Best Cheap Auto Insurance in Olton, TX (2021)

The average Olton, TX auto insurance rates are $310 per month. The minimum auto insurance in Olton is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Olton, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Olton is USAA
  • The most expensive auto insurance company in Olton for teen drivers is Allstate
  • The average commute length in Olton is 17.2 minutes

Olton, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Olton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Olton, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Olton to other Texas cities, including Houston auto insurance rates, El Paso auto insurance rates, and Arlington auto insurance rates to see how Olton, Texas auto insurance rates stack up.

Before you buy Olton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Olton, Texas auto insurance quotes.

Minimum Auto Insurance in Olton, Texas

Olton, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Olton, Texas.

Minimum Required Auto Insurance Coverage in Olton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Olton, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Olton, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Olton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,799 $3,856 $3,759 $3,759 $9,583 $11,643 $4,706 $4,936
American Family $2,659 $2,933 $2,392 $2,716 $6,372 $8,360 $3,692 $4,190
GEICO $2,142 $2,286 $2,030 $2,255 $4,531 $4,757 $2,313 $2,337
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,212 $2,107 $1,973 $2,009 $9,268 $10,336 $2,624 $2,670
State Farm $1,856 $1,856 $1,642 $1,642 $4,299 $5,456 $2,007 $2,076
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Olton, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Olton, Texas is a challenge. Take a look at the annual teen auto insurance rates in Olton, Texas.

Annual Auto Insurance Rates for Teen Drivers in Olton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,583 $11,643
American Family $6,372 $8,360
GEICO $4,531 $4,757
Nationwide $7,378 $9,563
Progressive $9,268 $10,336
State Farm $4,299 $5,456
USAA $3,909 $4,372

Cheap Olton, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Olton, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Olton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,759 $3,759
American Family $2,392 $2,716
GEICO $2,030 $2,255
Nationwide $2,331 $2,486
Progressive $1,973 $2,009
State Farm $1,642 $1,642
USAA $1,464 $1,501

Cheap Olton, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Olton, Texas compared to the annual auto insurance rates with a clean record in Olton, Texas.

Annual Olton, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,560 $6,837 $7,064 $4,560
American Family $3,815 $4,803 $4,224 $3,815
GEICO $2,408 $3,142 $2,676 $3,099
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $3,623 $4,677 $4,224 $4,076
State Farm $2,330 $2,652 $3,104 $2,330
USAA $1,787 $2,568 $3,006 $2,051

Cheap Olton, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Olton, Texas is not easy. Compare the annual rates for DUI auto insurance in Olton, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Olton, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,064
American Family $4,224
GEICO $2,676
Nationwide $5,439
Progressive $4,224
State Farm $3,104
USAA $3,006

Cheap Olton, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Olton, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Olton, Texas

Insurance Company Poor Fair Good
Allstate $7,361 $5,346 $4,559
American Family $5,803 $3,577 $3,113
GEICO $4,354 $2,478 $1,663
Nationwide $5,059 $4,032 $3,507
Progressive $4,665 $4,039 $3,746
State Farm $3,691 $2,295 $1,827
USAA $3,528 $1,968 $1,564

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Olton, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Olton, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Olton, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Olton, Texas

ZIP Code Average Annual Rates
79064 $5,419

Cheap Olton, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Olton, Texas auto insurance. Find the cheapest annual Olton, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Olton, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,623 $5,888
American Family $4,164 $4,164
GEICO $2,777 $2,886
Nationwide $4,199 $4,199
Progressive $4,150 $4,150
State Farm $2,604 $2,604
USAA $2,322 $2,384

Cheap Olton, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Olton, Texas? Check out the comparison of annual Olton, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Olton, Texas

Insurance Company Low Medium High
Allstate $5,620 $5,704 $5,941
American Family $3,911 $4,030 $4,552
GEICO $2,712 $2,803 $2,979
Nationwide $4,557 $4,013 $4,028
Progressive $3,973 $4,132 $4,344
State Farm $2,488 $2,597 $2,728
USAA $2,300 $2,347 $2,412

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Olton, Texas

Compare the cheapest auto insurance companies in Olton, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Olton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Olton, Texas Auto Insurance Companies

What auto insurance companies in Olton, Texas are the cheapest? Compare the top Olton, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Olton, Texas

Insurance Company Average Annual Rates
Allstate $5,755
American Family $4,164
GEICO $2,831
Nationwide $4,199
Progressive $4,150
State Farm $2,604
USAA $2,353

What affects auto insurance rates in Olton, Texas?

There are a lot of reasons why auto insurance rates in Olton, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Olton, Texas. Many local factors may affect your Olton auto insurance rates.

Olton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Olton, Texas auto theft statistics, there have been 0 auto thefts in the city.

Olton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Olton, Texas commute length is 17.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Olton, Texas Auto Insurance Quotes

Before you buy Olton, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Olton, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption