Best Cheap Auto Insurance in Onalaska, TX (2021)

The average Onalaska, TX auto insurance rates are $333 per month. The minimum auto insurance in Onalaska is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Onalaska, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Onalaska, TX for senior drivers are $2,420 per year
  • The cheapest auto insurance company in Onalaska is USAA
  • The most expensive auto insurance company in Onalaska for teen drivers is Progressive

Onalaska, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Onalaska can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Onalaska, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Onalaska to other Texas cities, including Laredo auto insurance rates, Austin auto insurance rates, and Arlington auto insurance rates to see how Onalaska, Texas auto insurance rates stack up.

Before you buy Onalaska, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Onalaska, Texas auto insurance quotes.

Minimum Auto Insurance in Onalaska, Texas

Onalaska, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Onalaska, Texas.

Minimum Required Auto Insurance Coverage in Onalaska, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Onalaska, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Onalaska, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Onalaska, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,543 $3,574 $3,497 $3,497 $9,382 $11,324 $4,383 $4,566
American Family $3,278 $3,685 $3,120 $3,611 $9,283 $12,086 $4,835 $5,514
GEICO $2,294 $2,472 $2,210 $2,500 $4,973 $5,178 $2,479 $2,478
Nationwide $2,345 $2,384 $2,071 $2,193 $6,681 $8,579 $2,758 $2,984
Progressive $2,533 $2,422 $2,239 $2,288 $10,249 $11,448 $3,008 $3,066
State Farm $1,995 $1,995 $1,768 $1,768 $4,678 $5,944 $2,162 $2,231
USAA $1,639 $1,652 $1,563 $1,555 $4,581 $5,001 $2,188 $2,355

Cheap Onalaska, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Onalaska, Texas is a challenge. Take a look at the annual teen auto insurance rates in Onalaska, Texas.

Annual Auto Insurance Rates for Teen Drivers in Onalaska, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,382 $11,324
American Family $9,283 $12,086
GEICO $4,973 $5,178
Nationwide $6,681 $8,579
Progressive $10,249 $11,448
State Farm $4,678 $5,944
USAA $4,581 $5,001

Cheap Onalaska, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Onalaska, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Onalaska, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,497 $3,497
American Family $3,120 $3,611
GEICO $2,210 $2,500
Nationwide $2,071 $2,193
Progressive $2,239 $2,288
State Farm $1,768 $1,768
USAA $1,563 $1,555

Cheap Onalaska, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Onalaska, Texas compared to the annual auto insurance rates with a clean record in Onalaska, Texas.

Annual Onalaska, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,244 $6,554 $6,841 $4,244
American Family $5,149 $6,622 $5,785 $5,149
GEICO $2,611 $3,439 $2,883 $3,360
Nationwide $3,251 $3,251 $4,822 $3,673
Progressive $4,062 $5,225 $4,757 $4,584
State Farm $2,514 $2,870 $3,372 $2,514
USAA $1,915 $2,823 $3,329 $2,199

Cheap Onalaska, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Onalaska, Texas is not easy. Compare the annual rates for DUI auto insurance in Onalaska, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Onalaska, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,841
American Family $5,785
GEICO $2,883
Nationwide $4,822
Progressive $4,757
State Farm $3,372
USAA $3,329

Cheap Onalaska, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Onalaska, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Onalaska, Texas

Insurance Company Poor Fair Good
Allstate $6,952 $5,097 $4,364
American Family $7,698 $4,989 $4,342
GEICO $4,736 $2,687 $1,797
Nationwide $4,497 $3,612 $3,139
Progressive $5,272 $4,521 $4,176
State Farm $3,994 $2,483 $1,976
USAA $3,779 $2,174 $1,746

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Cheap Onalaska, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Onalaska, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Onalaska, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Onalaska, Texas

ZIP Code Average Annual Rates
77360 $5,945

Cheap Onalaska, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Onalaska, Texas auto insurance. Find the cheapest annual Onalaska, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Onalaska, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,339 $5,602
American Family $5,677 $5,677
GEICO $3,015 $3,131
Nationwide $3,749 $3,749
Progressive $4,657 $4,657
State Farm $2,818 $2,818
USAA $2,534 $2,599

Cheap Onalaska, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Onalaska, Texas? Check out the comparison of annual Onalaska, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Onalaska, Texas

Insurance Company Low Medium High
Allstate $5,347 $5,425 $5,640
American Family $5,231 $5,433 $6,365
GEICO $2,912 $3,033 $3,274
Nationwide $4,039 $3,588 $3,621
Progressive $4,436 $4,635 $4,899
State Farm $2,679 $2,808 $2,965
USAA $2,483 $2,556 $2,660

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Best By Category: Cheapest Auto Insurance in Onalaska, Texas

Compare the cheapest auto insurance companies in Onalaska, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Onalaska, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Onalaska, Texas Auto Insurance Companies

What auto insurance companies in Onalaska, Texas are the cheapest? Compare the top Onalaska, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Onalaska, Texas

Insurance Company Average Annual Rates
Allstate $5,471
American Family $5,677
GEICO $3,073
Nationwide $3,749
Progressive $4,657
State Farm $2,818
USAA $2,567

What affects auto insurance rates in Onalaska, Texas?

There are a lot of reasons why auto insurance rates in Onalaska, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Onalaska, Texas. Many local factors may affect your Onalaska auto insurance rates.

Onalaska Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Onalaska, Texas auto theft statistics, there have been 4 auto thefts in the city.

Onalaska Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Onalaska, Texas commute length is 33.3 minutes according to City-Data.

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Compare Onalaska, Texas Auto Insurance Quotes

Before you buy Onalaska, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Onalaska, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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