Best Cheap Auto Insurance in Olive Branch, MS (2021)

The average Olive Branch, MS auto insurance rates are $315 per month. The minimum auto insurance in Olive Branch is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Olive Branch, Mississippi, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Olive Branch for teen drivers is Allstate
  • The minimum auto insurance required in Olive Branch, Mississippi is 25/50/25
  • Average auto insurance rates in Olive Branch, MS for senior drivers are $2,006 per year

Olive Branch, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Olive Branch can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Olive Branch, Mississippi, including driving record, credit, commute time, and more.

Compare auto insurance in Olive Branch to other Mississippi cities, including Jackson auto insurance rates, Meridian auto insurance rates, and Oxford auto insurance rates to see how Olive Branch, Mississippi auto insurance rates stack up.

Before you buy Olive Branch, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Olive Branch, Mississippi auto insurance quotes.

Minimum Auto Insurance in Olive Branch, Mississippi

Olive Branch, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Olive Branch, Mississippi.

Minimum Required Auto Insurance Coverage in Olive Branch, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Olive Branch, Mississippi Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Olive Branch, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Olive Branch, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,862 $2,719 $2,575 $2,632 $11,862 $12,670 $3,202 $3,267
GEICO $2,831 $2,668 $2,546 $2,366 $7,507 $7,039 $5,003 $2,297
Liberty Mutual $2,587 $2,797 $2,070 $2,321 $9,614 $10,688 $2,752 $2,896
Nationwide $2,052 $2,094 $1,848 $1,943 $4,266 $5,385 $2,348 $2,529
Progressive $2,630 $2,423 $2,191 $2,123 $10,140 $11,335 $2,694 $2,818
State Farm $1,972 $1,972 $1,784 $1,784 $5,991 $7,525 $2,206 $2,525
Travelers $1,659 $1,687 $1,588 $1,588 $7,632 $12,104 $1,746 $2,005
USAA $1,450 $1,432 $1,364 $1,372 $3,705 $4,371 $1,764 $1,940

Cheap Olive Branch, Mississippi Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Olive Branch, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Olive Branch, Mississippi.

Annual Auto Insurance Rates for Teen Drivers in Olive Branch, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,862 $12,670
GEICO $7,507 $7,039
Liberty Mutual $9,614 $10,688
Nationwide $4,266 $5,385
Progressive $10,140 $11,335
State Farm $5,991 $7,525
Travelers $7,632 $12,104
USAA $3,705 $4,371

Cheap Olive Branch, Mississippi Auto Insurance for Seniors

What are senior auto insurance rates in Olive Branch, Mississippi? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Olive Branch, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,575 $2,632
GEICO $2,546 $2,366
Liberty Mutual $2,070 $2,321
Nationwide $1,848 $1,943
Progressive $2,191 $2,123
State Farm $1,784 $1,784
Travelers $1,588 $1,588
USAA $1,364 $1,372

Cheap Olive Branch, Mississippi Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Olive Branch, Mississippi compared to the annual auto insurance rates with a clean record in Olive Branch, Mississippi.

Annual Olive Branch, Mississippi Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,376 $5,179 $6,351 $4,990
GEICO $2,552 $3,820 $5,738 $4,018
Liberty Mutual $3,159 $5,072 $5,186 $4,446
Nationwide $2,256 $2,862 $3,624 $2,491
Progressive $3,866 $5,248 $4,530 $4,534
State Farm $2,902 $3,608 $3,184 $3,184
Travelers $3,274 $3,427 $4,730 $3,573
USAA $1,691 $2,173 $2,951 $1,885

Cheap Olive Branch, Mississippi Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Olive Branch, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Olive Branch, Mississippi to find the best deal.

Annual Auto Insurance Rates After a DUI in Olive Branch, Mississippi

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,351
GEICO $5,738
Liberty Mutual $5,186
Nationwide $3,624
Progressive $4,530
State Farm $3,184
Travelers $4,730
USAA $2,951

Cheap Olive Branch, Mississippi Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Olive Branch, Mississippi annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Olive Branch, Mississippi

Insurance Company Poor Fair Good
Allstate $6,051 $5,354 $4,265
GEICO $6,080 $3,446 $2,569
Liberty Mutual $6,388 $3,926 $3,084
Nationwide $3,284 $2,684 $2,457
Progressive $5,109 $4,407 $4,117
State Farm $4,642 $2,814 $2,202
Travelers $4,250 $3,475 $3,529
USAA $2,960 $1,940 $1,624

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Cheap Olive Branch, Mississippi Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Olive Branch, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Olive Branch, Mississippi to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Olive Branch, Mississippi

ZIP Code Average Annual Rates
38654 $3,268

Cheap Olive Branch, Mississippi Auto Insurance Rates By Commute

Commute length and annual mileage affect Olive Branch, Mississippi auto insurance. Find the cheapest annual Olive Branch, Mississippi auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Olive Branch, Mississippi

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,224 $5,224
GEICO $4,016 $4,048
Liberty Mutual $4,466 $4,466
Nationwide $2,808 $2,808
Progressive $4,544 $4,544
State Farm $3,141 $3,299
Travelers $3,751 $3,751
USAA $2,109 $2,241

Cheap Olive Branch, Mississippi Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Olive Branch, Mississippi? Check out the comparison of annual Olive Branch, Mississippi auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Olive Branch, Mississippi

Insurance Company Low Medium High
Allstate $4,966 $5,218 $5,488
GEICO $3,791 $4,063 $4,242
Liberty Mutual $4,206 $4,447 $4,743
Nationwide $2,628 $2,799 $2,997
Progressive $4,007 $4,627 $4,999
State Farm $3,011 $3,207 $3,441
Travelers $3,558 $3,773 $3,922
USAA $2,020 $2,163 $2,342

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Best By Category: Cheapest Auto Insurance in Olive Branch, Mississippi

Compare the cheapest auto insurance companies in Olive Branch, Mississippi in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Olive Branch, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Olive Branch, Mississippi Auto Insurance Companies

What auto insurance companies in Olive Branch, Mississippi are the cheapest? Compare the top Olive Branch, Mississippi auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Olive Branch, Mississippi

Insurance Company Average Annual Rates
Allstate $5,224
GEICO $4,032
Liberty Mutual $4,466
Nationwide $2,808
Progressive $4,544
State Farm $3,220
Travelers $3,751
USAA $2,175

What affects auto insurance rates in Olive Branch, Mississippi?

There are a lot of reasons why auto insurance rates in Olive Branch, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Olive Branch, Mississippi. Many local factors may affect your Olive Branch auto insurance rates.

Olive Branch Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Olive Branch, Mississippi commute length is 23.8 minutes according to City-Data.

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Compare Olive Branch, Mississippi Auto Insurance Quotes

Before you buy Olive Branch, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Olive Branch, Mississippi auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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