Best Cheap Auto Insurance in Onaway, MI (2021)

The average Onaway, MI auto insurance rates are $800 per month. The minimum auto insurance in Onaway is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Onaway, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Onaway is 22.6 minutes
  • The cheapest auto insurance company in Onaway is USAA
  • The most expensive auto insurance company in Onaway for teen drivers is Allstate

Onaway, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Onaway can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Onaway, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Onaway to other Michigan cities, including Troy auto insurance rates, Grand Rapids auto insurance rates, and Flint auto insurance rates to see how Onaway, Michigan auto insurance rates stack up.

Before you buy Onaway, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Onaway, Michigan auto insurance quotes.

Minimum Auto Insurance in Onaway, Michigan

Onaway, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Onaway, Michigan.

Minimum Required Auto Insurance Coverage in Onaway, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Onaway, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Onaway, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Onaway, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,261 $18,261 $17,077 $17,077 $43,192 $43,192 $19,197 $19,197
Farmers $3,383 $3,383 $3,155 $3,155 $7,585 $7,585 $3,792 $3,792
GEICO $3,770 $3,770 $3,803 $3,803 $10,360 $10,360 $3,607 $3,607
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,842 $4,842 $4,311 $4,311 $12,461 $12,461 $5,293 $5,293
Progressive $3,014 $2,830 $2,655 $2,944 $10,869 $11,646 $3,522 $3,308
State Farm $7,106 $7,106 $6,553 $6,553 $24,268 $24,268 $8,318 $8,318
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,315 $2,209 $2,178 $2,072 $5,527 $5,282 $2,821 $2,728

Cheap Onaway, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Onaway, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Onaway, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Onaway, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,192 $43,192
Farmers $7,585 $7,585
GEICO $10,360 $10,360
Liberty Mutual $30,474 $30,474
Nationwide $12,461 $12,461
Progressive $10,869 $11,646
State Farm $24,268 $24,268
Travelers $16,861 $16,861
USAA $5,527 $5,282

Cheap Onaway, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Onaway, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Onaway, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,077 $17,077
Farmers $3,155 $3,155
GEICO $3,803 $3,803
Liberty Mutual $12,695 $12,695
Nationwide $4,311 $4,311
Progressive $2,655 $2,944
State Farm $6,553 $6,553
Travelers $4,792 $4,792
USAA $2,178 $2,072

Cheap Onaway, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Onaway, Michigan compared to the annual auto insurance rates with a clean record in Onaway, Michigan.

Annual Onaway, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,880 $15,975 $53,265 $16,607
Farmers $3,775 $4,795 $4,728 $4,617
GEICO $1,947 $4,015 $12,040 $3,538
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,734 $7,704 $6,993 $6,475
Progressive $4,333 $5,663 $5,101 $5,297
State Farm $7,501 $8,913 $18,800 $11,032
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,536 $3,144 $4,126 $2,760

Cheap Onaway, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Onaway, Michigan is not easy. Compare the annual rates for DUI auto insurance in Onaway, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Onaway, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $53,265
Farmers $4,728
GEICO $12,040
Liberty Mutual $26,565
Nationwide $6,993
Progressive $5,101
State Farm $18,800
Travelers $12,908
USAA $4,126

Cheap Onaway, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Onaway, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Onaway, Michigan

Insurance Company Poor Fair Good
Allstate $37,414 $20,541 $15,340
Farmers $5,846 $3,939 $3,651
GEICO $6,920 $5,091 $4,144
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $8,486 $6,332 $5,361
Progressive $5,884 $4,946 $4,466
State Farm $18,753 $9,488 $6,443
Travelers $8,534 $8,275 $8,170
USAA $4,680 $2,685 $2,060

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Cheap Onaway, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Onaway, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Onaway, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Onaway, Michigan

ZIP Code Average Annual Rates
49765 $6,749

Cheap Onaway, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Onaway, Michigan auto insurance. Find the cheapest annual Onaway, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Onaway, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,432 $24,432
Farmers $4,479 $4,479
GEICO $5,259 $5,511
Liberty Mutual $16,605 $17,805
Nationwide $6,726 $6,726
Progressive $5,099 $5,099
State Farm $11,246 $11,877
Travelers $8,279 $8,375
USAA $3,106 $3,177

Cheap Onaway, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Onaway, Michigan? Check out the comparison of annual Onaway, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Onaway, Michigan

Insurance Company Low Medium High
Allstate $23,877 $24,481 $24,937
Farmers $4,357 $4,469 $4,611
GEICO $5,049 $5,340 $5,767
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $7,083 $6,602 $6,494
Progressive $4,946 $5,106 $5,244
State Farm $10,986 $11,632 $12,066
Travelers $8,241 $8,334 $8,405
USAA $3,036 $3,150 $3,238

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Best By Category: Cheapest Auto Insurance in Onaway, Michigan

Compare the cheapest auto insurance companies in Onaway, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Onaway, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Onaway, Michigan Auto Insurance Companies

What auto insurance companies in Onaway, Michigan are the cheapest? Compare the top Onaway, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Onaway, Michigan

Insurance Company Average Annual Rates
Allstate $24,432
Farmers $4,479
GEICO $5,385
Liberty Mutual $17,205
Nationwide $6,726
Progressive $5,099
State Farm $11,561
Travelers $8,327
USAA $3,142

What affects auto insurance rates in Onaway, Michigan?

There are a lot of reasons why auto insurance rates in Onaway, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Onaway, Michigan. Many local factors may affect your Onaway auto insurance rates.

Onaway Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Onaway, Michigan commute length is 22.6 minutes according to City-Data.

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Compare Onaway, Michigan Auto Insurance Quotes

Before you buy Onaway, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Onaway, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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