Best Cheap Auto Insurance in Omro, WI (2021)

The average Omro, WI auto insurance rates are $223 per month. The minimum auto insurance in Omro is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Omro, Wisconsin, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Omro, WI for senior drivers are $1,473 per year
  • The most expensive auto insurance company in Omro for teen drivers is Allstate
  • The cheapest auto insurance company in Omro is American Family

Omro, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Omro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Omro, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Omro to other Wisconsin cities, including Kenosha auto insurance rates, Racine auto insurance rates, and Waukesha auto insurance rates to see how Omro, Wisconsin auto insurance rates stack up.

Before you buy Omro, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Omro, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Omro, Wisconsin

Omro, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Omro, Wisconsin.

Minimum Required Auto Insurance Coverage in Omro, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Omro, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Omro, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Omro, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,243 $2,356 $2,086 $2,308 $7,568 $9,767 $2,257 $2,438
American Family $873 $910 $835 $839 $2,660 $2,918 $1,031 $1,094
Farmers $1,690 $1,688 $1,497 $1,590 $8,130 $8,413 $1,918 $2,002
GEICO $1,272 $1,412 $1,322 $1,524 $4,261 $4,599 $1,175 $1,215
Liberty Mutual $1,599 $1,746 $1,293 $1,472 $5,452 $6,122 $1,697 $1,836
Nationwide $2,917 $3,061 $2,442 $2,565 $6,243 $9,641 $3,573 $4,181
Progressive $1,471 $1,394 $1,207 $1,261 $5,704 $6,423 $1,762 $1,908
State Farm $1,212 $1,212 $1,089 $1,089 $3,616 $4,556 $1,370 $1,569
USAA $1,140 $1,131 $1,044 $1,053 $2,966 $3,410 $1,467 $1,599

Cheap Omro, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Omro, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Omro, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Omro, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,568 $9,767
American Family $2,660 $2,918
Farmers $8,130 $8,413
GEICO $4,261 $4,599
Liberty Mutual $5,452 $6,122
Nationwide $6,243 $9,641
Progressive $5,704 $6,423
State Farm $3,616 $4,556
USAA $2,966 $3,410

Cheap Omro, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Omro, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Omro, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,308
American Family $835 $839
Farmers $1,497 $1,590
GEICO $1,322 $1,524
Liberty Mutual $1,293 $1,472
Nationwide $2,442 $2,565
Progressive $1,207 $1,261
State Farm $1,089 $1,089
USAA $1,044 $1,053

Cheap Omro, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Omro, Wisconsin compared to the annual auto insurance rates with a clean record in Omro, Wisconsin.

Annual Omro, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,158 $4,354 $4,078 $3,921
American Family $1,336 $1,415 $1,415 $1,415
Farmers $2,931 $3,708 $3,509 $3,315
GEICO $1,450 $2,353 $2,702 $1,885
Liberty Mutual $2,028 $2,885 $2,989 $2,706
Nationwide $3,660 $4,233 $5,186 $4,233
Progressive $2,417 $2,934 $2,511 $2,703
State Farm $1,796 $2,132 $1,964 $1,964
USAA $1,350 $1,707 $2,305 $1,542

Cheap Omro, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Omro, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Omro, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Omro, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,078
American Family $1,415
Farmers $3,509
GEICO $2,702
Liberty Mutual $2,989
Nationwide $5,186
Progressive $2,511
State Farm $1,964
USAA $2,305

Cheap Omro, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Omro, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Omro, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,092 $3,498 $3,043
American Family $1,872 $1,229 $1,084
Farmers $3,802 $3,219 $3,077
GEICO $2,753 $1,963 $1,577
Liberty Mutual $3,823 $2,312 $1,822
Nationwide $4,865 $4,060 $4,060
Progressive $2,996 $2,552 $2,376
State Farm $2,929 $1,682 $1,281
USAA $2,629 $1,413 $1,136

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Omro, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Omro, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Omro, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Omro, Wisconsin

ZIP Code Average Annual Rates
54963 $2,607

Cheap Omro, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Omro, Wisconsin auto insurance. Find the cheapest annual Omro, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Omro, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,784 $3,971
American Family $1,371 $1,418
Farmers $3,366 $3,366
GEICO $2,054 $2,141
Liberty Mutual $2,652 $2,652
Nationwide $4,328 $4,328
Progressive $2,641 $2,641
State Farm $1,915 $2,013
USAA $1,704 $1,748

Cheap Omro, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Omro, Wisconsin? Check out the comparison of annual Omro, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Omro, Wisconsin

Insurance Company Low Medium High
Allstate $3,669 $3,866 $4,098
American Family $1,373 $1,408 $1,404
Farmers $3,090 $3,339 $3,669
GEICO $1,956 $2,095 $2,242
Liberty Mutual $2,417 $2,677 $2,862
Nationwide $4,169 $4,327 $4,487
Progressive $2,465 $2,665 $2,794
State Farm $1,840 $1,971 $2,081
USAA $1,648 $1,728 $1,803

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Omro, Wisconsin

Compare the cheapest auto insurance companies in Omro, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Omro, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Omro, Wisconsin Auto Insurance Companies

What auto insurance companies in Omro, Wisconsin are the cheapest? Compare the top Omro, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Omro, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,878
American Family $1,395
Farmers $3,366
GEICO $2,097
Liberty Mutual $2,652
Nationwide $4,328
Progressive $2,641
State Farm $1,964
USAA $1,726

What affects auto insurance rates in Omro, Wisconsin?

There are a lot of reasons why auto insurance rates in Omro, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Omro, Wisconsin. Many local factors may affect your Omro auto insurance rates.

Omro Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Omro, Wisconsin auto theft statistics, there have been 1 auto thefts in the city.

Omro Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Omro, Wisconsin commute length is 23.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Omro, Wisconsin Auto Insurance Quotes

Before you buy Omro, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Omro, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption