Best Cheap Auto Insurance in Olmstead, KY (2021)

The average Olmstead, KY auto insurance rates are $332 per month. The minimum auto insurance in Olmstead is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Olmstead, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Olmstead, KY for senior drivers are $2,254 per year
  • The most expensive auto insurance company in Olmstead for teen drivers is Travelers
  • The cheapest auto insurance company in Olmstead is USAA

Olmstead, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Olmstead can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Olmstead, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Olmstead to other Kentucky cities, including Bowling Green auto insurance rates, Owensboro auto insurance rates, and Hopkinsville auto insurance rates to see how Olmstead, Kentucky auto insurance rates stack up.

Before you buy Olmstead, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Olmstead, Kentucky auto insurance quotes.

Minimum Auto Insurance in Olmstead, Kentucky

Olmstead, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Olmstead, Kentucky.

Minimum Required Auto Insurance Coverage in Olmstead, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Olmstead, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Olmstead, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Olmstead, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,416 $2,617 $2,057 $2,296 $9,797 $10,837 $2,528 $2,634
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $1,797 $1,720 $1,605 $1,616 $8,490 $9,614 $2,228 $2,289
State Farm $1,713 $1,713 $1,530 $1,530 $5,131 $6,498 $1,912 $2,140
Travelers $1,990 $2,026 $1,949 $1,953 $9,284 $14,834 $2,077 $2,405
USAA $1,739 $1,748 $1,567 $1,601 $4,537 $4,791 $2,197 $2,410

Cheap Olmstead, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Olmstead, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Olmstead, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Olmstead, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $9,797 $10,837
Nationwide $6,819 $8,506
Progressive $8,490 $9,614
State Farm $5,131 $6,498
Travelers $9,284 $14,834
USAA $4,537 $4,791

Cheap Olmstead, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Olmstead, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Olmstead, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,057 $2,296
Nationwide $2,800 $2,930
Progressive $1,605 $1,616
State Farm $1,530 $1,530
Travelers $1,949 $1,953
USAA $1,567 $1,601

Cheap Olmstead, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Olmstead, Kentucky compared to the annual auto insurance rates with a clean record in Olmstead, Kentucky.

Annual Olmstead, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,675 $5,629 $4,386 $3,901
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $3,041 $4,476 $3,468 $3,696
State Farm $2,532 $3,010 $2,771 $2,771
Travelers $3,986 $4,101 $5,900 $4,273
USAA $1,945 $2,746 $3,266 $2,338

Cheap Olmstead, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Olmstead, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Olmstead, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Olmstead, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $4,386
Nationwide $5,612
Progressive $3,468
State Farm $2,771
Travelers $5,900
USAA $3,266

Cheap Olmstead, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Olmstead, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Olmstead, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,277 $3,862 $3,054
Nationwide $5,239 $4,104 $3,569
Progressive $4,110 $3,573 $3,327
State Farm $4,011 $2,418 $1,884
Travelers $5,092 $4,310 $4,292
USAA $3,834 $2,142 $1,745

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Cheap Olmstead, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Olmstead, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Olmstead, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Olmstead, Kentucky

ZIP Code Average Annual Rates
42265 $3,541

Cheap Olmstead, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Olmstead, Kentucky auto insurance. Find the cheapest annual Olmstead, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Olmstead, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $4,398 $4,398
Nationwide $4,304 $4,304
Progressive $3,670 $3,670
State Farm $2,703 $2,839
Travelers $4,565 $4,565
USAA $2,478 $2,670

Cheap Olmstead, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Olmstead, Kentucky? Check out the comparison of annual Olmstead, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Olmstead, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,197 $4,371 $4,625
Nationwide $4,380 $4,252 $4,281
Progressive $3,409 $3,628 $3,973
State Farm $2,613 $2,770 $2,930
Travelers $4,345 $4,588 $4,762
USAA $2,460 $2,568 $2,693

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Best By Category: Cheapest Auto Insurance in Olmstead, Kentucky

Compare the cheapest auto insurance companies in Olmstead, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Olmstead, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Olmstead, Kentucky Auto Insurance Companies

What auto insurance companies in Olmstead, Kentucky are the cheapest? Compare the top Olmstead, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Olmstead, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $4,398
Nationwide $4,304
Progressive $3,670
State Farm $2,771
Travelers $4,565
USAA $2,574

Compare Olmstead, Kentucky Auto Insurance Quotes

Before you buy Olmstead, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Olmstead, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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