Best Cheap Auto Insurance in Olney, IL (2021)

The average Olney, IL auto insurance rates are $247 per month. The minimum auto insurance in Olney is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Olney, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Olney is 17.1 minutes
  • The most expensive auto insurance company in Olney for teen drivers is Farmers
  • The minimum auto insurance required in Olney, Illinois is 25/50/20

Olney, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Olney can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Olney, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Olney to other Illinois cities, including Aurora auto insurance rates, Champaign auto insurance rates, and Peoria auto insurance rates to see how Olney, Illinois auto insurance rates stack up.

Before you buy Olney, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Olney, Illinois auto insurance quotes.

Minimum Auto Insurance in Olney, Illinois

Olney, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Olney, Illinois.

Minimum Required Auto Insurance Coverage in Olney, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Olney, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Olney, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Olney, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,331 $2,336 $2,077 $2,185 $9,387 $9,782 $2,652 $2,789
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,337 $1,445 $1,114 $1,245 $4,149 $4,616 $1,399 $1,482
Nationwide $1,726 $1,759 $1,535 $1,629 $4,666 $5,999 $2,001 $2,170
Progressive $1,868 $1,777 $1,538 $1,614 $6,365 $7,140 $2,218 $2,373
State Farm $1,321 $1,321 $1,162 $1,162 $3,533 $4,500 $1,487 $1,699
Travelers $1,467 $1,548 $1,320 $1,407 $4,033 $4,990 $1,560 $1,643
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

Cheap Olney, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Olney, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Olney, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Olney, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,387 $9,782
GEICO $4,375 $4,641
Liberty Mutual $4,149 $4,616
Nationwide $4,666 $5,999
Progressive $6,365 $7,140
State Farm $3,533 $4,500
Travelers $4,033 $4,990
USAA $5,278 $5,822

Cheap Olney, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Olney, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Olney, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,077 $2,185
GEICO $1,364 $1,612
Liberty Mutual $1,114 $1,245
Nationwide $1,535 $1,629
Progressive $1,538 $1,614
State Farm $1,162 $1,162
Travelers $1,320 $1,407
USAA $1,524 $1,504

Cheap Olney, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Olney, Illinois compared to the annual auto insurance rates with a clean record in Olney, Illinois.

Annual Olney, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,550 $4,550 $4,437 $4,231
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,757 $2,468 $2,181 $1,988
Nationwide $2,163 $2,801 $3,294 $2,485
Progressive $2,575 $3,771 $2,849 $3,251
State Farm $1,866 $2,180 $2,023 $2,023
Travelers $1,797 $2,342 $2,597 $2,249
USAA $1,958 $2,813 $3,852 $2,361

Cheap Olney, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Olney, Illinois is not easy. Compare the annual rates for DUI auto insurance in Olney, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Olney, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,437
GEICO $3,141
Liberty Mutual $2,181
Nationwide $3,294
Progressive $2,849
State Farm $2,023
Travelers $2,597
USAA $3,852

Cheap Olney, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Olney, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Olney, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,783 $3,993 $3,802
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,971 $1,848 $1,476
Nationwide $3,206 $2,585 $2,266
Progressive $3,572 $3,002 $2,761
State Farm $2,942 $1,762 $1,366
Travelers $2,751 $2,196 $1,791
USAA $3,658 $2,511 $2,069

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Cheap Olney, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Olney, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Olney, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Olney, Illinois

ZIP Code Average Annual Rates
62450 $2,906

Cheap Olney, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Olney, Illinois auto insurance. Find the cheapest annual Olney, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Olney, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,192 $4,192
GEICO $2,263 $2,351
Liberty Mutual $2,098 $2,098
Nationwide $2,686 $2,686
Progressive $3,112 $3,112
State Farm $1,973 $2,073
Travelers $2,158 $2,334
USAA $2,669 $2,823

Cheap Olney, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Olney, Illinois? Check out the comparison of annual Olney, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Olney, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $4,015 $4,108 $4,455
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,985 $2,094 $2,216
Nationwide $2,684 $2,705 $2,669
Progressive $2,849 $3,088 $3,398
State Farm $1,932 $2,026 $2,112
Travelers $2,127 $2,244 $2,367
USAA $2,562 $2,743 $2,933

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Best By Category: Cheapest Auto Insurance in Olney, Illinois

Compare the cheapest auto insurance companies in Olney, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Olney, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Olney, Illinois Auto Insurance Companies

What auto insurance companies in Olney, Illinois are the cheapest? Compare the top Olney, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Olney, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,192
GEICO $2,307
Liberty Mutual $2,098
Nationwide $2,686
Progressive $3,112
State Farm $2,023
Travelers $2,246
USAA $2,746

What affects auto insurance rates in Olney, Illinois?

There are a lot of reasons why auto insurance rates in Olney, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Olney, Illinois. Many local factors may affect your Olney auto insurance rates.

Olney Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Olney, Illinois commute length is 17.1 minutes according to City-Data.

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Compare Olney, Illinois Auto Insurance Quotes

Before you buy Olney, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Olney, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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