Best Cheap Auto Insurance in Omaha, GA (2021)

The average Omaha, GA auto insurance rates are $387 per month. The minimum auto insurance in Omaha is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Omaha, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Omaha for teen drivers is Liberty Mutual
  • Average auto insurance rates in Omaha, GA for senior drivers are $2,608 per year
  • The minimum auto insurance required in Omaha, Georgia is 25/50/25

Omaha, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Omaha can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Omaha, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Omaha to other Georgia cities, including Albany auto insurance rates, Warner Robins auto insurance rates, and Johns Creek auto insurance rates to see how Omaha, Georgia auto insurance rates stack up.

Before you buy Omaha, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Omaha, Georgia auto insurance quotes.

Minimum Auto Insurance in Omaha, Georgia

Omaha, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Omaha, Georgia.

Minimum Required Auto Insurance Coverage in Omaha, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Omaha, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Omaha, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Omaha, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,794 $1,756 $1,723 $1,723 $5,088 $6,070 $2,241 $2,524
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $4,010 $4,150 $3,940 $4,342 $12,456 $16,087 $4,886 $5,314
Progressive $2,420 $2,264 $2,066 $2,153 $7,000 $7,778 $2,807 $2,960
State Farm $1,901 $1,901 $1,704 $1,704 $4,997 $6,575 $2,084 $2,246
USAA $1,693 $1,691 $1,565 $1,575 $6,034 $7,159 $2,107 $2,329

Cheap Omaha, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Omaha, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Omaha, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Omaha, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $5,088 $6,070
Liberty Mutual $20,620 $23,033
Nationwide $12,456 $16,087
Progressive $7,000 $7,778
State Farm $4,997 $6,575
USAA $6,034 $7,159

Cheap Omaha, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Omaha, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Omaha, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,723 $1,723
Liberty Mutual $4,088 $4,641
Nationwide $3,940 $4,342
Progressive $2,066 $2,153
State Farm $1,704 $1,704
USAA $1,565 $1,575

Cheap Omaha, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Omaha, Georgia compared to the annual auto insurance rates with a clean record in Omaha, Georgia.

Annual Omaha, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,912 $2,414 $4,991 $2,143
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $5,298 $6,223 $9,638 $6,434
Progressive $2,936 $4,986 $3,390 $3,411
State Farm $2,637 $3,141 $2,889 $2,889
USAA $2,312 $2,920 $4,271 $2,574

Cheap Omaha, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Omaha, Georgia is not easy. Compare the annual rates for DUI auto insurance in Omaha, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Omaha, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,103
GEICO $4,991
Liberty Mutual $10,982
Nationwide $9,638
Progressive $3,390
State Farm $2,889
USAA $4,271

Cheap Omaha, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Omaha, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Omaha, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,604 $2,532 $2,459
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $8,230 $6,650 $5,814
Progressive $4,214 $3,562 $3,266
State Farm $4,092 $2,551 $2,024
USAA $3,937 $2,764 $2,357

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Cheap Omaha, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Omaha, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Omaha, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Omaha, Georgia

ZIP Code Average Annual Rates
31821 $4,481

Cheap Omaha, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Omaha, Georgia auto insurance. Find the cheapest annual Omaha, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Omaha, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,815 $2,915
Liberty Mutual $9,217 $9,217
Nationwide $6,898 $6,898
Progressive $3,681 $3,681
State Farm $2,889 $2,889
USAA $2,882 $3,157

Cheap Omaha, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Omaha, Georgia? Check out the comparison of annual Omaha, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Omaha, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,675 $2,878 $3,042
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $6,793 $7,016 $6,885
Progressive $3,419 $3,631 $3,993
State Farm $2,701 $2,890 $3,076
USAA $2,886 $3,004 $3,168

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Best By Category: Cheapest Auto Insurance in Omaha, Georgia

Compare the cheapest auto insurance companies in Omaha, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Omaha, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Omaha, Georgia Auto Insurance Companies

What auto insurance companies in Omaha, Georgia are the cheapest? Compare the top Omaha, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Omaha, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,865
Liberty Mutual $9,217
Nationwide $6,898
Progressive $3,681
State Farm $2,889
USAA $3,019

What affects auto insurance rates in Omaha, Georgia?

There are a lot of reasons why auto insurance rates in Omaha, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Omaha, Georgia. Many local factors may affect your Omaha auto insurance rates.

Omaha Traffic

How does Omaha, Georgia rank for traffic? According to Inrix Omaha, Georgia is the 824th most congested worldwide.

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Compare Omaha, Georgia Auto Insurance Quotes

Before you buy Omaha, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Omaha, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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