Best Cheap Auto Insurance in Old Monroe, MO (2021)

The average Old Monroe, MO auto insurance rates are $285 per month. The minimum auto insurance in Old Monroe is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Old Monroe, Missouri, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Old Monroe for teen drivers is Farmers
  • Average auto insurance rates in Old Monroe, MO for senior drivers are $1,901 per year
  • The average commute length in Old Monroe is 28.0 minutes

Old Monroe, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Old Monroe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Old Monroe, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Old Monroe to other Missouri cities, including St. Peters auto insurance rates, Columbia auto insurance rates, and St. Charles auto insurance rates to see how Old Monroe, Missouri auto insurance rates stack up.

Before you buy Old Monroe, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Old Monroe, Missouri auto insurance quotes.

Minimum Auto Insurance in Old Monroe, Missouri

Old Monroe, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Old Monroe, Missouri.

Minimum Required Auto Insurance Coverage in Old Monroe, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Old Monroe, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Old Monroe, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Old Monroe, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,761 $2,660 $2,504 $2,581 $7,966 $8,657 $2,612 $2,682
American Family $2,214 $2,214 $1,972 $1,972 $6,062 $7,888 $2,214 $2,590
Farmers $2,450 $2,441 $2,182 $2,314 $10,303 $10,677 $2,794 $2,915
GEICO $1,938 $2,179 $1,506 $1,953 $6,183 $6,524 $1,765 $1,764
Liberty Mutual $2,759 $2,988 $2,266 $2,544 $9,910 $11,013 $2,902 $3,090
Nationwide $1,505 $1,534 $1,350 $1,426 $3,847 $4,912 $1,721 $1,857
Progressive $2,129 $1,982 $1,746 $1,795 $7,009 $7,887 $2,605 $2,669
State Farm $1,814 $1,814 $1,629 $1,629 $5,321 $6,695 $2,042 $2,338
USAA $1,568 $1,555 $1,412 $1,439 $4,644 $5,677 $1,954 $2,176

Cheap Old Monroe, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Old Monroe, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Old Monroe, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Old Monroe, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,966 $8,657
American Family $6,062 $7,888
Farmers $10,303 $10,677
GEICO $6,183 $6,524
Liberty Mutual $9,910 $11,013
Nationwide $3,847 $4,912
Progressive $7,009 $7,887
State Farm $5,321 $6,695
USAA $4,644 $5,677

Cheap Old Monroe, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Old Monroe, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Old Monroe, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,504 $2,581
American Family $1,972 $1,972
Farmers $2,182 $2,314
GEICO $1,506 $1,953
Liberty Mutual $2,266 $2,544
Nationwide $1,350 $1,426
Progressive $1,746 $1,795
State Farm $1,629 $1,629
USAA $1,412 $1,439

Cheap Old Monroe, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Old Monroe, Missouri compared to the annual auto insurance rates with a clean record in Old Monroe, Missouri.

Annual Old Monroe, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,455 $3,919 $4,907 $3,930
American Family $2,545 $3,654 $4,462 $2,902
Farmers $3,891 $4,861 $4,751 $4,535
GEICO $2,294 $3,011 $4,104 $2,497
Liberty Mutual $3,392 $4,894 $5,030 $5,420
Nationwide $1,779 $2,288 $3,060 $1,949
Progressive $3,008 $4,036 $3,338 $3,527
State Farm $2,669 $3,151 $2,910 $2,910
USAA $2,050 $2,486 $3,437 $2,240

Cheap Old Monroe, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Old Monroe, Missouri is not easy. Compare the annual rates for DUI auto insurance in Old Monroe, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Old Monroe, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,907
American Family $4,462
Farmers $4,751
GEICO $4,104
Liberty Mutual $5,030
Nationwide $3,060
Progressive $3,338
State Farm $2,910
USAA $3,437

Cheap Old Monroe, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Old Monroe, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Old Monroe, Missouri

Insurance Company Poor Fair Good
Allstate $5,585 $3,603 $2,970
American Family $4,433 $3,116 $2,623
Farmers $5,139 $4,300 $4,090
GEICO $4,111 $2,677 $2,141
Liberty Mutual $6,713 $4,109 $3,230
Nationwide $2,674 $2,212 $1,921
Progressive $4,020 $3,335 $3,078
State Farm $4,018 $2,595 $2,118
USAA $4,253 $1,984 $1,423

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Cheap Old Monroe, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Old Monroe, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Old Monroe, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Old Monroe, Missouri

ZIP Code Average Annual Rates
63369 $2,821

Cheap Old Monroe, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Old Monroe, Missouri auto insurance. Find the cheapest annual Old Monroe, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Old Monroe, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,053 $4,053
American Family $3,357 $3,424
Farmers $4,510 $4,510
GEICO $2,921 $3,031
Liberty Mutual $4,684 $4,684
Nationwide $2,269 $2,269
Progressive $3,478 $3,478
State Farm $2,839 $2,981
USAA $2,461 $2,646

Cheap Old Monroe, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Old Monroe, Missouri? Check out the comparison of annual Old Monroe, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Old Monroe, Missouri

Insurance Company Low Medium High
Allstate $3,884 $4,044 $4,231
American Family $3,287 $3,498 $3,388
Farmers $4,214 $4,466 $4,850
GEICO $2,768 $3,003 $3,158
Liberty Mutual $4,404 $4,707 $4,941
Nationwide $2,125 $2,291 $2,392
Progressive $3,110 $3,484 $3,840
State Farm $2,723 $2,920 $3,087
USAA $2,442 $2,545 $2,673

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Best By Category: Cheapest Auto Insurance in Old Monroe, Missouri

Compare the cheapest auto insurance companies in Old Monroe, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Old Monroe, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Old Monroe, Missouri Auto Insurance Companies

What auto insurance companies in Old Monroe, Missouri are the cheapest? Compare the top Old Monroe, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Old Monroe, Missouri

Insurance Company Average Annual Rates
Allstate $4,053
American Family $3,391
Farmers $4,510
GEICO $2,976
Liberty Mutual $4,684
Nationwide $2,269
Progressive $3,478
State Farm $2,910
USAA $2,553

What affects auto insurance rates in Old Monroe, Missouri?

There are a lot of reasons why auto insurance rates in Old Monroe, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Old Monroe, Missouri. Many local factors may affect your Old Monroe auto insurance rates.

Old Monroe Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Old Monroe, Missouri commute length is 28.0 minutes according to City-Data.

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Compare Old Monroe, Missouri Auto Insurance Quotes

Before you buy Old Monroe, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Old Monroe, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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