Best Cheap Auto Insurance in Olney Springs, CO (2021)

The average Olney Springs, CO auto insurance rates are $328 per month. The minimum auto insurance in Olney Springs is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Olney Springs, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Olney Springs is 30.2 minutes
  • The cheapest auto insurance company in Olney Springs is Liberty Mutual
  • Average auto insurance rates in Olney Springs, CO for senior drivers are $2,347 per year

Olney Springs, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Olney Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Olney Springs, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Olney Springs to other Colorado cities, including Pueblo auto insurance rates, Lakewood auto insurance rates, and Aurora auto insurance rates to see how Olney Springs, Colorado auto insurance rates stack up.

Before you buy Olney Springs, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Olney Springs, Colorado auto insurance quotes.

Minimum Auto Insurance in Olney Springs, Colorado

Olney Springs, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Olney Springs, Colorado.

Minimum Required Auto Insurance Coverage in Olney Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Olney Springs, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Olney Springs, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Olney Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,247 $3,046 $2,915 $2,946 $11,037 $11,592 $3,599 $3,626
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,350 $3,312 $3,050 $3,303 $12,268 $12,230 $3,657 $3,673
GEICO $2,204 $2,362 $2,249 $2,484 $6,572 $6,968 $2,031 $2,090
Liberty Mutual $1,827 $1,797 $1,553 $1,704 $5,292 $5,760 $1,846 $1,870
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,737 $2,568 $2,333 $2,338 $8,872 $9,946 $3,102 $3,030
State Farm $2,077 $2,077 $1,841 $1,841 $5,639 $7,207 $2,312 $2,719
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Olney Springs, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Olney Springs, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Olney Springs, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Olney Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,037 $11,592
American Family $5,559 $7,395
Farmers $12,268 $12,230
GEICO $6,572 $6,968
Liberty Mutual $5,292 $5,760
Nationwide $6,687 $8,617
Progressive $8,872 $9,946
State Farm $5,639 $7,207
USAA $5,826 $6,723

Cheap Olney Springs, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Olney Springs, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Olney Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,915 $2,946
American Family $2,070 $2,070
Farmers $3,050 $3,303
GEICO $2,249 $2,484
Liberty Mutual $1,553 $1,704
Nationwide $2,380 $2,529
Progressive $2,333 $2,338
State Farm $1,841 $1,841
USAA $2,298 $2,340

Cheap Olney Springs, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Olney Springs, Colorado compared to the annual auto insurance rates with a clean record in Olney Springs, Colorado.

Annual Olney Springs, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,494 $5,156 $6,277 $5,077
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,732 $6,082 $6,006 $5,601
GEICO $2,420 $3,710 $4,145 $3,204
Liberty Mutual $2,367 $2,772 $2,885 $2,800
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,796 $5,216 $4,009 $4,443
State Farm $2,983 $3,445 $3,214 $3,214
USAA $2,644 $3,195 $5,527 $2,989

Cheap Olney Springs, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Olney Springs, Colorado is not easy. Compare the annual rates for DUI auto insurance in Olney Springs, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Olney Springs, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,277
American Family $4,589
Farmers $6,006
GEICO $4,145
Liberty Mutual $2,885
Nationwide $5,371
Progressive $4,009
State Farm $3,214
USAA $5,527

Cheap Olney Springs, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Olney Springs, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Olney Springs, Colorado

Insurance Company Poor Fair Good
Allstate $6,697 $5,159 $3,898
American Family $4,381 $3,091 $2,589
Farmers $6,550 $5,265 $5,000
GEICO $4,055 $3,370 $2,685
Liberty Mutual $3,877 $2,361 $1,880
Nationwide $4,848 $3,820 $3,334
Progressive $4,990 $4,234 $3,874
State Farm $4,468 $2,867 $2,308
USAA $5,346 $3,014 $2,405

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Cheap Olney Springs, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Olney Springs, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Olney Springs, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Olney Springs, Colorado

ZIP Code Average Annual Rates
81062 $3,630

Cheap Olney Springs, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Olney Springs, Colorado auto insurance. Find the cheapest annual Olney Springs, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Olney Springs, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,251 $5,251
American Family $3,283 $3,424
Farmers $5,605 $5,605
GEICO $3,290 $3,449
Liberty Mutual $2,706 $2,706
Nationwide $4,001 $4,001
Progressive $4,366 $4,366
State Farm $3,134 $3,294
USAA $3,485 $3,692

Cheap Olney Springs, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Olney Springs, Colorado? Check out the comparison of annual Olney Springs, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Olney Springs, Colorado

Insurance Company Low Medium High
Allstate $4,972 $5,234 $5,548
American Family $3,205 $3,423 $3,432
Farmers $4,891 $5,524 $6,401
GEICO $3,108 $3,322 $3,680
Liberty Mutual $2,561 $2,695 $2,863
Nationwide $4,052 $4,001 $3,949
Progressive $4,106 $4,375 $4,615
State Farm $3,025 $3,216 $3,401
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Olney Springs, Colorado

Compare the cheapest auto insurance companies in Olney Springs, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Olney Springs, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Olney Springs, Colorado Auto Insurance Companies

What auto insurance companies in Olney Springs, Colorado are the cheapest? Compare the top Olney Springs, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Olney Springs, Colorado

Insurance Company Average Annual Rates
Allstate $5,251
American Family $3,353
Farmers $5,605
GEICO $3,370
Liberty Mutual $2,706
Nationwide $4,001
Progressive $4,366
State Farm $3,214
USAA $3,589

What affects auto insurance rates in Olney Springs, Colorado?

There are a lot of reasons why auto insurance rates in Olney Springs, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Olney Springs, Colorado. Many local factors may affect your Olney Springs auto insurance rates.

Olney Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Olney Springs, Colorado commute length is 30.2 minutes according to City-Data.

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Compare Olney Springs, Colorado Auto Insurance Quotes

Before you buy Olney Springs, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Olney Springs, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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