Best Cheap Auto Insurance in Ona, FL (2021)

The average Ona, FL auto insurance rates are $342 per month. The minimum auto insurance in Ona is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Ona, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Ona, FL for senior drivers are $2,491 per year
  • The average commute length in Ona is 31.4 minutes
  • The most expensive auto insurance company in Ona for teen drivers is Allstate

Ona, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Ona can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ona, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Ona to other Florida cities, including Hialeah auto insurance rates, Miami auto insurance rates, and Orlando auto insurance rates to see how Ona, Florida auto insurance rates stack up.

Before you buy Ona, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ona, Florida auto insurance quotes.

Minimum Auto Insurance in Ona, Florida

Ona, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ona, Florida.

Minimum Required Auto Insurance Coverage in Ona, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Ona, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ona, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ona, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,977 $3,792 $3,440 $3,494 $13,673 $14,718 $4,001 $4,067
GEICO $2,781 $2,796 $2,601 $2,601 $4,936 $6,203 $3,063 $3,116
Liberty Mutual $3,315 $3,315 $3,040 $3,040 $6,962 $10,703 $3,315 $4,480
Nationwide $2,512 $2,482 $2,248 $2,325 $5,977 $7,354 $2,761 $2,872
Progressive $3,484 $3,289 $2,984 $3,197 $9,621 $10,479 $4,194 $4,012
State Farm $1,695 $1,695 $1,532 $1,532 $4,838 $6,165 $1,875 $2,015
USAA $1,530 $1,503 $1,426 $1,415 $5,263 $6,126 $1,912 $2,065

Cheap Ona, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ona, Florida is a challenge. Take a look at the annual teen auto insurance rates in Ona, Florida.

Annual Auto Insurance Rates for Teen Drivers in Ona, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,673 $14,718
GEICO $4,936 $6,203
Liberty Mutual $6,962 $10,703
Nationwide $5,977 $7,354
Progressive $9,621 $10,479
State Farm $4,838 $6,165
USAA $5,263 $6,126

Cheap Ona, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Ona, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ona, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,440 $3,494
GEICO $2,601 $2,601
Liberty Mutual $3,040 $3,040
Nationwide $2,248 $2,325
Progressive $2,984 $3,197
State Farm $1,532 $1,532
USAA $1,426 $1,415

Cheap Ona, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ona, Florida compared to the annual auto insurance rates with a clean record in Ona, Florida.

Annual Ona, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,514 $6,600 $7,343 $6,124
GEICO $2,465 $3,133 $4,635 $3,816
Liberty Mutual $3,458 $4,472 $6,457 $4,698
Nationwide $3,055 $3,344 $4,481 $3,386
Progressive $4,088 $6,009 $5,071 $5,462
State Farm $2,447 $2,890 $2,668 $2,668
USAA $2,076 $2,565 $3,802 $2,177

Cheap Ona, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ona, Florida is not easy. Compare the annual rates for DUI auto insurance in Ona, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Ona, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,343
GEICO $4,635
Liberty Mutual $6,457
Nationwide $4,481
Progressive $5,071
State Farm $2,668
USAA $3,802

Cheap Ona, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ona, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ona, Florida

Insurance Company Poor Fair Good
Allstate $8,901 $5,667 $4,618
GEICO $5,089 $3,103 $2,345
Liberty Mutual $6,136 $4,512 $3,666
Nationwide $4,457 $3,277 $2,965
Progressive $6,747 $4,768 $3,958
State Farm $3,618 $2,402 $1,985
USAA $4,318 $2,112 $1,535

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Cheap Ona, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ona, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Ona, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ona, Florida

ZIP Code Average Annual Rates
33865 $3,167

Cheap Ona, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Ona, Florida auto insurance. Find the cheapest annual Ona, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ona, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,214 $6,577
GEICO $3,495 $3,529
Liberty Mutual $4,618 $4,924
Nationwide $3,566 $3,566
Progressive $5,158 $5,158
State Farm $2,578 $2,758
USAA $2,625 $2,685

Cheap Ona, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ona, Florida? Check out the comparison of annual Ona, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ona, Florida

Insurance Company Low Medium High
Allstate $5,200 $6,667 $7,319
GEICO $2,905 $3,629 $4,002
Liberty Mutual $4,363 $4,847 $5,104
Nationwide $2,821 $3,707 $4,171
Progressive $4,388 $5,268 $5,817
State Farm $2,309 $2,727 $2,969
USAA $2,290 $2,750 $2,925

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Best By Category: Cheapest Auto Insurance in Ona, Florida

Compare the cheapest auto insurance companies in Ona, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ona, Florida

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Ona, Florida Auto Insurance Companies

What auto insurance companies in Ona, Florida are the cheapest? Compare the top Ona, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ona, Florida

Insurance Company Average Annual Rates
Allstate $6,395
GEICO $3,512
Liberty Mutual $4,771
Nationwide $3,566
Progressive $5,158
State Farm $2,668
USAA $2,655

What affects auto insurance rates in Ona, Florida?

There are a lot of reasons why auto insurance rates in Ona, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ona, Florida. Many local factors may affect your Ona auto insurance rates.

Ona Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ona, Florida commute length is 31.4 minutes according to City-Data.

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Compare Ona, Florida Auto Insurance Quotes

Before you buy Ona, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ona, Florida auto insurance quotes.

Free Auto Insurance Comparison

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