Best Cheap Auto Insurance in Olney, TX (2021)

The average Olney, TX auto insurance rates are $293 per month. The minimum auto insurance in Olney is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Olney, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Olney, Texas is 30/60/25
  • The average commute length in Olney is 11.8 minutes
  • The most expensive auto insurance company in Olney for teen drivers is Allstate

Olney, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Olney can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Olney, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Olney to other Texas cities, including Laredo auto insurance rates, El Paso auto insurance rates, and Dallas auto insurance rates to see how Olney, Texas auto insurance rates stack up.

Before you buy Olney, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Olney, Texas auto insurance quotes.

Minimum Auto Insurance in Olney, Texas

Olney, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Olney, Texas.

Minimum Required Auto Insurance Coverage in Olney, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Olney, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Olney, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Olney, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,173 $3,201 $3,132 $3,132 $8,567 $10,354 $3,946 $4,115
American Family $2,728 $2,993 $2,402 $2,715 $6,196 $8,167 $3,723 $4,225
GEICO $2,249 $2,414 $2,149 $2,411 $4,817 $5,042 $2,431 $2,444
Nationwide $2,382 $2,428 $2,101 $2,230 $6,721 $8,657 $2,794 $3,029
Progressive $2,126 $2,027 $1,899 $1,932 $8,920 $9,957 $2,523 $2,571
State Farm $1,784 $1,784 $1,578 $1,578 $4,111 $5,210 $1,928 $1,992
USAA $1,417 $1,430 $1,350 $1,345 $3,911 $4,274 $1,887 $2,033

Cheap Olney, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Olney, Texas is a challenge. Take a look at the annual teen auto insurance rates in Olney, Texas.

Annual Auto Insurance Rates for Teen Drivers in Olney, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,567 $10,354
American Family $6,196 $8,167
GEICO $4,817 $5,042
Nationwide $6,721 $8,657
Progressive $8,920 $9,957
State Farm $4,111 $5,210
USAA $3,911 $4,274

Cheap Olney, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Olney, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Olney, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,132 $3,132
American Family $2,402 $2,715
GEICO $2,149 $2,411
Nationwide $2,101 $2,230
Progressive $1,899 $1,932
State Farm $1,578 $1,578
USAA $1,350 $1,345

Cheap Olney, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Olney, Texas compared to the annual auto insurance rates with a clean record in Olney, Texas.

Annual Olney, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $5,944 $6,219 $3,824
American Family $3,801 $4,775 $4,198 $3,801
GEICO $2,545 $3,336 $2,819 $3,277
Nationwide $3,284 $3,284 $4,888 $3,715
Progressive $3,488 $4,502 $4,065 $3,922
State Farm $2,234 $2,541 $2,973 $2,234
USAA $1,651 $2,423 $2,856 $1,894

Cheap Olney, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Olney, Texas is not easy. Compare the annual rates for DUI auto insurance in Olney, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Olney, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,219
American Family $4,198
GEICO $2,819
Nationwide $4,888
Progressive $4,065
State Farm $2,973
USAA $2,856

Cheap Olney, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Olney, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Olney, Texas

Insurance Company Poor Fair Good
Allstate $6,290 $4,616 $3,952
American Family $5,833 $3,531 $3,066
GEICO $4,612 $2,619 $1,753
Nationwide $4,554 $3,650 $3,174
Progressive $4,488 $3,888 $3,607
State Farm $3,536 $2,199 $1,752
USAA $3,249 $1,868 $1,500

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Cheap Olney, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Olney, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Olney, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Olney, Texas

ZIP Code Average Annual Rates
76374 $5,137

Cheap Olney, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Olney, Texas auto insurance. Find the cheapest annual Olney, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Olney, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,835 $5,070
American Family $4,144 $4,144
GEICO $2,936 $3,053
Nationwide $3,793 $3,793
Progressive $3,994 $3,994
State Farm $2,496 $2,496
USAA $2,178 $2,234

Cheap Olney, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Olney, Texas? Check out the comparison of annual Olney, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Olney, Texas

Insurance Company Low Medium High
Allstate $4,859 $4,918 $5,081
American Family $3,939 $4,038 $4,453
GEICO $2,851 $2,958 $3,175
Nationwide $4,105 $3,629 $3,645
Progressive $3,828 $3,979 $4,176
State Farm $2,378 $2,489 $2,619
USAA $2,138 $2,198 $2,281

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Best By Category: Cheapest Auto Insurance in Olney, Texas

Compare the cheapest auto insurance companies in Olney, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Olney, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Olney, Texas Auto Insurance Companies

What auto insurance companies in Olney, Texas are the cheapest? Compare the top Olney, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Olney, Texas

Insurance Company Average Annual Rates
Allstate $4,953
American Family $4,144
GEICO $2,994
Nationwide $3,793
Progressive $3,994
State Farm $2,496
USAA $2,206

What affects auto insurance rates in Olney, Texas?

There are a lot of reasons why auto insurance rates in Olney, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Olney, Texas. Many local factors may affect your Olney auto insurance rates.

Olney Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Olney, Texas auto theft statistics, there have been 3 auto thefts in the city.

Olney Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Olney, Texas commute length is 11.8 minutes according to City-Data.

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Compare Olney, Texas Auto Insurance Quotes

Before you buy Olney, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Olney, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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