto insurance rates in Oneida, Illinois?

There are a lot of reasons why auto insurance rates in Oneida, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Oneida, Illinois. Many local factors may affect your Oneida auto insurance rates.

Oneida Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Oneida, Illinois commute length is 27.5 minutes according to City-Data.

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Compare Oneida, Illinois Auto Insurance Quotes

Before you buy Oneida, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Oneida, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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