Best Cheap Auto Insurance in Olivet, MI (2021)

The average Olivet, MI auto insurance rates are $734 per month. The minimum auto insurance in Olivet is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Olivet, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Olivet, MI for senior drivers are $5,854 per year
  • The most expensive auto insurance company in Olivet for teen drivers is Allstate
  • The cheapest auto insurance company in Olivet is USAA

Olivet, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Olivet can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Olivet, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Olivet to other Michigan cities, including Detroit auto insurance rates, Dearborn auto insurance rates, and Lansing auto insurance rates to see how Olivet, Michigan auto insurance rates stack up.

Before you buy Olivet, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Olivet, Michigan auto insurance quotes.

Minimum Auto Insurance in Olivet, Michigan

Olivet, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Olivet, Michigan.

Minimum Required Auto Insurance Coverage in Olivet, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Olivet, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Olivet, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Olivet, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,504 $14,504 $13,466 $13,466 $35,753 $35,753 $15,278 $15,278
Farmers $3,821 $3,821 $3,558 $3,558 $8,894 $8,894 $4,310 $4,310
GEICO $3,603 $3,603 $3,681 $3,681 $10,395 $10,395 $3,453 $3,453
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $3,916 $3,916 $3,483 $3,483 $10,196 $10,196 $4,285 $4,285
Progressive $2,702 $2,531 $2,388 $2,652 $9,586 $10,222 $3,143 $2,933
State Farm $6,009 $6,009 $5,516 $5,516 $20,328 $20,328 $7,036 $7,036
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,462 $2,344 $2,313 $2,195 $5,952 $5,682 $3,004 $2,899

Cheap Olivet, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Olivet, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Olivet, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Olivet, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,753 $35,753
Farmers $8,894 $8,894
GEICO $10,395 $10,395
Liberty Mutual $34,357 $34,357
Nationwide $10,196 $10,196
Progressive $9,586 $10,222
State Farm $20,328 $20,328
Travelers $13,395 $13,395
USAA $5,952 $5,682

Cheap Olivet, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Olivet, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Olivet, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,466 $13,466
Farmers $3,558 $3,558
GEICO $3,681 $3,681
Liberty Mutual $14,355 $14,355
Nationwide $3,483 $3,483
Progressive $2,388 $2,652
State Farm $5,516 $5,516
Travelers $3,858 $3,858
USAA $2,313 $2,195

Cheap Olivet, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Olivet, Michigan compared to the annual auto insurance rates with a clean record in Olivet, Michigan.

Annual Olivet, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,709 $12,959 $42,829 $13,505
Farmers $4,315 $5,516 $5,434 $5,317
GEICO $1,849 $3,935 $11,914 $3,434
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $4,693 $6,223 $5,685 $5,279
Progressive $3,845 $5,016 $4,525 $4,692
State Farm $6,331 $7,511 $15,767 $9,280
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,706 $3,364 $4,409 $2,948

Cheap Olivet, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Olivet, Michigan is not easy. Compare the annual rates for DUI auto insurance in Olivet, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Olivet, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,829
Farmers $5,434
GEICO $11,914
Liberty Mutual $30,178
Nationwide $5,685
Progressive $4,525
State Farm $15,767
Travelers $10,331
USAA $4,409

Cheap Olivet, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Olivet, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Olivet, Michigan

Insurance Company Poor Fair Good
Allstate $30,000 $16,585 $12,666
Farmers $6,695 $4,538 $4,204
GEICO $6,788 $4,994 $4,067
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $6,841 $5,165 $4,405
Progressive $5,216 $4,386 $3,957
State Farm $15,745 $7,986 $5,436
Travelers $6,813 $6,608 $6,525
USAA $5,016 $2,864 $2,189

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Cheap Olivet, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Olivet, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Olivet, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Olivet, Michigan

ZIP Code Average Annual Rates
49076 $6,160

Cheap Olivet, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Olivet, Michigan auto insurance. Find the cheapest annual Olivet, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Olivet, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,751 $19,751
Farmers $5,146 $5,146
GEICO $5,164 $5,402
Liberty Mutual $18,753 $20,103
Nationwide $5,470 $5,470
Progressive $4,520 $4,520
State Farm $9,470 $9,974
Travelers $6,611 $6,686
USAA $3,318 $3,395

Cheap Olivet, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Olivet, Michigan? Check out the comparison of annual Olivet, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Olivet, Michigan

Insurance Company Low Medium High
Allstate $19,290 $19,791 $20,170
Farmers $5,019 $5,134 $5,283
GEICO $4,971 $5,241 $5,637
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $5,725 $5,377 $5,308
Progressive $4,387 $4,526 $4,646
State Farm $9,303 $9,774 $10,090
Travelers $6,575 $6,656 $6,715
USAA $3,262 $3,364 $3,444

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Best By Category: Cheapest Auto Insurance in Olivet, Michigan

Compare the cheapest auto insurance companies in Olivet, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Olivet, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Olivet, Michigan Auto Insurance Companies

What auto insurance companies in Olivet, Michigan are the cheapest? Compare the top Olivet, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Olivet, Michigan

Insurance Company Average Annual Rates
Allstate $19,751
Farmers $5,146
GEICO $5,283
Liberty Mutual $19,428
Nationwide $5,470
Progressive $4,520
State Farm $9,722
Travelers $6,649
USAA $3,356

What affects auto insurance rates in Olivet, Michigan?

There are a lot of reasons why auto insurance rates in Olivet, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Olivet, Michigan. Many local factors may affect your Olivet auto insurance rates.

Olivet Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Olivet, Michigan auto theft statistics, there have been 0 auto thefts in the city.

Olivet Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Olivet, Michigan commute length is 22.5 minutes according to City-Data.

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Compare Olivet, Michigan Auto Insurance Quotes

Before you buy Olivet, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Olivet, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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