Best Cheap Auto Insurance in Onaga, KS (2021)

The average Onaga, KS auto insurance rates are $276 per month. The minimum auto insurance in Onaga is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Onaga, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Onaga is American Family
  • The average commute length in Onaga is 21.6 minutes
  • Average auto insurance rates in Onaga, KS for senior drivers are $1,934 per year

Onaga, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Onaga can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Onaga, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Onaga to other Kansas cities, including Olathe auto insurance rates, Shawnee auto insurance rates, and Kansas City auto insurance rates to see how Onaga, Kansas auto insurance rates stack up.

Before you buy Onaga, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Onaga, Kansas auto insurance quotes.

Minimum Auto Insurance in Onaga, Kansas

Onaga, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Onaga, Kansas.

Minimum Required Auto Insurance Coverage in Onaga, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Onaga, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Onaga, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Onaga, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,588 $1,588 $1,435 $1,435 $3,098 $3,718 $1,588 $1,789
Farmers $2,619 $2,609 $2,345 $2,441 $6,850 $7,103 $2,942 $3,106
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,908 $1,972 $1,694 $1,831 $3,874 $4,772 $2,213 $2,362
Progressive $2,334 $2,215 $1,879 $1,965 $8,684 $9,785 $2,748 $2,945
State Farm $1,653 $1,653 $1,446 $1,446 $4,372 $5,577 $1,857 $2,096
Travelers $1,986 $2,021 $1,937 $1,960 $7,998 $12,455 $2,033 $2,399
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap Onaga, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Onaga, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Onaga, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Onaga, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,098 $3,718
Farmers $6,850 $7,103
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,874 $4,772
Progressive $8,684 $9,785
State Farm $4,372 $5,577
Travelers $7,998 $12,455
USAA $4,580 $4,837

Cheap Onaga, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Onaga, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Onaga, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,435 $1,435
Farmers $2,345 $2,441
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,694 $1,831
Progressive $1,879 $1,965
State Farm $1,446 $1,446
Travelers $1,937 $1,960
USAA $1,272 $1,296

Cheap Onaga, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Onaga, Kansas compared to the annual auto insurance rates with a clean record in Onaga, Kansas.

Annual Onaga, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $1,992 $2,142 $1,992 $1,992
Farmers $3,172 $4,061 $3,959 $3,816
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,928 $2,222 $3,950 $2,212
Progressive $3,757 $4,402 $3,928 $4,191
State Farm $2,333 $2,692 $2,513 $2,513
Travelers $2,988 $3,896 $5,372 $4,140
USAA $1,705 $2,284 $3,352 $1,950

Cheap Onaga, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Onaga, Kansas is not easy. Compare the annual rates for DUI auto insurance in Onaga, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Onaga, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $1,992
Farmers $3,959
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,950
Progressive $3,928
State Farm $2,513
Travelers $5,372
USAA $3,352

Cheap Onaga, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Onaga, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Onaga, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,651 $1,874 $1,565
Farmers $4,427 $3,512 $3,317
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,867 $2,519 $2,349
Progressive $4,662 $3,922 $3,624
State Farm $3,658 $2,186 $1,694
Travelers $4,738 $3,856 $3,703
USAA $3,182 $2,079 $1,707

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Cheap Onaga, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Onaga, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Onaga, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Onaga, Kansas

ZIP Code Average Annual Rates
66521 $3,492

Cheap Onaga, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Onaga, Kansas auto insurance. Find the cheapest annual Onaga, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Onaga, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,004 $2,056
Farmers $3,752 $3,752
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,578 $2,578
Progressive $4,069 $4,069
State Farm $2,450 $2,575
Travelers $4,099 $4,099
USAA $2,254 $2,392

Cheap Onaga, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Onaga, Kansas? Check out the comparison of annual Onaga, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Onaga, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,049 $2,132 $1,909
Farmers $3,609 $3,732 $3,915
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,721 $2,549 $2,465
Progressive $3,836 $4,037 $4,335
State Farm $2,423 $2,519 $2,596
Travelers $3,895 $4,105 $4,297
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in Onaga, Kansas

Compare the cheapest auto insurance companies in Onaga, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Onaga, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Onaga, Kansas Auto Insurance Companies

What auto insurance companies in Onaga, Kansas are the cheapest? Compare the top Onaga, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Onaga, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,030
Farmers $3,752
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,578
Progressive $4,069
State Farm $2,513
Travelers $4,099
USAA $2,323

What affects auto insurance rates in Onaga, Kansas?

There are a lot of reasons why auto insurance rates in Onaga, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Onaga, Kansas. Many local factors may affect your Onaga auto insurance rates.

Onaga Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Onaga, Kansas commute length is 21.6 minutes according to City-Data.

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Compare Onaga, Kansas Auto Insurance Quotes

Before you buy Onaga, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Onaga, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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