Best Cheap Auto Insurance in Old Ocean, TX (2021)

The average Old Ocean, TX auto insurance rates are $352 per month. The minimum auto insurance in Old Ocean is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Old Ocean, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Old Ocean, Texas is 30/60/25
  • The cheapest auto insurance company in Old Ocean is USAA
  • Average auto insurance rates in Old Ocean, TX for senior drivers are $2,536 per year

Old Ocean, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Old Ocean can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Old Ocean, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Old Ocean to other Texas cities, including Houston auto insurance rates, Dallas auto insurance rates, and Plano auto insurance rates to see how Old Ocean, Texas auto insurance rates stack up.

Before you buy Old Ocean, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Old Ocean, Texas auto insurance quotes.

Minimum Auto Insurance in Old Ocean, Texas

Old Ocean, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Old Ocean, Texas.

Minimum Required Auto Insurance Coverage in Old Ocean, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Old Ocean, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Old Ocean, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Old Ocean, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,761 $3,789 $3,713 $3,713 $9,858 $11,880 $4,633 $4,817
American Family $3,615 $4,062 $3,444 $3,984 $10,366 $13,605 $5,357 $6,141
GEICO $2,389 $2,593 $2,329 $2,665 $5,316 $5,507 $2,587 $2,569
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,687 $2,538 $2,394 $2,436 $11,440 $12,772 $3,178 $3,210
State Farm $1,940 $1,940 $1,730 $1,730 $4,690 $5,982 $2,112 $2,174
USAA $1,649 $1,649 $1,584 $1,559 $4,780 $5,173 $2,198 $2,334

Cheap Old Ocean, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Old Ocean, Texas is a challenge. Take a look at the annual teen auto insurance rates in Old Ocean, Texas.

Annual Auto Insurance Rates for Teen Drivers in Old Ocean, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,858 $11,880
American Family $10,366 $13,605
GEICO $5,316 $5,507
Nationwide $6,629 $8,499
Progressive $11,440 $12,772
State Farm $4,690 $5,982
USAA $4,780 $5,173

Cheap Old Ocean, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Old Ocean, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Old Ocean, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,713 $3,713
American Family $3,444 $3,984
GEICO $2,329 $2,665
Nationwide $2,055 $2,173
Progressive $2,394 $2,436
State Farm $1,730 $1,730
USAA $1,584 $1,559

Cheap Old Ocean, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Old Ocean, Texas compared to the annual auto insurance rates with a clean record in Old Ocean, Texas.

Annual Old Ocean, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,478 $6,924 $7,202 $4,478
American Family $5,731 $7,382 $6,442 $5,731
GEICO $2,754 $3,662 $3,023 $3,538
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $4,424 $5,750 $5,174 $4,980
State Farm $2,471 $2,841 $3,365 $2,471
USAA $1,939 $2,885 $3,413 $2,226

Cheap Old Ocean, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Old Ocean, Texas is not easy. Compare the annual rates for DUI auto insurance in Old Ocean, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Old Ocean, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,202
American Family $6,442
GEICO $3,023
Nationwide $4,772
Progressive $5,174
State Farm $3,365
USAA $3,413

Cheap Old Ocean, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Old Ocean, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Old Ocean, Texas

Insurance Company Poor Fair Good
Allstate $7,344 $5,370 $4,597
American Family $8,605 $5,528 $4,832
GEICO $5,006 $2,835 $1,892
Nationwide $4,455 $3,582 $3,112
Progressive $5,716 $4,946 $4,584
State Farm $3,945 $2,457 $1,959
USAA $3,821 $2,228 $1,798

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Cheap Old Ocean, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Old Ocean, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Old Ocean, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Old Ocean, Texas

ZIP Code Average Annual Rates
77463 $6,343

Cheap Old Ocean, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Old Ocean, Texas auto insurance. Find the cheapest annual Old Ocean, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Old Ocean, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,628 $5,913
American Family $6,322 $6,322
GEICO $3,186 $3,302
Nationwide $3,716 $3,716
Progressive $5,082 $5,082
State Farm $2,787 $2,787
USAA $2,583 $2,649

Cheap Old Ocean, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Old Ocean, Texas? Check out the comparison of annual Old Ocean, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Old Ocean, Texas

Insurance Company Low Medium High
Allstate $5,617 $5,713 $5,981
American Family $5,845 $6,064 $7,055
GEICO $3,060 $3,201 $3,471
Nationwide $3,996 $3,558 $3,595
Progressive $4,800 $5,055 $5,390
State Farm $2,635 $2,779 $2,947
USAA $2,518 $2,604 $2,726

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Best By Category: Cheapest Auto Insurance in Old Ocean, Texas

Compare the cheapest auto insurance companies in Old Ocean, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Old Ocean, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Old Ocean, Texas Auto Insurance Companies

What auto insurance companies in Old Ocean, Texas are the cheapest? Compare the top Old Ocean, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Old Ocean, Texas

Insurance Company Average Annual Rates
Allstate $5,771
American Family $6,322
GEICO $3,244
Nationwide $3,716
Progressive $5,082
State Farm $2,787
USAA $2,616

Compare Old Ocean, Texas Auto Insurance Quotes

Before you buy Old Ocean, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Old Ocean, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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